Buy a plot of land

Michael

Nairobi, Kenya

Funds disbursed

$0 to go

100% funded of $1,039 goal

0

days left

Entrepreneur

Name

Michael

Member since

February 2015

On-time repayments

213 installments  •  63%

About Me

Hello lenders this is Michael Malal a business man in Kisumu Kenya and so proud to be in this family since joining. it was my pleasure to thanks all lenders here for the good job you have been doing. my life changed because of you thank you so much.

My Business

I joined zidisha in the year 2015 and by then I lived in Nairobi I decided to allocate to kisumu with a plan to continue with my tea room like I did in Nairobi but it's difficult to do such business in Kisumu, then my wife came up with idea of opening first food cafe I second the idea and we did it. A's I speak now the business is good and we manage to open another business through Zidisha support we have an cooking gas point. the profit is up and business is well to.

Loan Proposal

As I say in the last loan, my main plans is to buy plot and upgrade the life of my family.
Already I have started with the first loan you give me and I hope I will make it this way.
I decided to use fixed account so that I will not over use my cash or plan a different things,
Thank you

Feedback

7

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,039.00

Date disbursed

Sep 4, 2019

Repayment status

Late

Projected term

4 months

Lenders

E

Errol

Bradenton, FL, United States

Brian

Midhurst, Canada

investor

Candiac, Canada

Umair Mahmood

Raleigh, United States

AltruisticSelfishnes

Chicago, United States

Joellen

Boulder, United States

lietu

Tallinn, Estonia

O

Oliver

Geneva, Switzerland

B

Bpryse

Long beach, United States

DeanDropshot

Oslo, Norway

ninamaqami

Ankara, Turkey

W

Withnail

Reading, United Kingdom

Martin

Manama, Bahrain

F

FaaThailand

Bangkok, Thailand

R

rcmssr

Woodbury, United States

MichaelDean

San Jose, United States

A

anonymus

Moon, United States

T

Tallago3

Munich, Germany

Pere

Barcelona, Spain

johnandmoliehi

Canton, New York, United States

T

ToddK

Indianapolis, IN, USA, United States

H

HappythroughHelp

Torrance, United States

C

cjmenchaca

Austin, United States

N

ningli

Charlotte, NC, United States

L

Lemon

Switzerland, Switzerland

A

AlexCheng

Seattle, United States

M

MattLondon

London, United Kingdom

Tavin

Ottawa, Canada

S

SelvaMarcus

Green Cove Springs, United States

CharlieBfl

Vaduz, Liechtenstein

T

tmsaddress

Orlando, Florida, United States

Z

Zarnigar

Boston, United States

C

chrisherron

Chicago, United States

F

florian

Mettmenstetten, Switzerland

dajawein

Gladstone, Australia

Sundstroms

Falun, Sweden

ElWal

Kirn, Germany

E

explosionsky

Brooklyn, United States

T

Talex

Nürnberg, Germany

KM

British Columbia, Canada, Canada

Z

Zippo

Berlin, Germany

D

duckdork

De Forest, United States

Erica

Caledon, Canada

kickerofelves

Sao Paulo, Brazil

Cloudways

Malta, Malta

Andreas1974

Fristad, Sweden

Walter86

Napoli, Italy

J

jzidi

Los Angeles, United States

P

pillepalle

Osnabrück, Germany

S

Scordato

Mattituck, United States

D

danderson1953

Plainsboro, United States

A

Austrian

Graz, Austria

P

PhilACK

Brampton, Canada

B

bugsheep

Houston, United States

Namaste250

Pittsford, United States

southcentral

Zürich, Switzerland

G

Goodwill

Oakland, United States

peanut

Halifax, Canada

K

Kweetnie

Rijswijk, Netherlands

danielytao

Boston, United States

zphelj

Dallas, United States

B

bileiro

Mandaluyong, Philippines

C

Charlotte

Charlotte, United States

Bhayl

Stavanger, Norway

Ingela

Falun, Sweden

