Name
David
Member since
August 2012
On-time repayments
196 installments • 22%
I live in Nairobi Buruburu Estate with my family, one child in standard one in a nearby private school, am a Pastor at Kenya Assemlies of God Pumwani Slums in Nairobi and I started this business early this year - 2012 with the aim of improving the life of vulnerable women, youth and children infected and affected with HIV &AIDS in Tumaini NGO -website (www.tumainifund.org) . I am tyring to improve tumaini members to join zindisha microfinance to empower their business through borrowing loans. zindisha has helped me to think out of the box and also aidded in my future growth, in my family we have seen changes though zindisha financial aid which has improved our living standards. the second loan will help me expand my business to another level.
I sell hand-made bags that are currently on high demand as we now approach chrtismas period since more tourists are visiting the country; this makes it a very profitable business need to expand.When all factors are favourable for business i make a profit of close to 40% per month.
Challenges among others are, lack of huge stock due to shortage of finance, Transportation cost to the factory and also sometimes lack of stability in the country as this makes the tourists fear visiting the country.
IN TRANSPORTATION ,BUYING AND SELLING OF USED CARS , WILL BE BUYING LOCAL CARS FOUND IN KENYA AND I WILL BE SELLING THEM AT A PROFIT.I WILL SPECIALIZE ON TOYOTA 110 AUTOMATIC AND TOYOTA NZE MODEL SINCE IT IS ON HIGH DEMAND IN THE KENYAN MARKET AND I HAVE ALSO MUCH EXPERIENCE IN THE SAME MODEL OF VEHICLE.
I ALSO USE THE SAME VEHICLE FOR HIRING. THIS WE CREATE SELF EMPLOYMENT OPPORTUNITY AND SUSTAIN ME AND MY FAMILY FROM THE PROFIT I WILL GET FROM IT.
BUYING AND SELLING OF LIVESTOCK FROM MAIMAIHU TO KIJABE AND I WILL SPECIALIZE ON GOATS AND SHEEP ON WILL IT WILL ALSO CREATE EMPLOYMENT TO THE YOUTH
Positive
12
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$6,102.31
Date disbursed
Jan 16, 2016
Repayment status
Late
Projected term
70 months
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Amount repaid
$609.00
Amount remaining
$5,798.42
Expected completion
Nov 6, 2017
Status
Repaying late
Installment amount
$21.00
Expected Payments | Actual Payments | ||
---|---|---|---|
Jan 25, 2016 | $21.00 | Jan 2, 2017 | $21.00 |
Feb 1, 2016 | $21.00 | Jan 9, 2017 | $21.00 |
Feb 8, 2016 | $21.00 | Jan 16, 2017 | $21.00 |
Feb 15, 2016 | $21.00 | Jan 23, 2017 | $21.00 |
Feb 22, 2016 | $21.00 | Jan 30, 2017 | $21.00 |
Feb 29, 2016 | $21.00 | Feb 6, 2017 | $21.00 |
Mar 7, 2016 | $21.00 | Feb 13, 2017 | $21.00 |
Mar 14, 2016 | $21.00 | Feb 20, 2017 | $21.00 |
Mar 21, 2016 | $21.00 | Feb 27, 2017 | $21.00 |
Mar 28, 2016 | $21.00 | Mar 6, 2017 | $21.00 |
