Michael
Nairobi, Kenya
25% repaid
Name
Michael
Member since
January 2017
On-time repayments
208 installments • 16%
My name is Michael Kihungi Makumi, age 27, a Kenyan citizen, Single with no kids, I come from a family of four boys (no girls - ouch!), I am the second born...with both parents alive and well. I did my Kenya Certificate of Primary Education, later on progressed to Secondary school where I cleared and passed my O level exams, I was lucky enough to go through collage where I did a Diploma in Computer Studies. Business wise I have previously been employed by an agricultural firm called Kenya Agricultural Research Institute as a casual laborer working in the computer labs, later on I got greener pastures whereby I got new employment still as a casual laborer at the ministry of health Nakuru County in Kenya, still working in the IT department whereby my duties were to make sure all the IT systems were up and running at all times, send a monthly report at the end of each month to the ministry of health sub county offices, orient new staff to the hospital computerized system etc. things were really working out for me here but as the government of Kenya requirements, after three months casual laborers are laid off so as to apply a new...since after three months of employment, according to Kenya government employment act, after three months it would be termed as permanent employment and this was not the case....I got frustrated and with whatever I had saved and raised while still working there, I decided to open my own business at our local town, I am currently working here now whereby I deal with computer repairs, mobile phone repairs, sales of memory cards, CCTV camera installation, troubleshooting and diagnostics etc. Recently I was fortunate enough to get employed by a medical firm called eastern deanery aids relief program as their health management information systems officer, on a yearly contract basis, it deals with taking car of people living with HIV and aids by providing comprehensive care through out their lives for free. the program is funded by CDC and PEPFAR. It not paying but the satisfaction I get when I contribute to making lives of people living with HIV/AIDS better, its payment enough. throughout this journey of self employment, Zidisha has really come through for me especially by financing my projects to buy gadgets to ease my working conditions and to attain profit margins since now I do not have to hire equipment to do my work, I have my own. as a volunteer mentor, I thank God for Zidisha, and I will always be in dept to all my lenders and those who have always come through for me. I also do love doing charity work, helping the needy and visiting the sick as a Community Healthcare Worker, I do enjoy traveling especially going for game drives at our local national parks, playing mobile phone games (addict hehe) and listening to good meaningful music . thank you
My business is an all round I.C.T shop that deals with both computer and mobile phone repairs, servicing and maintenance, CCTV Camera installations to interested clients, sale of memory cards, flash disks, mobile phone chargers and batteries etc and recently through the help of Zidisha and my beloved lenders, expansion of my business and introduction of a medium size cyber cafe and computer tutoring classes consisting of four computers, two funded and bought through my generous lenders. Zidisha has really helped me a lot, I can never take it for granted. Through Zidisha, I have also been able to buy a full CCTV installation kit, a cordless drill and two more computers for my cyber cafe and computer tutoring classes. I would like to take this opportunity to thank you all so much for your continued support, this great level of kindness that you show me and my business ventures will never go unpaid, I thank God for all my dear lenders and also the Zidisha Team and may He bless you all with the blessings of Abraham. Shalom!
I wish to buy more computers for my shop to start a cyber cafe and computer literacy classes. We are in a digital world where almost everything is run by computers, internet services provision and computer literacy is very essential. I am looking to buy two computers at the cost of 10,000KES or 96.39 US dollars for each computer making it 20,000KES or 192.77 US dollars for the two computers. I already have an internet connection from a reliable and local internet service provider Safaricom Limited. A computer literacy package or training will go for 5,000KES or 48.19 US dollars per person, and with a projection of at least 5 new enrolments per month, it would make it 25,000KES or 240.96 US dollars as profit. Surfing the internet will be at 2KES per minute. I will also create employment since i will have to hire a good computer tutor and a cyber cafe attendant. Kindly lenders fund my loan as I have done enough research about this business and currently, at my local are there is no quality computer literacy classes being offered. Thank you. Shalom!
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$202.50
Date disbursed
Jul 18, 2017
Repayment status
Late
Projected term
39 months
Other loans
Ask Michael a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.