H

halisi

assenede, Belgium

M

mkellerman

Shanghai, China

V

Valis

Singapore, Singapore

P

PHU99

Zwingenberg, Germany

HMS_5th_Grade

Honolulu, United States

IM

Isak Maaseide

Tromso, Norway, Norway

nakamura

United States

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

I

ianb723

ROCHESTER, United States

JTShorty

Gorham, Maine, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

M

Moonknight

Østre Gausdal, Norway

C

Colmena

Chicago, United States

Hedwich

Gorssel, Netherlands

W

WinWinNL

The Hague, Netherlands

Zal0m0n

Atlantis!!!! x), Mauritania

G

gradient

KFAR SABA, Israel

P

Paleomagick

Eldred, United States

JFais

Atlanta, United States

L

Leonora

TÄBY, Sweden

mojobob

Hayward, United States

P

Pavane

Kungsbacka, Sweden

R

run426

DeBary, United States

JOKer

Weisendorf, Germany

Lambie

Perth, Australia

JonB

London, United Kingdom

soniad

Dubai, United Arab Emirates

dmirpuri

Bangkok, Thailand

ibc123

Seattle, United States

xtrahardware

Cazenovia, United States

markpearson

Portsmouth, United Kingdom

stanbogdanov

Sofia, Bulgaria

lizandsteve

guelph, Canada

HealthcareProvider

Baltimore, United States

T

Travelover

Northville, United States

E

E

Marin county, United States

M

MarianneM

Munich, Germany

MrMichigander

Marquette, United States

Jamesaubrey

Norman, United States

iggwag

Kilifi, Kenya

M

mibrahim51

Mountain View, United States

mikeice

Kohler, United States

C

Clben7

Cincinnati, United States

Scotts5320

New York, United States

G

GanSatya

United States

A

AandCfromCanada

Spruce Grove, Canada

sderickson

Berkeley, CA, United States

A

andrewpbrett

United States

G

GoughGirl

Washington, Dc, United States

pvilliger

Zurich, Switzerland

T

tomcat14

Brussels, Belgium

MalcolmL

San Francisco, United States

R

roozbeh

United States

D

Daisy

Netherlands

R

rossgarlick

United States

G

geoff

United States

M

meric

Australia

DavidHS

United Kingdom

M

Marko

Helsinki, Finland

M

Mal57

Australia

D

DandS

United States

N

nswanberg

United States

A

Ansgar

Australia

M

Michi

Switzerland

J

jenda

Czech Republic

Pankratio

EastVan, Canada

bb4dogs

United States

C

charleen

United States

mepster

San Francisco, Ca, United States

VK

Vasily Kudrin

Moscow, Russia

johnhudson

Washington, DC, United States

chriseyre

Fremont, Ca, United States

B

bscent

Hong Kong

A

AnnaLou

Switzerland

Laparo

Dusseldorf, Germany

Grant Xavier Storer

Seattle, Wa, United States

Suman

Gold Coast, Australia

ThomasJosef

Berlin, Germany

Loungin

United States

N

Nicole

Pittsburgh, United States

Pascal Coyles

Ghent, Belgium

Jamal Hamou

Cascadia, Canada

B

Bennphoto

United Kingdom

C

ColoradoSkier

Denver, United States

SV

sven vdk

Twickenham, United Kingdom

PolarBearCapital

United States

T

thehigginsons

United Kingdom

M

mbarbier

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

JL

Joao Leal

United Kingdom

J

Joanne

Switzerland

S

Sven

Netherlands

Matthias

Frankfurt Am Main, Germany

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

Villa Maria Outliers

Montreal, Canada

R

Robert

Berlin, Germany

MD

Miles Dodge

CORVALLIS, United States

MW

Matt Willis

United States

W

Wade

United States

JD

Jo Dane

Melbourne, Australia

S

SP

United States

K

K

United States

Lou Kaucic

Sanbornton, NH, United States

moursund

Beaver Nation, United States

Kevin

San Francisco, United States

JC

JD Conley

United States

KD

Kent Don

United States

TB

Taylor Brown

United States

Jennifer Weber

Canandaigua, Ny, United States

Mouhamed

United States

MG

