David
Mombasa, Kenya
36% repaid
Name
David
Member since
May 2014
On-time repayments
235 installments • 25%
My name is David Waigwa. I was born in Central Kenya where I was brought up. I then relocated to coastal town of Mombasa 15 years ago in search of greener pastures.
I started business as a photographer and through savings, I enrolled for a short computer course to learn computer literacy. I later enrolled for a video editing course where I learned video editing skills using computers.
Through more savings, I managed to buy one computer and a camera which I use to do my videos,work. I combine both still and video coverage that is what gives me and my family our daily bread.
I am married with two children aged - both girls aged 13 and 5 years old.
My business deals with photography, both still and videos. I also undertake video editing work for other cameramen who do not have equipment or skills to do the job. I have done this work for the last 10 years and I am well known within my area of operation.
I cover functions such as weddings, documentaries and music. I make an average net profit of $350 per month.
I face a number of challenges in my business but the main one is lack of capital to expand the business. The equipment for this job are costly and getting credit locally is a bit hard.
If I get a loan of $150 from Zidisha, I will be able to add this amount to my savings and buy a fast and reliable computer since the one I have is old and cannot support the latest Operating system and video editing programs which are essential in my work.
I am now about to implement my second business upgrade after buying a computer with the first loan. I normally hire video accessories when going to do photo or video shoot. Some of the accessories I hire include, video lights, reflectors and tripod stands.
This pushes my production costs very high and it eats up my profit margin. For my work to remain competitive, I need to have my own accessories so as to save on the money that I use to hire out those items. It also means faster service since I am made to wait for those accessories to be available when I need them.
With this loan, I plan to spend the money as follows:
1 . 2 video flash lights at a total cost of $200
2. A tripod stand at a cost of $130
3. 2 reflectors at a total cost of $70
This will go a long way in fulfilling my long held dream of being self sufficient in my work. This will increase the speed at which I do my work and I will be able to serve more clients hence increased profitability.
Positive
1
Neutral
None
Negative
