Thomas Mboya
Teachers Estate, Kenya
100% repaid
Name
Thomas Mboya
Member since
February 2015
On-time repayments
180 installments • 44%
I am Thomas Mboya, born in the year 1969 in Kenya in a town known as Malaba close to the border of Kenya and Uganda. Our family is of ten children, six girls and four boys. I am the second born in our family. We shifted to Nakuru where I did my schooling, both Primary and High School. I completed high school in the year 1988. Our childhood had a lot of challenges in that our parents income was not enough and that forced us to do some manual work when the schools closed. I am married with five children, all boys.
When our boys were still young, life was not so difficult but as they started joining high school is when things started becoming tough. I had to think of some ways that can supplement my income and that is when I thought of this business. I decided to buy fifty chicks layers, but most of them did not survive because of diseases and I was so inexperienced in the same field. I remained with twenty hens and since then I have gone to seminars that has taught me how to manage poultry. Currently I just have a few eggs that I am selling and with some financial support on the same I know I can project i know I can comfortably afford my children's education without much strain.
My first born would like to be Engineer while the second born would like to be a Lecturer in the university. The rest as still young and have not yet decided on the career that they want. In my free time, I like reading books.
Two of them are
Am a poultry farmer who sells the few eggs that we get. People will always be in need of eggs, I even don't have enough to supply to neighbors. I chose this business because even a poor person can afford to buy an egg for the child. Along with the challenges that accompany this business, if you master it, then you can easily make a good amount of money.
I have discovered if you have a few chickens, the cost of production is very high. You need a good number because even most vaccines are in one hundred doses or two hundred. The more birds you have the lower the production cost. For the twenty birds I use an average of 1.5 kg. of layer mash costing Kshs. 60/-and I get an average of 12 eggs per day @ Kshs. 10 per egg with a sales total of Ksh. 120/-. Leaving me with a profit of Kshs. 60/- per day. At times we have some other expenses of medicines and other few supplement.
in addition to poultry production, i want to start dairy goat keeping having realized that goats milk is very nutritious and costly. this would give me more income hence ability to pay my loans on time.
The little I get it helps us with the school fees especially the young boy who is in nursery school. If I can get finances to increase the number of birds, then I know the income will be more than enough to make our life easy and continue investing for a brighter future.
I will use my loan as follows;
50 Day old chicks @ USD 1.25 = 62.5
Feed (chick starter) 1 bag @ USD 28.4
Vaccines and antibiotics @ USD 11.36
Total is USD 102.26
This extra income will be of great assistance in increasing my stock because my target is to have at least 500 layers. A small journey begins with one step and am willing to grow step by step and with the help of Zidisha, I know I will attain my target.
My profit will double from what am getting from my twenty layers because I will have 50 birds.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Feb 24, 2015
Repayment status
On Time
Projected term
5 months
Other loans
Amount repaid
$103.43
Amount remaining
$0.00
Date repaid
Aug 7, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Mar 8, 2015 | $4.13 | Mar 7, 2015 | $4.13 |
Mar 15, 2015 | $4.13 | Mar 7, 2015 | $0.69 |
Mar 13, 2015 | $3.44 | ||
Mar 22, 2015 | $4.13 | Mar 13, 2015 | $1.00 |
Mar 20, 2015 | $3.13 | ||
Mar 29, 2015 | $4.13 | Mar 20, 2015 | $1.87 |
Mar 27, 2015 | $2.27 | ||
Apr 5, 2015 | $4.13 | Mar 27, 2015 | $2.73 |
Apr 2, 2015 | $1.40 | ||
Apr 12, 2015 | $4.13 | Apr 2, 2015 | $3.60 |
Apr 9, 2015 | $0.53 | ||
Apr 19, 2015 | $4.13 | Apr 9, 2015 | $4.13 |
Apr 26, 2015 | $4.13 | Apr 9, 2015 | $0.33 |
Apr 16, 2015 | $3.80 | ||
May 3, 2015 | $4.13 | Apr 16, 2015 | $1.20 |
Apr 24, 2015 | $2.93 | ||
May 10, 2015 | $4.13 | Apr 24, 2015 | $2.07 |
May 1, 2015 | $2.07 | ||
May 17, 2015 | $4.13 | May 1, 2015 | $2.93 |
May 7, 2015 | $1.20 | ||
May 24, 2015 | $4.13 | May 7, 2015 | $3.80 |
May 15, 2015 | $0.33 | ||
May 31, 2015 | $4.13 | May 15, 2015 | $4.13 |
Jun 7, 2015 | $4.13 | May 15, 2015 | $0.53 |
May 25, 2015 | $3.60 | ||
Jun 14, 2015 | $4.13 | May 25, 2015 | $1.40 |
May 29, 2015 | $2.73 | ||
Jun 21, 2015 | $4.13 | May 29, 2015 | $2.27 |
Jun 11, 2015 | $1.87 | ||
Jun 28, 2015 | $4.13 | Jun 11, 2015 | $3.13 |
Jun 19, 2015 | $1.00 | ||
Jul 5, 2015 | $4.13 | Jun 19, 2015 | $4.00 |
Jun 26, 2015 | $0.13 | ||
Jul 12, 2015 | $4.13 | Jun 26, 2015 | $4.13 |
Jul 19, 2015 | $4.13 | Jun 26, 2015 | $0.73 |
Jul 4, 2015 | $3.40 | ||
Jul 26, 2015 | $4.13 | Jul 4, 2015 | $1.60 |
Jul 10, 2015 | $2.53 | ||
Aug 2, 2015 | $4.13 | Jul 10, 2015 | $2.47 |
Jul 17, 2015 | $1.67 | ||
Aug 9, 2015 | $4.13 | Jul 17, 2015 | $3.33 |
Jul 25, 2015 | $0.80 | ||
Aug 16, 2015 | $4.13 | Jul 25, 2015 | $4.13 |
Aug 23, 2015 | $4.23 | Jul 25, 2015 | $0.07 |
Aug 7, 2015 | $4.17 |
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