Name
James
Member since
December 2014
On-time repayments
220 installments • 82%
My name is James Opany. I am 43 years old having been born in Mombasa City which is the second largest city in Kenya. Mombasa is a port city and my father used to work at Kenya Ports Authority as a clerk. He later retired and went back to Western Kenya which is his rural home. By then was all grown up and I had cleared my college education and I decided not to follow him to his rural home.
I trained as an accountant after my secondary eduction and luckily got a job as an accountant in a local auditing firm. I worked there for about 10 years and then the company closed down. With my terminal benefits, I decided to set up a business selling food products such as sausages, eggs, chicken as well as soft drinks.
I am married with two kids aged 16 and 9 years.
I deal with sale of food products such as sausages, eggs, chicken as well as soft drinks. I get my supplies from Farmers Choice who are the leading processors of these products in Kenya. I got to know them well because they were our clients at the auditing firm that I was working for before it closed down.
I make daily sales of about $60 with a daily profit of about $12. I use this money to support my family and for business expansion. Despite the relatively good sales volumes, I go get some challenges since there are many competing needs for the money generated by the business and this makes expansion very difficult or even replacing faulty equipment.
I started rearing chicken two years ago and the business has proved to be a huge success since I sell the poultry products from this lot. I however want to expand this area so that I may produce enough birds to sell at the outlet.
For this reason, I need a helping hand in form of credit and I feel Zidisha is a perfect partner in my endeavor due to their friendly loan terms.
intend to scale up my poultry farming by increasing the number of chicken from the current number - 80 to 300. This will enable me have a constant supply of eggs and chicken meet that I sell at my outlet.
The two business compliment each other and this makes it very convenient for me. The buying of chicks and their chicken feed will cost about $550 and this is the amount that I am kindly requesting from you so that I hit this important milestone.
Thank you.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$563.00
Date disbursed
May 6, 2017
Repayment status
Late
Projected term
44 months
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Amount repaid
$158.36
Amount remaining
$400.85
Expected completion
May 29, 2019
Status
Repaying late
Installment amount
$21.51
Expected Payments | Actual Payments | ||
---|---|---|---|
May 17, 2017 | $5.92 | May 17, 2017 | $5.92 |
May 24, 2017 | $5.92 | May 24, 2017 | $5.92 |
May 31, 2017 | $5.92 | Jun 1, 2017 | $5.92 |
Jun 7, 2017 | $5.92 | Jun 7, 2017 | $5.92 |
Jun 14, 2017 | $5.92 | Jun 14, 2017 | $5.92 |
Jun 21, 2017 | $5.92 | Jun 30, 2017 | $5.92 |
Jun 28, 2017 | $5.92 | Jun 30, 2017 | $5.92 |
Jul 5, 2017 | $1.97 | Jul 8, 2017 | $1.97 |
Jul 12, 2017 | $1.97 | Jul 8, 2017 | $1.97 |
Jul 19, 2017 | $1.97 | Jul 8, 2017 | $1.97 |
Jul 26, 2017 | $1.97 | Jul 27, 2017 | $1.97 |
Aug 2, 2017 | $1.97 | Jul 27, 2017 | $1.97 |
Aug 9, 2017 | $1.97 | Jul 27, 2017 | $1.97 |
Aug 16, 2017 | $1.97 | Aug 23, 2017 | $1.97 |
Aug 23, 2017 | $1.97 | Aug 23, 2017 | $1.97 |
Aug 30, 2017 | $1.97 | Aug 23, 2017 | $1.97 |
Sep 6, 2017 | $1.97 | Sep 16, 2017 | $1.97 |
