Robert
Mishomoroni, Kenya
100% repaid
Name
Robert
Member since
July 2016
On-time repayments
87 installments • 69%
H I am Robert 37 years old and a father of one kid. I am a businessman in operating in Mombasa town where I relocated 7 years ago from upcountry. I sell hardware materials mostly construction materials in an open air market here in Mombasa. My clients are mostly artisans who work in numerous construction sites around town.
I was born near Mount Kenya - the second tallest mountain in Africa. It is a very cold place (by our standards) with many rivers meandering from the mountain. I was born in a farming community where rice and coffee are produced in plenty.
The main challenge of this area is over-population where the land has been sub-divided into very small parcels which are no longer viable. For this reason, I had to look for greener pastures elsewhere to give room to my younger siblings.
My child is a two years old and as such she we cannot tell what she will be in future.
I am currently doing a course in Web Development and hopefully I will change my career soon or dabble with both.
I started this business with nothing more than a dream. I started by hawking small items such as match boxes, toothpicks etc from door to door. With hard work and serious savings, I was able to buy my first stock of hardware materials in after one year. I started by selling electric cables and wall sockets. The business was slow at first because I was doing it in back streets of the city where crime was very high.
I however managed to move to a better neighborhood where I am still running the business.
My normal day entails buying the hardware materials and then retailing them from my outlet. I also buy used hardware material like pipes and electrical cables from people who demolish old houses.
I have had some lucky instances where I have been asked to provide items to learning institutions. Zidisha has come in handy to finance such projects and this has accelerated the growth my business significantly.
I like this job because it gives supports my family. I am optimistic that with credit from Zidisha, I will be able to get more business and hence increase my profitability.
Ultimately, I'd like to open a big store where people will come for far and wide to buy my stuff.
I used my last loan to buy water storage tanks which I then supplied to a school. From this transaction, I managed to get two more referrals and I am now supposed to deliver 3 more tanks to two schools.
It is for this reason that I have come back to you asking for more funds so as to make it possible for me to do this transaction. The money will cover the cost and transport of these tanks to the clients.
I hope to make a good profit out of this business and this will mean a better life for me and my young family.
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$460.00
Date disbursed
Sep 5, 2017
Repayment status
On Time
Projected term
107 months
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Emily Care Boss Nov 7, 2017
Robert Nov 17, 2017
Robert Dec 2, 2017
Robert Dec 21, 2017
BernadetteV May 24, 2017
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