1
Project Type
Classic Loan
Disbursed amount
$419.00
Date disbursed
Feb 28, 2015
Repayment status
Late
Projected term
70 months
Other loans
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Amount repaid
$266.11
Amount remaining
$306.72
Expected completion
Jun 16, 2019
Status
Repaying late
Installment amount
$63.66
Expected Payments | Actual Payments | ||
---|---|---|---|
Mar 8, 2015 | $5.49 | Mar 8, 2015 | $5.49 |
Mar 15, 2015 | $5.49 | Mar 8, 2015 | $5.49 |
Mar 22, 2015 | $5.49 | Mar 8, 2015 | $0.13 |
Mar 22, 2015 | $5.36 | ||
Mar 29, 2015 | $5.49 | Mar 22, 2015 | $5.49 |
Apr 5, 2015 | $5.49 | Mar 22, 2015 | $0.27 |
Apr 5, 2015 | $5.22 | ||
Apr 12, 2015 | $5.49 | Apr 5, 2015 | $5.49 |
Apr 19, 2015 | $5.49 | Apr 5, 2015 | $0.40 |
Apr 19, 2015 | $5.09 | ||
Apr 26, 2015 | $5.49 | Apr 19, 2015 | $0.47 |
Apr 27, 2015 | $5.02 | ||
May 3, 2015 | $5.49 | Apr 27, 2015 | $0.53 |
Jun 10, 2015 | $4.96 | ||
May 10, 2015 | $5.49 | Jun 10, 2015 | $5.49 |
May 17, 2015 | $5.49 | Jun 10, 2015 | $5.49 |
May 24, 2015 | $5.49 | Jun 10, 2015 | $5.49 |
May 31, 2015 | $5.49 | Jun 10, 2015 | $0.80 |
Jun 29, 2015 | $4.69 | ||
Jun 7, 2015 | $5.49 | Jun 29, 2015 | $5.49 |
Jun 14, 2015 | $5.49 | Jun 29, 2015 | $0.93 |
Jul 19, 2015 | $4.56 | ||
Jun 21, 2015 | $5.49 | Jul 19, 2015 | $5.49 |
Jun 28, 2015 | $5.49 | Jul 19, 2015 | $5.49 |
Jul 5, 2015 | $5.49 | Jul 19, 2015 | $5.49 |
Jul 12, 2015 | $5.49 | Jul 19, 2015 | $1.20 |
Aug 19, 2015 | $4.29 | ||
Jul 19, 2015 | $1.27 | Aug 19, 2015 | $1.27 |
Jul 26, 2015 | $0.00 | ||
Aug 2, 2015 | $0.00 | ||
Aug 9, 2015 | $0.00 | ||
Aug 16, 2015 | $0.00 | ||
Aug 23, 2015 | $0.00 | ||
Aug 30, 2015 | $2.22 | Aug 30, 2015 | $2.22 |
Sep 6, 2015 | $2.22 | Aug 30, 2015 | $2.22 |
Sep 13, 2015 | $2.22 | Aug 30, 2015 | $1.11 |
Sep 6, 2015 | $1.11 | ||
Sep 20, 2015 | $2.22 | Sep 6, 2015 | $2.22 |
Sep 27, 2015 | $2.22 | Sep 6, 2015 | $2.22 |
Oct 4, 2015 | $2.22 | Sep 20, 2015 | $2.22 |
Oct 11, 2015 | $2.22 | Sep 20, 2015 | $2.22 |
Oct 18, 2015 | $1.11 | Sep 20, 2015 | $1.11 |
Oct 25, 2015 | $0.00 | ||
Nov 1, 2015 | $0.00 | ||
Nov 8, 2015 | $0.00 | ||
Nov 15, 2015 | $0.00 | ||
Nov 22, 2015 | $0.00 | ||
Nov 29, 2015 | $0.00 | ||
Dec 6, 2015 | $0.00 | ||
Dec 13, 2015 | $0.00 | ||
Dec 20, 2015 | $0.00 | ||
Dec 27, 2015 | $0.00 | ||
Jan 3, 2016 | $0.00 | ||
Jan 10, 2016 | $0.00 | ||
Jan 17, 2016 | $0.00 | ||
Jan 24, 2016 | $0.00 | ||
Jan 31, 2016 | $0.00 | ||
Feb 7, 2016 | $0.00 | ||
Feb 14, 2016 | $1.11 | Feb 21, 2016 | $1.11 |
Feb 21, 2016 | $1.11 | Feb 21, 2016 | $1.11 |
Feb 28, 2016 | $1.11 | Feb 21, 2016 | $1.11 |