Sep 13, 2017 | $1.97 | Sep 16, 2017 | $1.97 |
Sep 20, 2017 | $1.97 | Sep 16, 2017 | $1.97 |
Sep 27, 2017 | $1.97 | Oct 3, 2017 | $1.97 |
Oct 4, 2017 | $1.97 | Oct 3, 2017 | $1.97 |
Oct 11, 2017 | $1.97 | Oct 3, 2017 | $1.97 |
Oct 18, 2017 | $1.97 | Oct 3, 2017 | $1.97 |
Oct 25, 2017 | $1.97 | Oct 23, 2017 | $1.97 |
Nov 1, 2017 | $1.97 | Nov 1, 2017 | $1.97 |
Nov 8, 2017 | $1.97 | Nov 7, 2017 | $1.97 |
Nov 15, 2017 | $1.97 | Nov 11, 2017 | $1.97 |
Nov 22, 2017 | $1.97 | Nov 11, 2017 | $1.97 |
Nov 29, 2017 | $1.97 | Nov 11, 2017 | $1.97 |
Dec 6, 2017 | $1.97 | Dec 4, 2017 | $1.97 |
Dec 13, 2017 | $1.97 | Dec 12, 2017 | $1.97 |
Dec 20, 2017 | $1.97 | Dec 19, 2017 | $1.97 |
Dec 27, 2017 | $1.97 | Dec 19, 2017 | $1.97 |
Jan 3, 2018 | $1.97 | Jan 2, 2018 | $1.97 |
Jan 10, 2018 | $1.97 | Jan 2, 2018 | $1.97 |
Jan 17, 2018 | $1.97 | Jan 2, 2018 | $1.97 |
Jan 24, 2018 | $1.97 | Jan 2, 2018 | $1.97 |
Jan 31, 2018 | $1.97 | Jan 2, 2018 | $1.97 |
Feb 7, 2018 | $1.97 | Feb 7, 2018 | $1.97 |
Feb 14, 2018 | $1.97 | Feb 11, 2018 | $1.97 |
Feb 21, 2018 | $1.97 | Feb 19, 2018 | $1.97 |
Feb 28, 2018 | $1.97 | Feb 22, 2018 | $1.97 |
Mar 7, 2018 | $1.97 | Mar 6, 2018 | $1.97 |
Mar 14, 2018 | $1.97 | Mar 6, 2018 | $1.97 |
Mar 21, 2018 | $1.97 | Mar 19, 2018 | $1.97 |
Mar 28, 2018 | $1.97 | Mar 28, 2018 | $1.97 |
Apr 4, 2018 | $1.97 | Mar 28, 2018 | $1.97 |
Apr 11, 2018 | $1.97 | Apr 9, 2018 | $1.97 |
Apr 18, 2018 | $1.97 | Apr 9, 2018 | $1.97 |
Apr 25, 2018 | $1.97 | Apr 9, 2018 | $1.97 |
May 2, 2018 | $1.97 | May 2, 2018 | $1.97 |
May 9, 2018 | $1.97 | May 8, 2018 | $1.97 |
May 16, 2018 | $0.00 | ||
May 23, 2018 | $0.00 | ||
May 30, 2018 | $0.00 | ||
Jun 6, 2018 | $0.00 | ||
Jun 13, 2018 | $1.00 | Jun 19, 2018 | $1.00 |
Jun 20, 2018 | $1.00 | Jun 19, 2018 | $1.00 |
Jun 27, 2018 | $1.00 | Jun 28, 2018 | $1.00 |
Jul 4, 2018 | $1.00 | Jul 9, 2018 | $1.00 |
Jul 11, 2018 | $1.00 | Jul 9, 2018 | $1.00 |
Jul 18, 2018 | $1.97 | Jul 9, 2018 | $1.97 |
Jul 25, 2018 | $1.97 | Jul 9, 2018 | $0.02 |
Aug 2, 2018 | $1.95 | ||
Aug 1, 2018 | $1.97 | Aug 2, 2018 | $1.97 |
Aug 8, 2018 | $1.97 | Aug 2, 2018 | $1.97 |
Aug 15, 2018 | $1.97 | Aug 2, 2018 | $0.02 |
Aug 18, 2018 | $1.95 | ||
Aug 22, 2018 | $1.97 | Aug 18, 2018 | $0.02 |
Sep 6, 2018 | $1.95 | ||
Aug 29, 2018 | $1.97 | Sep 6, 2018 | $1.97 |
Sep 5, 2018 | $1.97 | Sep 6, 2018 | $1.97 |
Sep 12, 2018 | $1.97 | Sep 6, 2018 | $1.97 |
Sep 19, 2018 | $0.00 | ||
Sep 26, 2018 | $0.00 | ||
Oct 3, 2018 | $0.00 | ||
Oct 10, 2018 | $0.00 | ||
Oct 17, 2018 | $0.00 | ||
Oct 24, 2018 | $0.00 | ||
Oct 31, 2018 | $0.00 | ||
Nov 7, 2018 | $0.00 | ||
Nov 14, 2018 | $0.00 | ||
Nov 21, 2018 | $0.00 | ||
Nov 28, 2018 | $0.00 | ||
Dec 5, 2018 | $0.00 | ||
Dec 12, 2018 | $0.00 | ||
Dec 19, 2018 | $0.00 | ||
Dec 26, 2018 | $0.49 | Jan 1, 2019 | $0.49 |
Jan 2, 2019 | $0.49 | Jan 1, 2019 | $0.49 |
Jan 9, 2019 | $0.49 | Jan 1, 2019 | $0.49 |
Jan 16, 2019 | $0.49 | Jan 1, 2019 | $0.49 |
Jan 23, 2019 | $21.51 | Jan 22, 2019 | $1.97 |
Jan 30, 2019 | $21.51 | ||
Feb 6, 2019 | $21.51 | ||
Feb 13, 2019 | $21.51 | ||
Feb 20, 2019 | $21.51 | ||
Feb 27, 2019 | $21.51 | ||
Mar 6, 2019 | $21.51 | ||
Mar 13, 2019 | $21.51 | ||
Mar 20, 2019 | $21.51 | ||
Mar 27, 2019 | $21.51 | ||
Apr 3, 2019 | $21.51 | ||
Apr 10, 2019 | $21.51 | ||
Apr 17, 2019 | $21.51 | ||
Apr 24, 2019 | $21.51 | ||
May 1, 2019 | $21.51 | ||
May 8, 2019 | $21.51 | ||
May 15, 2019 | $21.51 | ||
May 22, 2019 | $21.51 | ||
May 29, 2019 | $17.07 |
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