Christine
Karangare Scheme, Kenya
100% repaid
Name
Christine
Member since
April 2017
On-time repayments
56 installments • 63%
My name is Christine Njage am the third born in an extended family of five kids. my parents ensured i attended school from a tender age of three even though it wasn't always easy. especially because my dad was the sole breadwinner and had to fend for all his children and two wives,all in all i made it through by working and doing odd chores to earn my extra pocket money. As iI got to my twenties i noticed i am not going to work for others forever as its frustrating and tiresome especially when the salary sometimes is not enough or not on time. So i decided to try a little side job of my own where i could chip in a little income and thatch how i ended up with my business its not big but it helps me to be independent. Ishiara Mbeere is a semi arid area but it supports us in agriculture the sandy soil and extra rocks in our lands are added advantage both in farming and domestic advantage when it comes to building you get only to buy cement and the rest works out plus there is water for irrigation so the hot air plus our hard land is known for producing the sweetest fruits especially mangoes which we sell in large scale. i would like to be the parent that will allow her child(ren) to explore their talents not deciding for them i will only advice and guide them as i wouldn't them to have a childhood like mine where i had no choice most of the times. I love reading mystic fiction,Poetry and observing nature.
Mostly i provide farm produce as our town is still a developing town and food is mostly a basic necessity so I take that advantage.Mostly fruits ,cereal products are in high demand around here for the hotels and private schools. I chose this kind of business because i enjoy both farming and interacting so I am never feeling like I am working it mostly feels like part of me.my cost of revenue is mostly not always stable as its business and it has its ups and downs but i am able to get a profit of about 5% to 15% which is healthy for me considering i do not pay for the land on which i cultivate on. for now am mostly investing for my children and reinvesting in my business .
In the field of farming not every farmer takes their produce to the market so if i can the chance and resources to buy from them and take it to the market it would be an added advantage especially to my growing business and to our community too. i am the type of person that does not expect much but if atleast i added to my business a profit of another 5% it will be healthy enough for me as a start , i believe in one step at a time.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$26.00
Date disbursed
May 6, 2017
Repayment status
On Time
Projected term
6 months
Other loans
Amount repaid
$25.89
Amount remaining
$0.00
Date repaid
Oct 21, 2017
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
May 13, 2017 | $0.99 | May 18, 2017 | $0.99 |
May 20, 2017 | $0.99 | May 18, 2017 | $0.99 |
May 27, 2017 | $0.99 | May 18, 2017 | $0.99 |
Jun 3, 2017 | $0.99 | May 18, 2017 | $0.99 |
Jun 10, 2017 | $0.99 | Jun 16, 2017 | $0.99 |
Jun 17, 2017 | $0.99 | Jun 17, 2017 | $0.99 |
Jun 24, 2017 | $0.99 | Jun 22, 2017 | $0.99 |
Jul 1, 2017 | $0.99 | Jun 27, 2017 | $0.99 |
Jul 8, 2017 | $0.99 | Jul 15, 2017 | $0.99 |
Jul 15, 2017 | $0.99 | Jul 15, 2017 | $0.99 |
Jul 22, 2017 | $0.99 | Jul 28, 2017 | $0.99 |
Jul 29, 2017 | $0.99 | Aug 5, 2017 | $0.99 |
Aug 5, 2017 | $0.99 | Sep 10, 2017 | $0.99 |
Aug 12, 2017 | $0.99 | Sep 14, 2017 | $0.99 |
Aug 19, 2017 | $0.99 | Sep 14, 2017 | $0.99 |
Aug 26, 2017 | $0.99 | Sep 20, 2017 | $0.99 |
Sep 2, 2017 | $0.99 | Sep 25, 2017 | $0.99 |
Sep 9, 2017 | $0.99 | Sep 25, 2017 | $0.99 |
Sep 16, 2017 | $0.99 | Sep 25, 2017 | $0.99 |
Sep 23, 2017 | $0.99 | Sep 25, 2017 | $0.99 |
Sep 30, 2017 | $0.99 | Sep 25, 2017 | $0.99 |
Oct 7, 2017 | $0.99 | Sep 25, 2017 | $0.99 |
Oct 14, 2017 | $0.99 | Sep 25, 2017 | $0.25 |
Oct 13, 2017 | $0.74 | ||
Oct 21, 2017 | $0.99 | Oct 13, 2017 | $0.25 |
Oct 13, 2017 | $0.74 | ||
Oct 28, 2017 | $0.99 | Oct 13, 2017 | $0.25 |
Oct 16, 2017 | $0.57 | ||
Oct 17, 2017 | $0.17 | ||
Nov 4, 2017 | $0.99 | Oct 17, 2017 | $0.82 |
Oct 21, 2017 | $0.17 | ||
Nov 11, 2017 | $0.25 | Oct 21, 2017 | $0.25 |
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