Mar 6, 2016 | $1.11 | Mar 12, 2016 | $1.11 |
Mar 13, 2016 | $1.11 | Mar 12, 2016 | $1.11 |
Mar 20, 2016 | $1.11 | Mar 12, 2016 | $1.11 |
Mar 27, 2016 | $1.11 | Mar 12, 2016 | $1.11 |
Apr 3, 2016 | $1.11 | Mar 12, 2016 | $1.11 |
Apr 10, 2016 | $1.11 | Apr 11, 2016 | $1.11 |
Apr 17, 2016 | $1.11 | Apr 11, 2016 | $1.11 |
Apr 24, 2016 | $1.11 | Apr 11, 2016 | $1.11 |
May 1, 2016 | $1.11 | May 8, 2016 | $1.11 |
May 8, 2016 | $1.11 | May 8, 2016 | $1.11 |
May 15, 2016 | $1.11 | May 8, 2016 | $1.11 |
May 22, 2016 | $1.11 | May 8, 2016 | $1.11 |
May 29, 2016 | $1.11 | Dec 19, 2018 | $1.11 |
Jun 5, 2016 | $0.00 | ||
Jun 12, 2016 | $0.00 | ||
Jun 19, 2016 | $0.00 | ||
Jun 26, 2016 | $0.00 | ||
Jul 3, 2016 | $0.00 | ||
Jul 10, 2016 | $0.00 | ||
Jul 17, 2016 | $0.00 | ||
Jul 24, 2016 | $0.00 | ||
Jul 31, 2016 | $0.00 | ||
Aug 7, 2016 | $0.00 | ||
Aug 14, 2016 | $0.00 | ||
Aug 21, 2016 | $0.00 | ||
Aug 28, 2016 | $0.00 | ||
Sep 4, 2016 | $0.00 | ||
Sep 11, 2016 | $0.00 | ||
Sep 18, 2016 | $0.00 | ||
Sep 25, 2016 | $0.00 | ||
Oct 2, 2016 | $0.00 | ||
Oct 9, 2016 | $0.00 | ||
Oct 16, 2016 | $0.00 | ||
Oct 23, 2016 | $0.00 | ||
Oct 30, 2016 | $0.00 | ||
Nov 6, 2016 | $0.00 | ||
Nov 13, 2016 | $0.00 | ||
Nov 20, 2016 | $0.00 | ||
Nov 27, 2016 | $0.00 | ||
Dec 4, 2016 | $0.00 | ||
Dec 11, 2016 | $0.00 | ||
Dec 18, 2016 | $0.00 | ||
Dec 25, 2016 | $0.00 | ||
Jan 1, 2017 | $0.00 | ||
Jan 8, 2017 | $0.00 | ||
Jan 15, 2017 | $0.00 | ||
Jan 22, 2017 | $0.00 | ||
Jan 29, 2017 | $0.00 | ||
Feb 5, 2017 | $0.00 | ||
Feb 12, 2017 | $0.00 | ||
Feb 19, 2017 | $0.00 | ||
Feb 26, 2017 | $0.00 | ||
Mar 5, 2017 | $0.00 | ||
Mar 12, 2017 | $0.00 | ||
Mar 19, 2017 | $0.00 | ||
Mar 26, 2017 | $0.00 | ||
Apr 2, 2017 | $0.00 | ||
Apr 9, 2017 | $0.00 | ||
Apr 16, 2017 | $0.00 | ||
Apr 23, 2017 | $0.00 | ||
Apr 30, 2017 | $0.00 | ||
May 7, 2017 | $0.00 | ||
May 14, 2017 | $0.00 | ||
May 21, 2017 | $0.00 | ||
May 28, 2017 | $0.00 | ||
Jun 4, 2017 | $0.00 | ||
Jun 11, 2017 | $0.00 | ||
Jun 18, 2017 | $0.00 | ||
Jun 25, 2017 | $0.00 | ||
Jul 2, 2017 | $0.00 | ||
Jul 9, 2017 | $0.00 | ||
Jul 16, 2017 | $0.00 | ||
Jul 23, 2017 | $0.00 | ||
Jul 30, 2017 | $0.00 | ||
Aug 6, 2017 | $0.00 | ||
Aug 13, 2017 | $0.00 | ||
Aug 20, 2017 | $0.00 | ||
Aug 27, 2017 | $0.00 | ||
Sep 3, 2017 | $0.00 | ||
Sep 10, 2017 | $0.00 | ||
Sep 17, 2017 | $0.00 | ||
Sep 24, 2017 | $0.00 | ||
Oct 1, 2017 | $0.00 | ||
Oct 8, 2017 | $0.00 | ||
Oct 15, 2017 | $0.00 | ||
Oct 22, 2017 | $0.00 | ||
Oct 29, 2017 | $0.00 | ||
Nov 5, 2017 | $0.00 | ||
Nov 12, 2017 | $0.00 | ||
Nov 19, 2017 | $0.00 | ||
Nov 26, 2017 | $0.00 | ||