Meron Gribetz

United States

C

cota

United States

ME

Manaal Eisa

Washington DC, United States

Cristina Huesch

Canberra, Australia, Australia

TH

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

Pedro R-C

Cambridge, United States

Martin Nielsen

Aarhus, Denmark

R

Rembrandt

United Kingdom

RV

Rob Van Dam

United States

AH

ajay hampapur

United States

N

Nick

United States

E

eriklonnroth

United Kingdom

A

Allie

Australia

J

Jason

United States

wissam

Jeddah, Saudi Arabia

Callum Guy

Suffolk, United Kingdom

I

Irene

Switzerland

DL

Dan Lawrence

United States

Paul Smithson

Leeds, United Kingdom

A

Andrei

United States

A

Adam

United Kingdom

Arnaud M

Sydney, Australia

M

Mark

United States

P

Peter

Bratislava, Slovakia

S

Susan

Los Angeles, California, United States

Christopher Hey

Sudbury, Canada

E

Enda

Abu Dhabi, United Arab Emirates

Cliff

United States

Elise E

United States

SH

Steven Huntington

London, United Kingdom

C

Cecilia

United States

Dan Michael

Oslo, Norway

Thomas

Sweden, Sweden

Y

YTSJ

London, United Kingdom

Tam Thao Nathan

United States

MG

Michael Guthrie

United Kingdom

JC

Justin cohan

United States

K

Katka

St Albans, United Kingdom

V

Vidar

Oslo, Norway

P

Phips

Switzerland

I

isaac

United Kingdom

RC

Rudi Chen

United States

KK

karl kerksiek

United States

B

Boris

Bern, Switzerland

SB

Sue Bucholz

Sacramento, United States

E

Elynne

United States

BR

Bob Reus

Netherlands

W

Wim

Netherlands

CR

Christopher R

Denver, CO, United States

J

jmfaber

Amsterdam, Netherlands

KirstenAlana

Los Angeles, United States

Jes-c

United States

RG

Ravi Gadad

United States

AL

Adam Larkin

United States

JA

Jan Andresen

Hamburg, Germany

LZ

Li Zhang

United Kingdom

Sinan Taifour

Munich, Germany, Germany

Bart Vogelzang

Ladysmith BC, Canada

VW

Vincent Widmer

Geneva, Switzerland

J

Jon

United States

A

Anonymous

United States

Jes

Australia

Benjamin Kniaz

Boston, United States

ES

Evan Simons

United States

JS

Jason Strauss

United States

MF

Mike Frawley

United States

Gerrit

Palm Harbor, FL, United States

JA

Joshua Axtell

United States

NM

Nitya Marepally

San Ramon, CA, United States

Day Family

Melbourne, Australia

VC

Victor Chong

United States

V

VJ

Canberra, Australia

R

Ryan

Albuquerque, NM, United States

BP

Bill Piper

United States

Ellen

Michigan, United States

MS

Mona S

United States

D

Dalton

San Francisco, United States

CJ

Chris Jones

Seattle, United States

C

Campbell

New Zealand

Haroon S

United States

DW

David Westmoreland

Colorado Springs, Colorado, United States

Dean Suminski

Portland, Oregon, United States

Diane U

Olympia, Wa, Usa, United States

GS

Gary Sinard

Franklin, TN, United States

Paul Thompson

York, United Kingdom

M

Mack

Harbor, Oregon, United States

Salvatore Martello

New York, New York, United States

David Nash

Sydney, Australia, Australia

Christian

Vienna, Austria

R

RMIM

United States

Mike

Indianapolis, United States

DW

Dan Winetsky

United States

Martha Fleury

Bethesda, MD, United States

WC

Walter Clarke

Phoenix, United States

M

Mary

United States

Jane

Ontario, Canada

SS

Sandi Smith

Pimpama. Queensland, Australia

Annie

New York, NY, United States

afaness

Germany

ZS

Zach Silveira

Asheville, Nc, United States

A

Anonymous

United States

MC

Melissa Corrigan

Richmond, California, United States

PL

Philbert Lin

United States

Carrie

Arlington, MA, United States

JS

jackson silvey

United Kingdom

RS

Rohan Singh

United States

Thereze Ovid

Brooklyn, New York, United States

NS

