Name
Joel
Member since
April 2015
On-time repayments
207 installments • 47%
hello leaders this is your guy Joel karema,a humble Christian and honest man.Second born of small Farmer family.Handworking man who is currently at Egerton university for masters.I was born and raised in rural area in part of Kenya rift valley.After heavy crisis broke out during post violence and election we migrated to central part of Kenya where we have been settled until today.My mother is a single who depend on farming for our daily bread.We are located in leeward side of aberdeer range which is very productive interm of crop and animals farming.my primary school I want in public school in Nakuru county where I passed well and joined county secondary school.after my secondary school I was called to join in university where I did my first degree in bachelor of education science.After graduation I apply for master which am pursuing until now in business management.I was raise in Christian family which was key pillar in my life and success.Am person who value moral values and like to motivate others.
Am a student who is currently at master's level and operating a small retail shop.My business I started back when I was doing my degree program.This was in my final year of my degree program.Since than I have been doing this business with zidisha assistant.I have been able to expand it in size and in variety of goods sell.Zidisha have help me organise my business record and able to pay my loan as in weekly .
May I take this time to describe how I will use my loan. First I will add some books, pens this will cost 200dollars and pencils. Second I want to expand my business by buying a photocopy machine this will cost 400dollars. This will enable me deliver all services that students may require.
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Project Type
Classic Loan
Disbursed amount
$44.00
Date disbursed
May 18, 2018
Repayment status
Late
Projected term
17 months
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