Entrepreneur
Name
Lucy
Member since
June 2017
On-time repayments
70 installments • 31%
About Me
My name is lucy wanjiru njeri.i have three brothers and one sister.i was born third in my family.i studied at karaba primary school and went st anne lioki high school,I got grade C.my mother was a single mother and always made sure we never lacked the basic needs.To see me through school she relied on bursary and also my elder brother support.i did not have money to go college but I went to a vocational training sponsored by church and learnt catering and cake baking.After this I borrowed shs 800 from my mother who after some few days gave it to me I bought a flask 5 cups tealeaves ,milk and sugar.i cooked tea and took it to aconstruction site I sold it to the workers there and that’s how I started.i began moving around going to construction sites and several offices and shops where the workers who do not want to go out but want the tea deliverd to them especially those working at the petrol stations.i introduced bread and buns and today have included arrow roots and sweetpotatoes and also cook food
In my land we love a food called githeri it is amixture of beans and maize but my favourite is (ngwaci)sweetpotatoes and nduma (arrowroots)we usually just boil them and they are ready.i want my son to have thebest life has to offer and this will only be possible if I am financially able.i love cars I would love to own one someday and I love travelling so much.
My Business
My main business is operating a small cafe which I opened after having cooked from home for so long.With it now my customers have a central placethey can find me and take their meals. I still do the deliveries to customers place of work .i cook food githeri ,ugali and greens.i employ help when the work is too much at shs 200 a day like when there is laying of foundation at a construction site and workers there are so many or public events.when my sister is not at school she helps me out.in a day I make30$-45$thats on an ordinaly day and my expenses include fare to market to get supplies, paying the help rent firewood and charcoal andcity council licences andhealth permits,roughly a profit of10$.some days when there is an event going on my sales really go upand can make a net profit of even 35$.now that I cook food and a place customers can sit I want to work hard and make it a medium sized hotel in the future.i want to buy a blender for I to start selling fresh juice,this will my customers variety between the sodas or the juice .i would also want to increase my stock of sodas.From juice made from fruits bought at 7$ I can make a profit of 5$ and soda aprofit of 2.50$ per day.ialways try to reduce my expenses by buying from wholesale shops or from suppliers who give a discount when you buy like three or six items.i also go for greens at the local market market where it is cheaper.
I use profits to buy myself furniture and a gas stove,tvalso pay rent and assist my mother to pay for my small sister school.once in a while I go to the salon
Loan Proposal
i want to buy a medium sized refrigerator for keeping soda,juice and milk.This will boost my sales for i will be able to serve chilled drinks.i ve noted many customers ask if i have something cold especially when the weather is hot.The fridge is going for 100$. i want to use this loan together with my profits to add value to my customers
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Loan Info
Project Type
Classic Loan
Disbursed amount
$60.00
Date disbursed
Jul 30, 2017
Repayment status
On Time
Projected term
6 weeks
Other loans
Lenders
United States
Germany
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JimVandegriff Nov 18, 2017
Lucy Nov 19, 2017
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