Business expansion (selling second-hand clothes)
Timothy
Nakuru, Kenya
11% repaid
Entrepreneur
Name
Timothy
Member since
May 2015
On-time repayments
345 installments • 80%
About Me
I was born and raised in the village, my father was a tailor my mother was a farmer. My father decided to re locate to greener pastures, he did that and we gladly went, we stayed in our new location for some years and my dad convinced my mother to sell the land again. The land was successfully sold and my dad took all the money drunk it all an we remained landless,we went to stay with relatives without or dad we dont know where he went. At seven years with my three siblings and mother,my mother gave me to someone to look after their cattle! i did not know how much i earned because its my mother who took the wages for upkeep. My uncle heard of our story and took upon himself to educate us,i was lucky to continue with school to secondary. i did menial jobs to sustain myself i could not get a nice job becouse my form four certificate had been withheld due to fee balance. I was able to clear the fee afterwards and took the certificate. I had a fiancee who helped me a lot but two days to my wedding my father who had come back committed suicide! nevertheless the wedding took place. Right now am married and have two children.
My Business
After marriage, i relocated to Nakuru where i began a micro business which never did well though i held on it, i was later sponsored to go to bible school for two years and graduated with a diploma. Right now iam iam doing partime as an insurance agent with British American Insurance Company. It is a good job but so many challenges of getting clients and sustaining them. iam also pursuing another diloma in Transformational Leadership in the local church. Iam currently the prefect of the class and a group leader in our small home bible study group where we meet once a Week. O once again come to appreciate the zidisha organisation for changing my life, I was able to pay my collage fees and even ventured in business which I began early this year, the business is doing well but some time I run short of finances this is the reason am requesting for another loan to help me expand my business.
Loan Proposal
Thanks lenders for fully funding my loan last time.This loan am applying for ,will help me buy more bales of is cond hand clothing and the proceeds will help me buy some basic building materials and clearing the land title deed fees.
Feedback
Positive
4
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$2,452.00
Date disbursed
Nov 10, 2017
Repayment status
Late
Projected term
54 months
Lenders
Nieuwegein, Netherlands
Austin, United States
France
United States
Jake Gibson and Beverly Picardo
San Francisco, United States
Germany
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Summary
Amount repaid
$272.64
Amount remaining
$2,167.94
Expected completion
May 13, 2022
Status
Repaying late
Installment amount
$11.12
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 17, 2017 | $0.99 | Nov 10, 2017 | $0.99 |
| Nov 24, 2017 | $0.99 | Nov 10, 2017 | $0.99 |
| Dec 1, 2017 | $0.99 | Nov 10, 2017 | $0.99 |
| Dec 8, 2017 | $0.99 | Nov 10, 2017 | $0.99 |
| Dec 15, 2017 | $0.99 | Nov 10, 2017 | $0.99 |
| Dec 22, 2017 | $0.99 | Nov 10, 2017 | $0.99 |
| Dec 29, 2017 | $0.99 | Nov 10, 2017 | $0.99 |
| Jan 5, 2018 | $0.99 | Nov 10, 2017 | $0.99 |
| Jan 12, 2018 | $0.99 | Nov 10, 2017 | $0.99 |
| Jan 19, 2018 | $0.99 | Nov 10, 2017 | $0.99 |
| Jan 26, 2018 | $0.99 | Dec 16, 2017 | $0.99 |
| Feb 2, 2018 | $0.99 | Dec 16, 2017 | $0.99 |
| Feb 9, 2018 | $0.99 | Dec 16, 2017 | $0.99 |
| Feb 16, 2018 | $0.99 | Dec 16, 2017 | $0.99 |
