Name
Caroline
Member since
October 2015
On-time repayments
124 installments • 66%
Am a native of the Volta region of Ghana, but I grew up in the Bono region. I had my basic school education at the Forces Junior High school. I went on to Ghana National College for my senior high education. I then went on to Mt. Mary college of Education where I acquired my teachers training Diploma. I went on to The University of Education, Winneba to pursue a degree in English language education later on after I had my two babies.
My two boys are grown, I Am happy and so proud of them. I call them my kings.
I notice they both love arts and music. And they are real fast learners.
In my school where I am a teacher, I noticed most of the children drop out of school and become a burden later to society. I love fashion and it's so easy to start it as a business. I just needed a sewing machine. So I have bought one to Start a fashion center, where I would train up other young people to be able to keep themselves from the street or just being dropouts.
Where I live in sunyani, and even in Ghana as a whole, people are very hospitable and love to wear and flaunt the African print clothing a lot.
Currently, I am teaching in a public primary school . There's a mentality in Ghana that one cannot be a scholar academically and also run a vocation at the same time. Especially if you are a woman, and more so one with kids. I believe I can change that idea. With my two kids, I have been able to earn a degree, and started my small scale business which I seek to expand.
I bought my first sewing machine which I use during our long vacations. I hope to be able to expand this by buying acquiring a place where I can call a fashion centre.
With this fashion center, I will be able to help the youth to acquire some handi work and not to remain societal misfits or school dropouts. Rather they will be able to become societal grandeurs by learning the trade sewing from me freely or at a little fee. This is how I intend to also raise profit for the business.
Then again, I can't do all the above successfully without the funds. The salary of a teacher my level alone is not enough to assist my business growth. That is why I need a loan of about seven hundred Ghana Cedis to assist in making this vision a reality.
This loan of about seven hundred Ghana CEDI's, will aid me to buy more fabrics to create more clothing for the ready market. This will in turn earn me more profit to embark on acquiring a permanent business centre. I will be able to have peace of mind to work and meet my set targets, cater for my sons ,then finally start my fashion center for the community.
Thank you zidisha for granting me this opportunity.
This loan will enable me to buy more sewing supplies and accessories for my business. I need to reach more customers and clients. Buying my own materials mean being able to produce more 'already made' goods. These already made goods fetch more profit than consumers coming along with their own materials. Also I found that most customers prefer already made goods to coming with their products or materials to be sewn for them. According to these customers, waiting a week long to get dresses made is not good enough. Ready made goods are fast and convenient.
I intend to continue with my door to door delivery and contactless deliveries. I found this very helpful since I started delivering goods to my customers directly to their addresses. They are comfortable buying from me because they are assured of lower risks involved. Therefore I would definitely consider continuing with my deliveries.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$164.00
Date disbursed
Aug 30, 2020
Repayment status
On Time
Projected term
4 months
Amount repaid
$164.66
Amount remaining
$0.00
Date repaid
Jan 15, 2021
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Sep 12, 2020 | $16.52 | Sep 12, 2020 | $16.52 |
Sep 19, 2020 | $16.52 | Sep 19, 2020 | $16.52 |
Sep 26, 2020 | $16.52 | Sep 26, 2020 | $16.52 |
Oct 3, 2020 | $5.38 | Oct 3, 2020 | $5.38 |
Oct 10, 2020 | $5.38 | Oct 10, 2020 | $5.38 |
Oct 17, 2020 | $5.38 | Oct 17, 2020 | $5.38 |
Oct 24, 2020 | $5.38 | Oct 24, 2020 | $5.38 |
Oct 31, 2020 | $5.38 | Oct 31, 2020 | $5.38 |
Nov 7, 2020 | $5.57 | Nov 8, 2020 | $5.57 |
Nov 14, 2020 | $5.57 | Nov 14, 2020 | $5.57 |
Nov 21, 2020 | $5.57 | Nov 21, 2020 | $5.57 |
Nov 28, 2020 | $5.57 | Nov 28, 2020 | $5.57 |
Dec 5, 2020 | $5.57 | Dec 7, 2020 | $5.57 |
Dec 12, 2020 | $16.52 | Dec 17, 2020 | $16.52 |
Dec 19, 2020 | $16.52 | Dec 19, 2020 | $16.52 |
Dec 26, 2020 | $8.35 | Dec 27, 2020 | $8.35 |
Jan 2, 2021 | $8.35 | Jan 7, 2021 | $8.35 |
Jan 9, 2021 | $8.35 | Jan 9, 2021 | $8.35 |
Jan 16, 2021 | $2.23 | Jan 15, 2021 | $2.23 |
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