Lilian
Miwani, Kenya
100% repaid
Name
Lilian
Member since
July 2013
On-time repayments
313 installments • 96%
My name is Lilian Kikuvi. I am in my mid 40s. My business is 7years old. Its not a big business but it provides for my basic needs. i have not managed to expand it greatly but i have managed to educate, build, farm, meet daily needs though my business. i like it so much.
i've come a long way from beginning with a single printer to buying several and going for reasonably good business with a reliable flow of customers.
My business started in 2011. I started with one computer, a printer, and a camera. I used to do computer services like typing, online services, computer trainings, taking & production of photos & photocopying.
The services offered are:
Typing, Printing, Photocopy, Scanning, Lamination, Binding, photography, making & printing of certificates , making of students cards online services like Ghris, KRA, emails, both opening of accounts and teaching, mobile phone charging, selling of stationery
Photographic: it’s my best business at the moment. It’s very quick service with low costs but a good profit.
Printing: Normally we print after typing or saved information in flash disks, or we download from the internet. This is also another profitable service. We charge 10 for every page printed, and sometimes we can print up to 50 pages in a day giving 500/-.
Internet services: We charge according to the time spent. The minimum amount being 10/-.
There are several online services required like production of payslips for civil servants, teachers, opening of e-mail accounts , production of pin & tax certificates, downloading needed information, etc
Scanning, Lamination & Binding.
This are one time jobs. They are not daily jobs, but they have good
profits. E.g scanning of 1 document is 30/-.
Lamination uses abit of electricity. We charge 50/- per copy, and the profit made is about 30/-.
Binding charges depend on the volumes and the profit is minimal.
On a normal day, I make a profit of about 800/-. This is not constant as in other days I can make a profit of over 2000/-. It varies between those ranges
Challenges
I mostly depend on electricity for 99% of my work. When there’s no electricity, or frequent power blackouts, I am out of business.
Prices change. Sometimes the prices of stock goes up & down. When up, we are not able to increase the prices as customers diminishes, so we are forced to stick to the normal prices to avoid losing customer and we therefore get lesser profits.
Current challenges & growth
normal business challenges but have managed to cope.
I would now like Zidisha to help me buy a water tank for my house.
The rainy season is almost here and i do not have enough water storage tanks, being in a semi-arid locality.
Kindly consider my request.
Thanks in advance.
If I will be successful to be given the Ksh.23960, i will top up the remaining balance of Ksh.41,040 to enable me get a Kyocera Photocopier.
I will do my best to make sure i pay the loan on the agreed dates or communicate incase of an otherwise.
Thanks.
Jul 5, 2021: Application for funding
Positive
10
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$266.00
Date disbursed
May 6, 2015
Repayment status
On Time
Projected term
8 months
Other loans
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Amount repaid
$279.66
Amount remaining
$0.00
Date repaid
Jan 14, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
May 17, 2015 | $7.77 | May 15, 2015 | $7.77 |
May 24, 2015 | $7.77 | May 15, 2015 | $0.01 |
May 21, 2015 | $7.76 | ||
May 31, 2015 | $7.77 | May 21, 2015 | $0.02 |
May 30, 2015 | $7.74 | ||
Jun 7, 2015 | $7.77 | May 30, 2015 | $0.03 |
Jun 5, 2015 | $7.73 | ||
Jun 14, 2015 | $7.77 | Jun 5, 2015 | $0.04 |
Jun 9, 2015 | $7.72 | ||
Jun 21, 2015 | $7.77 | Jun 9, 2015 | $0.06 |
Jun 17, 2015 | $7.71 | ||
Jun 28, 2015 | $7.77 | Jun 17, 2015 | $0.07 |
Jun 27, 2015 | $7.70 | ||
Jul 5, 2015 | $7.77 | Jun 27, 2015 | $0.08 |
Jul 4, 2015 | $7.69 | ||
Jul 12, 2015 | $7.77 | Jul 4, 2015 | $0.09 |
Jul 10, 2015 | $7.68 | ||
Jul 19, 2015 | $7.77 | Jul 10, 2015 | $0.10 |
Jul 17, 2015 | $7.67 | ||
Jul 26, 2015 | $7.77 | Jul 17, 2015 | $0.11 |
Jul 22, 2015 | $7.66 | ||
Aug 2, 2015 | $7.77 | Jul 22, 2015 | $0.12 |
Aug 1, 2015 | $7.64 | ||
Aug 9, 2015 | $7.77 | Aug 1, 2015 | $0.13 |
Aug 7, 2015 | $7.63 | ||
Aug 16, 2015 | $7.77 | Aug 7, 2015 | $0.14 |
Aug 15, 2015 | $7.62 | ||
Aug 23, 2015 | $7.77 | Aug 15, 2015 | $0.16 |
Aug 23, 2015 | $7.61 | ||
Aug 30, 2015 | $7.77 | Aug 23, 2015 | $0.17 |
Aug 27, 2015 | $7.60 | ||
Sep 6, 2015 | $7.77 | Aug 27, 2015 | $0.18 |
Sep 2, 2015 | $7.59 | ||
Sep 13, 2015 | $7.77 | Sep 2, 2015 | $0.19 |
Sep 11, 2015 | $7.58 | ||
Sep 20, 2015 | $7.77 | Sep 11, 2015 | $0.20 |
Sep 19, 2015 | $7.57 | ||
Sep 27, 2015 | $7.77 | Sep 19, 2015 | $0.21 |
Sep 22, 2015 | $7.56 | ||
Oct 4, 2015 | $7.77 | Sep 22, 2015 | $0.22 |
Oct 1, 2015 | $7.54 | ||
Oct 11, 2015 | $7.77 | Oct 1, 2015 | $0.23 |
Oct 9, 2015 | $7.53 | ||
Oct 18, 2015 | $7.77 | Oct 9, 2015 | $0.24 |
Oct 16, 2015 | $7.52 | ||
Oct 25, 2015 | $7.77 | Oct 16, 2015 | $0.26 |
Oct 23, 2015 | $7.51 | ||
Nov 1, 2015 | $7.77 | Oct 23, 2015 | $0.27 |
Oct 30, 2015 | $7.50 | ||
Nov 8, 2015 | $7.77 | Oct 30, 2015 | $0.28 |
Nov 6, 2015 | $7.49 | ||
Nov 15, 2015 | $7.77 | Nov 6, 2015 | $0.29 |
Nov 14, 2015 | $7.48 | ||
Nov 22, 2015 | $7.77 | Nov 14, 2015 | $0.30 |
Nov 19, 2015 | $7.47 | ||
Nov 29, 2015 | $7.77 | Nov 19, 2015 | $7.77 |
Dec 6, 2015 | $7.77 | Nov 19, 2015 | $0.32 |
Nov 27, 2015 | $7.44 | ||
Dec 13, 2015 | $7.77 | Nov 27, 2015 | $0.33 |
Dec 10, 2015 | $7.43 | ||
Dec 20, 2015 | $7.77 | Dec 10, 2015 | $0.34 |
Dec 17, 2015 | $7.42 | ||
Dec 27, 2015 | $7.77 | Dec 17, 2015 | $0.36 |
Dec 24, 2015 | $7.41 | ||
Jan 3, 2016 | $7.77 | Dec 24, 2015 | $7.77 |
Jan 10, 2016 | $7.77 | Dec 24, 2015 | $0.38 |
Jan 9, 2016 | $7.39 | ||
Jan 17, 2016 | $7.82 | Jan 9, 2016 | $0.39 |
Jan 14, 2016 | $7.43 |
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