Apr 4, 2016 | $21.00 | Mar 13, 2017 | $21.00 |
Apr 11, 2016 | $21.00 | Mar 20, 2017 | $21.00 |
Apr 18, 2016 | $21.00 | Mar 27, 2017 | $21.00 |
Apr 25, 2016 | $21.00 | Apr 3, 2017 | $21.00 |
May 2, 2016 | $21.00 | Apr 10, 2017 | $21.00 |
May 9, 2016 | $21.00 | Apr 17, 2017 | $21.00 |
May 16, 2016 | $21.00 | Apr 24, 2017 | $21.00 |
May 23, 2016 | $21.00 | May 1, 2017 | $21.00 |
May 30, 2016 | $21.00 | May 8, 2017 | $21.00 |
Jun 6, 2016 | $21.00 | May 14, 2017 | $21.00 |
Jun 13, 2016 | $21.00 | May 21, 2017 | $21.00 |
Jun 20, 2016 | $21.00 | May 28, 2017 | $21.00 |
Jun 27, 2016 | $21.00 | Jun 4, 2017 | $21.00 |
Jul 4, 2016 | $21.00 | Jun 11, 2017 | $21.00 |
Jul 11, 2016 | $21.00 | Jun 18, 2017 | $21.00 |
Jul 18, 2016 | $21.00 | Jun 25, 2017 | $21.00 |
Jul 25, 2016 | $21.00 | Jul 2, 2017 | $21.00 |
Aug 1, 2016 | $21.00 | Jul 9, 2017 | $21.00 |
Aug 8, 2016 | $21.00 | Jul 16, 2017 | $21.00 |
Aug 15, 2016 | $21.00 | ||
Aug 22, 2016 | $21.00 | ||
Aug 29, 2016 | $21.00 | ||
Sep 5, 2016 | $21.00 | ||
Sep 12, 2016 | $21.00 | ||
Sep 19, 2016 | $21.00 | ||
Sep 26, 2016 | $21.00 | ||
Oct 3, 2016 | $21.00 | ||
Oct 10, 2016 | $21.00 | ||
Oct 17, 2016 | $21.00 | ||
Oct 24, 2016 | $21.00 | ||
Oct 31, 2016 | $21.00 | ||
Nov 7, 2016 | $21.00 | ||
Nov 14, 2016 | $21.00 | ||
Nov 21, 2016 | $21.00 | ||
Nov 28, 2016 | $21.00 | ||
Dec 5, 2016 | $21.00 | ||
Dec 12, 2016 | $21.00 | ||
Dec 19, 2016 | $21.00 | ||
Dec 26, 2016 | $21.00 | ||
Jan 2, 2017 | $21.00 | ||
Jan 9, 2017 | $21.00 | ||
Jan 16, 2017 | $21.00 | ||
Jan 23, 2017 | $21.00 | ||
Jan 30, 2017 | $21.00 | ||
Feb 6, 2017 | $21.00 | ||
Feb 13, 2017 | $21.00 | ||
Feb 20, 2017 | $21.00 | ||
Feb 27, 2017 | $21.00 | ||
Mar 6, 2017 | $21.00 | ||
Mar 13, 2017 | $21.00 | ||
Mar 20, 2017 | $21.00 | ||
Mar 27, 2017 | $21.00 | ||
Apr 3, 2017 | $21.00 | ||
Apr 10, 2017 | $21.00 | ||
Apr 17, 2017 | $21.00 | ||
Apr 24, 2017 | $21.00 | ||
May 1, 2017 | $21.00 | ||
May 8, 2017 | $21.00 | ||
May 15, 2017 | $21.00 | ||
May 22, 2017 | $21.00 | ||
May 29, 2017 | $21.00 | ||
Jun 5, 2017 | $21.00 | ||
Jun 12, 2017 | $21.00 | ||
Jun 19, 2017 | $21.00 | ||
Jun 26, 2017 | $21.00 | ||
Jul 3, 2017 | $21.00 | ||
Jul 10, 2017 | $21.00 | ||
Jul 17, 2017 | $246.44 | ||
Jul 24, 2017 | $246.44 | ||
Jul 31, 2017 | $246.44 | ||
Aug 7, 2017 | $246.44 | ||
Aug 14, 2017 | $246.44 | ||
Aug 21, 2017 | $246.44 | ||
Aug 28, 2017 | $246.44 | ||
Sep 4, 2017 | $246.44 | ||
Sep 11, 2017 | $246.44 | ||
Sep 18, 2017 | $246.44 | ||
Sep 25, 2017 | $246.44 | ||
Oct 2, 2017 | $246.44 | ||
Oct 9, 2017 | $246.44 | ||
Oct 16, 2017 | $246.44 | ||
Oct 23, 2017 | $246.44 | ||
Oct 23, 2017 | $246.44 | ||
Oct 30, 2017 | $246.44 | ||
Oct 30, 2017 | $246.44 | ||
Nov 6, 2017 | $246.44 | ||
Nov 6, 2017 | $108.06 |
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