Dec 3, 2017 | $0.00 | ||
Dec 10, 2017 | $0.00 | ||
Dec 17, 2017 | $0.00 | ||
Dec 24, 2017 | $0.00 | ||
Dec 31, 2017 | $0.00 | ||
Jan 7, 2018 | $0.00 | ||
Jan 14, 2018 | $0.00 | ||
Jan 21, 2018 | $0.00 | ||
Jan 28, 2018 | $0.00 | ||
Feb 4, 2018 | $0.00 | ||
Feb 11, 2018 | $0.00 | ||
Feb 18, 2018 | $0.00 | ||
Feb 25, 2018 | $0.00 | ||
Mar 4, 2018 | $0.00 | ||
Mar 11, 2018 | $0.00 | ||
Mar 18, 2018 | $0.00 | ||
Mar 25, 2018 | $0.00 | ||
Apr 1, 2018 | $0.00 | ||
Apr 8, 2018 | $0.00 | ||
Apr 15, 2018 | $0.00 | ||
Apr 22, 2018 | $0.00 | ||
Apr 29, 2018 | $0.00 | ||
May 6, 2018 | $0.00 | ||
May 13, 2018 | $0.00 | ||
May 20, 2018 | $0.00 | ||
May 27, 2018 | $0.00 | ||
Jun 3, 2018 | $0.00 | ||
Jun 10, 2018 | $0.00 | ||
Jun 17, 2018 | $0.00 | ||
Jun 24, 2018 | $0.00 | ||
Jul 1, 2018 | $0.00 | ||
Jul 8, 2018 | $0.00 | ||
Jul 15, 2018 | $0.00 | ||
Jul 22, 2018 | $0.00 | ||
Jul 29, 2018 | $0.00 | ||
Aug 5, 2018 | $0.00 | ||
Aug 12, 2018 | $0.00 | ||
Aug 19, 2018 | $0.00 | ||
Aug 26, 2018 | $0.00 | ||
Sep 2, 2018 | $0.00 | ||
Sep 9, 2018 | $0.00 | ||
Sep 16, 2018 | $0.00 | ||
Sep 23, 2018 | $0.00 | ||
Sep 30, 2018 | $0.00 | ||
Oct 7, 2018 | $0.00 | ||
Oct 14, 2018 | $0.00 | ||
Oct 21, 2018 | $0.00 | ||
Oct 28, 2018 | $0.00 | ||
Nov 4, 2018 | $0.00 | ||
Nov 11, 2018 | $0.00 | ||
Nov 18, 2018 | $0.00 | ||
Nov 25, 2018 | $0.00 | ||
Dec 2, 2018 | $0.00 | ||
Dec 9, 2018 | $0.00 | ||
Dec 16, 2018 | $0.00 | ||
Dec 23, 2018 | $0.56 | Dec 22, 2018 | $0.56 |
Dec 30, 2018 | $0.56 | Dec 22, 2018 | $0.56 |
Jan 6, 2019 | $0.56 | Jan 5, 2019 | $0.56 |
Jan 13, 2019 | $0.56 | Jan 5, 2019 | $0.56 |
Jan 20, 2019 | $0.56 | Jan 20, 2019 | $0.56 |
Jan 27, 2019 | $0.00 | ||
Feb 3, 2019 | $0.00 | ||
Feb 10, 2019 | $0.00 | ||
Feb 17, 2019 | $0.00 | ||
Feb 24, 2019 | $0.00 | ||
Mar 3, 2019 | $0.00 | ||
Mar 10, 2019 | $0.00 | ||
Mar 17, 2019 | $0.00 | ||
Mar 24, 2019 | $0.00 | ||
Mar 31, 2019 | $0.00 | ||
Apr 7, 2019 | $0.00 | ||
Apr 14, 2019 | $0.00 | ||
Apr 21, 2019 | $0.00 | ||
Apr 28, 2019 | $0.00 | ||
May 5, 2019 | $63.66 | Jan 20, 2019 | $0.56 |
Feb 25, 2019 | $5.56 | ||
Mar 2, 2019 | $5.56 | ||
Mar 9, 2019 | $5.56 | ||
Mar 16, 2019 | $5.56 | ||
Mar 23, 2019 | $5.56 | ||
Mar 30, 2019 | $5.56 | ||
Apr 8, 2019 | $5.56 | ||
Apr 14, 2019 | $5.56 | ||
Apr 20, 2019 | $5.56 | ||
Apr 27, 2019 | $5.56 | ||
May 4, 2019 | $5.56 | ||
May 12, 2019 | $63.66 | ||
May 19, 2019 | $63.66 | ||
May 26, 2019 | $63.66 | ||
Jun 2, 2019 | $63.66 | ||
Jun 9, 2019 | $63.66 | ||
Jun 16, 2019 | $48.12 |
guenter Apr 13, 2018
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