Amount repaid
$50.38
Amount remaining
$152.12
Expected completion
Oct 26, 2020
Status
Repaying late
Installment amount
$1.98
Expected Payments | Actual Payments | ||
---|---|---|---|
Jul 31, 2017 | $9.88 | Dec 26, 2017 | $9.88 |
Aug 7, 2017 | $0.00 | ||
Aug 14, 2017 | $0.00 | ||
Aug 21, 2017 | $0.00 | ||
Aug 28, 2017 | $0.00 | ||
Sep 4, 2017 | $0.00 | ||
Sep 11, 2017 | $0.00 | ||
Sep 18, 2017 | $0.00 | ||
Sep 25, 2017 | $0.00 | ||
Oct 2, 2017 | $0.00 | ||
Oct 9, 2017 | $0.00 | ||
Oct 16, 2017 | $0.00 | ||
Oct 23, 2017 | $0.00 | ||
Oct 30, 2017 | $0.00 | ||
Nov 6, 2017 | $0.00 | ||
Nov 13, 2017 | $0.00 | ||
Nov 20, 2017 | $0.00 | ||
Nov 27, 2017 | $0.00 | ||
Dec 4, 2017 | $0.00 | ||
Dec 11, 2017 | $0.00 | ||
Dec 18, 2017 | $0.00 | ||
Dec 25, 2017 | $1.98 | Jan 5, 2018 | $1.98 |
Jan 1, 2018 | $1.98 | Jan 5, 2018 | $1.98 |
Jan 8, 2018 | $0.00 | ||
Jan 15, 2018 | $1.98 | Jan 14, 2018 | $1.98 |
Jan 22, 2018 | $1.98 | Jan 14, 2018 | $1.98 |
Jan 29, 2018 | $1.98 | Oct 19, 2018 | $1.98 |
Feb 5, 2018 | $0.00 | ||
Feb 12, 2018 | $0.00 | ||
Feb 19, 2018 | $0.00 | ||
Feb 26, 2018 | $0.00 | ||
Mar 5, 2018 | $0.00 | ||
Mar 12, 2018 | $0.00 | ||
Mar 19, 2018 | $0.00 | ||
Mar 26, 2018 | $0.00 | ||
Apr 2, 2018 | $0.00 | ||
Apr 9, 2018 | $0.00 | ||
Apr 16, 2018 | $0.00 | ||
Apr 23, 2018 | $0.00 | ||
Apr 30, 2018 | $0.00 | ||
May 7, 2018 | $0.00 | ||
May 14, 2018 | $0.00 | ||
May 21, 2018 | $0.00 | ||
May 28, 2018 | $0.00 | ||
Jun 4, 2018 | $0.00 | ||
Jun 11, 2018 | $0.00 | ||
Jun 18, 2018 | $0.00 | ||
Jun 25, 2018 | $0.00 | ||
Jul 2, 2018 | $0.00 | ||
Jul 9, 2018 | $0.00 | ||
Jul 16, 2018 | $0.00 | ||
Jul 23, 2018 | $0.00 | ||
Jul 30, 2018 | $0.00 | ||
Aug 6, 2018 | $0.00 | ||
Aug 13, 2018 | $0.00 | ||
Aug 20, 2018 | $0.00 | ||
Aug 27, 2018 | $0.00 | ||
Sep 3, 2018 | $0.00 | ||
Sep 10, 2018 | $0.00 | ||
Sep 17, 2018 | $0.00 | ||
Sep 24, 2018 | $0.00 | ||
Oct 1, 2018 | $0.00 | ||
Oct 8, 2018 | $0.00 | ||
Oct 15, 2018 | $0.00 | ||
Oct 22, 2018 | $0.99 | Oct 22, 2018 | $0.99 |
Oct 29, 2018 | $0.99 | Oct 29, 2018 | $0.99 |
Nov 5, 2018 | $0.99 | Nov 6, 2018 | $0.99 |
Nov 12, 2018 | $0.99 | Nov 10, 2018 | $0.99 |
Nov 19, 2018 | $0.99 | Jan 1, 2019 | $0.99 |
Nov 26, 2018 | $1.98 | Jan 1, 2019 | $1.98 |
Dec 3, 2018 | $1.98 | Jan 1, 2019 | $1.98 |
Dec 10, 2018 | $1.98 | Jan 1, 2019 | $1.98 |
Dec 17, 2018 | $1.98 | Jan 1, 2019 | $1.98 |
Dec 24, 2018 | $1.98 | Jan 1, 2019 | $1.98 |
Dec 31, 2018 | $1.98 | Jan 1, 2019 | $1.98 |
Jan 7, 2019 | $1.98 | Jan 8, 2019 | $1.98 |
Jan 14, 2019 | $1.98 | Jan 13, 2019 | $1.98 |
