Name
Timothy
Member since
November 2014
On-time repayments
54 installments • 48%
I'm the 4th born in a family of 5 brothers and a diploma holder in computer engineering. Having looked for job in almost 3 years unsuccessfully, I ventured into construction as a manual laborer, moved from there and become a foreman. I then started taking small time contracts where I hire workers and take on small contracts. I mainly deal with fixing windows in new constructed buildings.
Besides being a small contractor I am a father to one loved daughter and a born again christian.
I deal with fixing windows in newly constructed buildings and also i put window Grills using Clome pipes materials.New fashions of buildings are coming up,hence calling up for new styles of windows and me being a professional in fixing windows I chose the job.The kind of windows I fix are more beautiful and more secure. I mainly charge depending on the size of the building and size of windows. I have one full-time employee and hire others depending on the availability of the jobs.
During peak months, I make up to $ 1,050 but there are months I make as little as $ 400 during low seasons.
My costs depend on the magnitude of the job and involves buying glasses, putty,Clomes and other add-ons that are needed to fix windows. I use the money gotten to pay my employees,domestic use and re-invest in the business by buying equipments. Also I have engaged in tree planting program at our nearby forest in the village where I come from.
Hello Lenders,
This is my second loan and before I even go any further, I must thank you for the first loan. I'm certainly not the way I was before the Zidisha. On my second loan, I am planning to buy a mixer for hire. As I go round fixing window in various sites, I have noticed that most of my clients have to hire concrete mixers as the construction goes on. I want to seize my customer base and referrals that I have been getting lately to offer concrete hiring services. In addition to fixing windows, I will now be hiring the mixer to the sites that I will be offering my services. This will not only increase my profits but will also be another opportunity to offer employment to yet another jobless Kenyan just like I did with my first loan. Thank you for trusting me and just like before, I will pay in back in good time.
Regards
Timothy Njoroge
Positive
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Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$141.00
Date disbursed
Mar 30, 2015
Repayment status
On Time
Projected term
3 months
Other loans
Amount repaid
$148.55
Amount remaining
$0.00
Date repaid
Aug 2, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Apr 12, 2015 | $8.74 | Apr 19, 2015 | $8.74 |
Apr 19, 2015 | $8.74 | Apr 19, 2015 | $2.25 |
Apr 22, 2015 | $6.48 | ||
Apr 26, 2015 | $8.74 | Apr 22, 2015 | $0.11 |
May 11, 2015 | $8.63 | ||
May 3, 2015 | $8.74 | May 11, 2015 | $8.74 |
May 10, 2015 | $8.74 | May 11, 2015 | $8.74 |
May 17, 2015 | $8.74 | May 11, 2015 | $0.27 |
May 17, 2015 | $8.46 | ||
May 24, 2015 | $8.74 | May 17, 2015 | $0.33 |
May 26, 2015 | $8.41 | ||
May 31, 2015 | $8.74 | May 26, 2015 | $0.38 |
Jun 2, 2015 | $8.35 | ||
Jun 7, 2015 | $8.74 | Jun 2, 2015 | $0.44 |
Jun 10, 2015 | $8.30 | ||
Jun 14, 2015 | $8.74 | Jun 10, 2015 | $0.49 |
Jun 15, 2015 | $8.24 | ||
Jun 21, 2015 | $8.74 | Jun 15, 2015 | $0.55 |
Jun 22, 2015 | $8.19 | ||
Jun 28, 2015 | $8.74 | Jun 22, 2015 | $0.60 |
Jun 27, 2015 | $8.13 | ||
Jul 5, 2015 | $8.74 | Jun 27, 2015 | $0.66 |
Jul 7, 2015 | $8.08 | ||
Jul 12, 2015 | $8.74 | Jul 7, 2015 | $0.71 |
Jul 14, 2015 | $8.02 | ||
Jul 19, 2015 | $8.74 | Jul 14, 2015 | $0.77 |
Jul 22, 2015 | $7.97 | ||
Jul 26, 2015 | $8.74 | Jul 30, 2015 | $7.97 |
Aug 2, 2015 | $0.77 | ||
Aug 2, 2015 | $8.77 | Aug 2, 2015 | $8.77 |
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