Natalie Stone

United States

Darren Jeppson

Denver, Colorado, United States

H

Haley

United States

AK

Aleks Kovski

United States

N

Nicholas

Australia

J

Johanna

Zürich, Austria

LM

Lee Montecucco

Washington State, United States

MC

Mir Cea

Netherlands

Claire Lewis

Wales Uk, United Kingdom

Siddharth Shankar

Sydney, Australia, Australia

E

EJOBIV

United States

MB

MW Brown

United Kingdom

AA

Andrew and Kim

Nashville, TN, United States

PA

Peter A

New York City, United States

CJ

Clarissa joshua

United Kingdom

CP

Carina Paton

United States

FP

Fred Pratt

United States

J

JB

Germany

Elizabeth

Australia

Severin Zörgiebel

Frankfurt, Germany

Richard Paulin

Sydney, Australia

A

Andy

United States

Jim Murray

United States

SN

Sam Noyce

United States

MH

Matt Hodges

United Kingdom

Marcelo De Polli

São Paulo, Brazil

CH

Christian Holck

United Kingdom

Brian Thomson

Lyndoch, South Australia, Australia

JK

Janardan Kelkar

Atlanta, United States

Remo

Switzerland

Shervin

San Francisco, United States

DO

Denis Ontiveros

Guildford, United Kingdom

S

Sandra

United States

B

Ben

United States

Canada

BR

Brian Rickman

United States

I

Ivan

New York, United States

We Not Me

St. Paul, Minnesota, United States

IV

Igor V

United States

M

Mike

California, United States

AR

Axel Ratzer

Neuss, Germany

Mustafa Kapsigay

Nusaybin, Turkey

D

Dave

Canada

S

surika

Australia

DB

Darren Boyd

United States

Girolamo Marroccoli

Basel, Switzerland

LT

Lisa Taylor

California, United States

H

hayeswmiller

United States

JL

Julia Loose

United States

J

John

United States

C

Cyril

Belgium

Francesca

Scotch Plains - New Jersey, United States

Laura Loos

Hilversum, Netherlands

EA

Eric Ayers

Atlanta, United States

S

Sulekha

United States

BS

Brian Schmidt

United States

J

Jim

Canada

AF

Amon Feen

Göttingen, Germany

KA

Kate and Tom

United States

DK

David Kirsch

United States

Michael Winter

Hessisch Oldendorf OT Rumbeck, Germany

Peter Collins

Darmstadt, Germany

P

PatrickZisha

United States

BH

Brad Holaway

Scottsdale, United States

Philippe Nadouce

London, United Kingdom

P

Patto

United States

Kevin Akers

Colorado Springs, CO, United States

T C

Belgium

Andrew

United States

B

Bram

Germany

SF

Sofia Faruqi

United States

R

Roman

Germany

RS

Ralph Smyth

United Kingdom

Daniel Carvalho

Lusaka, Zambia

LD

Lisa Dresner

United States

NB

Nikolaus Bührer

Karlsruhe, Germany

Angela Chu

Toronto, Canada

L

Lauren

Sacramento, United States

M

mhuuden

Netherlands

R

Rafael

Switzerland

ND

Newport DECA

United States

A

Anonymous

Switzerland

YL

Yna Lua

United States

RD

Regan Dishon

United States

Noel Hamill

Halifax, Canada

JA

Justin A

Fort Collins, United States

CT

Chev T

Australia

JP

Brazil

A

Anonymous

United States

S

Sam

New Zealand

Sayuri

United Kingdom

R

Ru

New York, United States

Ask Michael a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Mary    Dec 29, 2019

    Hi Michael, You can adjust your payments for your Zidisha loan to a smaller amount. Smaller payments are better than no payments as they will keep your repayment rate strong. Lenders do look at repayment rates when deciding who to loan to. Zidisha is a very powerful tool when used wisely to help grow businesses. Regards, Mary

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  • Michael    Sep 9, 2019

    To my lenders, I received ksh 68,578 and I deposited the amount to my fixed deposit account so that I may have time to make my proper planning.
    Thank you for your time and believe in me.