Jan 21, 2019 | $1.98 | Mar 3, 2019 | $1.98 |
Jan 28, 2019 | $1.98 | Mar 3, 2019 | $1.98 |
Feb 4, 2019 | $0.99 | Mar 3, 2019 | $0.99 |
Feb 11, 2019 | $0.00 | ||
Feb 18, 2019 | $0.00 | ||
Feb 25, 2019 | $0.00 | ||
Mar 4, 2019 | $0.00 | ||
Mar 11, 2019 | $0.00 | ||
Mar 18, 2019 | $0.00 | ||
Mar 25, 2019 | $0.00 | ||
Apr 1, 2019 | $0.00 | ||
Apr 8, 2019 | $0.99 | Apr 4, 2019 | $0.99 |
Apr 15, 2019 | $0.99 | Apr 16, 2019 | $0.99 |
Apr 22, 2019 | $0.99 | Apr 25, 2019 | $0.99 |
Apr 29, 2019 | $0.99 | Jan 1, 2020 | $0.99 |
May 6, 2019 | $0.99 | Jan 1, 2020 | $0.99 |
May 13, 2019 | $1.98 | ||
May 20, 2019 | $1.98 | ||
May 27, 2019 | $1.98 | ||
Jun 3, 2019 | $1.98 | ||
Jun 10, 2019 | $1.98 | ||
Jun 17, 2019 | $1.98 | ||
Jun 24, 2019 | $1.98 | ||
Jul 1, 2019 | $1.98 | ||
Jul 8, 2019 | $1.98 | ||
Jul 15, 2019 | $1.98 | ||
Jul 22, 2019 | $1.98 | ||
Jul 29, 2019 | $1.98 | ||
Aug 5, 2019 | $1.98 | ||
Aug 12, 2019 | $1.98 | ||
Aug 19, 2019 | $1.98 | ||
Aug 26, 2019 | $1.98 | ||
Sep 2, 2019 | $1.98 | ||
Sep 9, 2019 | $1.98 | ||
Sep 16, 2019 | $1.98 | ||
Sep 23, 2019 | $1.98 | ||
Sep 30, 2019 | $1.98 | ||
Oct 7, 2019 | $1.98 | ||
Oct 14, 2019 | $1.98 | ||
Oct 21, 2019 | $1.98 | ||
Oct 28, 2019 | $1.98 | ||
Nov 4, 2019 | $1.98 | ||
Nov 11, 2019 | $1.98 | ||
Nov 18, 2019 | $1.98 | ||
Nov 25, 2019 | $1.98 | ||
Dec 2, 2019 | $1.98 | ||
Dec 9, 2019 | $1.98 | ||
Dec 16, 2019 | $1.98 | ||
Dec 23, 2019 | $1.98 | ||
Dec 30, 2019 | $1.98 | ||
Jan 6, 2020 | $1.98 | ||
Jan 13, 2020 | $1.98 | ||
Jan 20, 2020 | $1.98 | ||
Jan 27, 2020 | $1.98 | ||
Feb 3, 2020 | $1.98 | ||
Feb 10, 2020 | $1.98 | ||
Feb 17, 2020 | $1.98 | ||
Feb 24, 2020 | $1.98 | ||
Mar 2, 2020 | $1.98 | ||
Mar 9, 2020 | $1.98 | ||
Mar 16, 2020 | $1.98 | ||
Mar 23, 2020 | $1.98 | ||
Mar 30, 2020 | $1.98 | ||
Apr 6, 2020 | $1.98 | ||
Apr 13, 2020 | $1.98 | ||
Apr 20, 2020 | $1.98 | ||
Apr 27, 2020 | $1.98 | ||
May 4, 2020 | $1.98 | ||
May 11, 2020 | $1.98 | ||
May 18, 2020 | $1.98 | ||
May 25, 2020 | $1.98 | ||
Jun 1, 2020 | $1.98 | ||
Jun 8, 2020 | $1.98 | ||
Jun 15, 2020 | $1.98 | ||
Jun 22, 2020 | $1.98 | ||
Jun 29, 2020 | $1.98 | ||
Jul 6, 2020 | $1.98 | ||
Jul 13, 2020 | $1.98 | ||
Jul 20, 2020 | $1.98 | ||
Jul 27, 2020 | $1.98 | ||
Aug 3, 2020 | $1.98 | ||
Aug 10, 2020 | $1.98 | ||
Aug 17, 2020 | $1.98 | ||
Aug 24, 2020 | $1.98 | ||
Aug 31, 2020 | $1.98 | ||
Sep 7, 2020 | $1.98 | ||
Sep 14, 2020 | $1.98 | ||
Sep 21, 2020 | $1.98 | ||
Sep 28, 2020 | $1.98 | ||
Oct 5, 2020 | $1.98 | ||
Oct 12, 2020 | $1.98 | ||
Oct 19, 2020 | $1.98 | ||
Oct 26, 2020 | $1.98 |
Jane Aug 10, 2017
Loading...