Entrepreneur
Name
Moses
Member since
June 2015
On-time repayments
189 installments • 86%
About Me
Am called Moses Karanja Njenga .I was born in the year 1958 in Kamukunji Estate of Eldoret town .
I attended Primary School between the year 1966 to the year 1972 in Eldoret Union .
Secondary between the year 1973 to the year 1976 in Uasin Gishi High School.
I did not go to the University due to lack of School fees because my parent s were very poor.
I am married and with three children all boys .
Two of my Sons have completed high School ,only the last born Son is still in the high School.
I star ted this Business after I saved money to buy a motor bike which am using to date.
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Two of my children want to become business men but one want to become a Teacher.
In my free time I do read the Bible and music for because am also a Pastor.
My Business
I provide transport services to the public in Eldoret and outside Eldoret.
This services is in demand because there no vehicles in many of our roads because our roads are not in good condition.
I chose this kind of Business because it is Cheap to operate so long as you have motor bike.
My typical cost and revenue is 7,000/=Kshs
I use 20,000/=Kshs for School fees
Reinvestment I use 2,000/=Kshs
Home improvement 5,000/=Kshs
Church activities I use 3,000/=Kshs
And I expect this to go up in the near future as the Business continue to grow.
Loan Proposal
when am given this loan that am applying for now then I will be able to buy anew motor bike taxi for my transportation business at the cost of $900 US Dollars which means that I will more $600 from my personal saving account to be able to buy the same.
This will create more jobs for another young man whom I will employ to ride it for taxi business.
and this also will give me more income and more profit for me and my family at large and my customers will be happy with the efficiency of the service we will offer for them.
When this is implemented then this business will grow to 50% this very year .
Thank you so much for considering again my application to lend me .
I again promise to be faithful in loan repayments as scheduled.
God bless Zidisha and long live Zidisha
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Loan Info
Project Type
Classic Loan
Disbursed amount
$348.00
Date disbursed
Nov 13, 2018
Repayment status
Late
Projected term
4 months
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Summary
Amount repaid
$77.85
Amount remaining
$270.49
Expected completion
Apr 2, 2019
Status
Repaying late
Installment amount
$87.09
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 20, 2018 | $4.93 | Nov 19, 2018 | $4.93 |
| Nov 27, 2018 | $3.94 | Nov 28, 2018 | $3.94 |
| Dec 4, 2018 | $3.94 | Nov 28, 2018 | $0.99 |
| Dec 10, 2018 | $2.96 | ||
| Dec 11, 2018 | $3.94 | Dec 10, 2018 | $1.97 |
| Jan 6, 2019 | $1.97 | ||
| Dec 18, 2018 | $3.94 | Jan 6, 2019 | $3.94 |
| Dec 25, 2018 | $3.94 | Jan 14, 2019 | $3.94 |
| Jan 1, 2019 | $4.93 | Jan 28, 2019 | $4.93 |
| Jan 8, 2019 | $0.00 | ||
| Jan 15, 2019 | $0.00 | ||
| Jan 22, 2019 | $0.00 | ||
| Jan 29, 2019 | $0.00 | ||
| Feb 5, 2019 | $1.97 | Feb 11, 2019 | $1.97 |
| Feb 12, 2019 | $1.97 | Feb 11, 2019 | $1.97 |
| Feb 19, 2019 | $1.97 | Feb 11, 2019 | $0.99 |
| Feb 24, 2019 | $0.99 | ||
| Feb 26, 2019 | $1.97 | Feb 24, 2019 | $1.97 |
| Mar 5, 2019 | $1.97 | Mar 17, 2019 | $1.97 |
| Mar 12, 2019 | $87.09 | Mar 17, 2019 | $2.96 |
| Mar 25, 2019 | $2.96 | ||
| Mar 31, 2019 | $1.97 | ||
| Apr 8, 2019 | $3.94 | ||
| Apr 15, 2019 | $3.94 | ||
| Apr 22, 2019 | $3.94 | ||
| May 21, 2019 | $3.94 | ||
| Jun 9, 2019 | $4.93 | ||
| Jun 17, 2019 | $4.93 | ||
| Jul 1, 2019 | $4.93 | ||
| Mar 19, 2019 | $87.09 | ||
| Mar 26, 2019 | $87.09 | ||
| Apr 2, 2019 | $47.65 | ||
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