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  • Michael    Sep 3, 2019

    The loan that I'm requesting for will go directly to my fixed deposit account.
    This will help me rich my plans of purchasing plot so that in coming days I will prepare how to build it this will be a good move and have my own house.
    Thank to all lenders that helps me rich my plans.

    Log in to reply • Share
  • Mary    Sep 1, 2019

    It is very wise to own your plot rather than rent one. Consider adding a small rental unit to your expansion Michael for extra income.

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  • Michael    Aug 25, 2019

    To my lenders.
    Thank you so much for the loan,
    I add it to my fixed deposit account so that I may rich my plans

    Log in to reply • Share
  • Michael    Aug 22, 2019

    To my lenders,
    I appreciate the good work that your doing and to stand with those who needs your support.
    I believe in you and I believe with you I will be somewhere good in the next few years. Imagine from tearoom to first food then cooking gas supplies and Mpesa money transfer now thinking about plot, this is big achievement because of Zidisha.
    Thank you lenders
    Thank you Zidisha
    Thank you Almighty for bringing Zidisha to my life.

    Log in to reply • Share
  • Michael    Aug 21, 2019

    Good morning Zidisha.
    I'm requesting to adjust my payment and try to complete my loan on time

    Log in to reply • Share
  • Michael    Aug 9, 2019

    Hello Zidisha
    It's my humble request to reduce my payment to 1000 due to some few challenges that I facing for now,
    Once I'm ok I will back to normal payment

    Log in to reply • Share
  • Michael    Jul 6, 2019

    Hello Zidisha,
    I decided to reduce my payment due to some few challenges in life and also in business,
    I was robbed while closing and I end up losing almost everything.
    Sorry for that but I will try my best

    Log in to reply • Share
  • Michael    Jun 17, 2019

    I received kshs 35000.
    I have already open an fixed account which I will be used to store my cash till I reached my limit.
    Thank you so much my lenders and a pleasure to meet you.

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  • Michael    Jun 16, 2019

    Thanks for giving me this chance to upgrade my life.
    I have a plan to buy a plot but the amount is not enough so I think of opening an fixed account so that I can manage to control my financial plan.
    I decided to take a small amount so that I can manage to pay it easy and take another till I rich my plan.
    Thank you so much for your support and helping me.

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  • Michael    May 23, 2019

    Hello lenders thank you for your good work.
    I find it very difficult for me to apply for next loan because of credit risk fee I was deducted $179.99 last time and it's very had for me to be deducted another $147.81 because I apply for only $492. This fee is very high.
    Thank you

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  • Michael    May 20, 2019

    Thank you once again for the loan which I used to add an Mpesa to my business,this loan helping me and my family and the business is up with almost 30% increase income.
    Thank you so much

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  • Michael    Apr 22, 2019

    Good evening lenders.
    I wish you a blessed week and thank you for the good collaboration that you have to help the needy peoples around the world.
    I would like to thank the almighty for blessing my business and make me able to almost complete my loan,it's not an easy thing but am almost there.
    Thank you Zidisha team for good job and helping me to achieve my dreams. The work is ok and still going strong, thank you so much.

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  • Michael    Mar 21, 2019

    Hello Zidisha,
    I'm humbly requesting to reduce my installment due to low income for now.
    Please allow me to make changes for few days and I promise I will be back in track once business back to normal thank you

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  • Timothy    Mar 8, 2019

    Malal had confirmed that he will make repayment today in the afternoon.

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  • Timothy    Feb 8, 2019

    Malal has confirmed that he will make repayment today.

    Log in to reply • Share
  • Michael    Jan 1, 2019

    Happy new year to all lenders, thanks for the great job you doing.
    Hope all will be well in this January and i believe that business will be fine so that i can pay my loan on time.
    Everything is fine on my side the business was fine too, and also the holiday was good too.

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  • Michael    Dec 16, 2018

    all is well my lenders and i priciest the good things you have been doing. every thing is well and okay on my side

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  • Michael    Nov 19, 2018

    morning lenders. so happy with the loan and the business too.
    its another week and i pray the almighty to protect as and to bless the work of my hand.
    Thanks ones again.

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