| Feb 23, 2018 | $0.99 | Feb 16, 2018 | $0.99 |
| Mar 2, 2018 | $0.99 | Feb 16, 2018 | $0.99 |
| Mar 9, 2018 | $0.99 | Feb 16, 2018 | $0.99 |
| Mar 16, 2018 | $0.99 | Mar 14, 2018 | $0.99 |
| Mar 23, 2018 | $0.99 | Mar 14, 2018 | $0.99 |
| Mar 30, 2018 | $0.99 | Mar 14, 2018 | $0.99 |
| Apr 6, 2018 | $0.99 | Mar 14, 2018 | $0.99 |
| Apr 13, 2018 | $0.99 | Mar 14, 2018 | $0.99 |
| Apr 20, 2018 | $0.99 | Mar 14, 2018 | $0.99 |
| Apr 27, 2018 | $0.99 | Mar 14, 2018 | $0.99 |
| May 4, 2018 | $0.99 | Apr 12, 2018 | $0.99 |
| May 11, 2018 | $0.99 | Apr 12, 2018 | $0.99 |
| May 18, 2018 | $0.99 | Apr 12, 2018 | $0.99 |
| May 25, 2018 | $0.99 | Apr 12, 2018 | $0.99 |
| Jun 1, 2018 | $0.99 | Jun 6, 2018 | $0.99 |
| Jun 8, 2018 | $0.99 | Jun 6, 2018 | $0.99 |
| Jun 15, 2018 | $0.99 | Jun 6, 2018 | $0.99 |
| Jun 22, 2018 | $0.99 | Jun 6, 2018 | $0.99 |
| Jun 29, 2018 | $0.99 | Jun 27, 2018 | $0.99 |
| Jul 6, 2018 | $0.99 | Jun 27, 2018 | $0.99 |
| Jul 13, 2018 | $0.99 | Jun 27, 2018 | $0.99 |
| Jul 20, 2018 | $0.99 | Jun 27, 2018 | $0.99 |
| Jul 27, 2018 | $0.99 | Jul 25, 2018 | $0.99 |
| Aug 3, 2018 | $0.99 | Jul 25, 2018 | $0.99 |
| Aug 10, 2018 | $0.99 | Jul 25, 2018 | $0.99 |
| Aug 17, 2018 | $0.99 | Jul 25, 2018 | $0.99 |
| Aug 24, 2018 | $0.99 | Jul 25, 2018 | $0.99 |
| Aug 31, 2018 | $0.99 | Sep 5, 2018 | $0.99 |
| Sep 7, 2018 | $0.99 | Sep 5, 2018 | $0.99 |
| Sep 14, 2018 | $0.99 | Sep 5, 2018 | $0.99 |
| Sep 21, 2018 | $0.99 | Sep 5, 2018 | $0.99 |
| Sep 28, 2018 | $0.99 | Sep 28, 2018 | $0.99 |
| Oct 5, 2018 | $0.99 | Sep 28, 2018 | $0.99 |
| Oct 12, 2018 | $0.99 | Sep 28, 2018 | $0.99 |
| Oct 19, 2018 | $0.99 | Oct 20, 2018 | $0.99 |
| Oct 26, 2018 | $0.99 | Oct 20, 2018 | $0.99 |
| Nov 2, 2018 | $0.99 | Oct 20, 2018 | $0.99 |
| Nov 9, 2018 | $0.99 | Nov 14, 2018 | $0.99 |
| Nov 16, 2018 | $0.99 | Nov 14, 2018 | $0.99 |
| Nov 23, 2018 | $0.99 | Nov 14, 2018 | $0.99 |
| Nov 30, 2018 | $0.99 | Nov 14, 2018 | $0.99 |
| Dec 7, 2018 | $0.99 | Nov 14, 2018 | $0.99 |
| Dec 14, 2018 | $0.99 | Dec 15, 2018 | $0.99 |
| Dec 21, 2018 | $0.99 | Dec 15, 2018 | $0.99 |
| Dec 28, 2018 | $0.99 | Jan 1, 2019 | $0.99 |
| Jan 4, 2019 | $0.99 | Jan 1, 2019 | $0.99 |
| Jan 11, 2019 | $0.99 | Jan 1, 2019 | $0.99 |
| Jan 18, 2019 | $0.99 | Jan 1, 2019 | $0.99 |
| Jan 25, 2019 | $0.99 | Jan 1, 2019 | $0.99 |
| Feb 1, 2019 | $0.99 | Jan 1, 2019 | $0.99 |
| Feb 8, 2019 | $0.99 | Jan 1, 2019 | $0.99 |
| Feb 15, 2019 | $0.99 | Jan 1, 2019 | $0.99 |
| Feb 22, 2019 | $0.99 | Feb 18, 2019 | $0.99 |
| Mar 1, 2019 | $0.99 | Feb 18, 2019 | $0.99 |
| Mar 8, 2019 | $0.99 | Feb 18, 2019 | $0.99 |
| Mar 15, 2019 | $0.99 | Feb 18, 2019 | $0.99 |
| Mar 22, 2019 | $0.99 | Feb 18, 2019 | $0.99 |
| Mar 29, 2019 | $0.99 | Feb 18, 2019 | $0.99 |
| Apr 5, 2019 | $0.99 | Feb 18, 2019 | $0.99 |
| Apr 12, 2019 | $0.99 | Apr 11, 2019 | $0.99 |
| Apr 19, 2019 | $0.99 | Apr 11, 2019 | $0.99 |
| Apr 26, 2019 | $0.99 | Apr 11, 2019 | $0.99 |
| May 3, 2019 | $0.99 | Apr 11, 2019 | $0.99 |
| May 10, 2019 | $0.99 | Apr 11, 2019 | $0.99 |
| May 17, 2019 | $0.99 | Apr 11, 2019 | $0.99 |
| May 24, 2019 | $0.99 | Apr 11, 2019 | $0.99 |
| May 31, 2019 | $0.99 | Apr 11, 2019 | $0.99 |
| Jun 7, 2019 | $0.99 | Apr 11, 2019 | $0.99 |
| Jun 14, 2019 | $0.99 | Apr 11, 2019 | $0.99 |
| Jun 21, 2019 | $0.99 | Jun 21, 2019 | $0.99 |
| Jun 28, 2019 | $0.99 | Jul 3, 2019 | $0.99 |
| Jul 5, 2019 | $0.99 | Jul 3, 2019 | $0.99 |
| Jul 12, 2019 | $0.99 | Jul 3, 2019 | $0.99 |
| Jul 19, 2019 | $0.99 | Jul 3, 2019 | $0.99 |
| Jul 26, 2019 | $0.99 | Jul 3, 2019 | $0.99 |
| Aug 2, 2019 | $0.99 | Jul 3, 2019 | $0.99 |
| Aug 9, 2019 | $0.99 | Jul 3, 2019 | $0.99 |
| Aug 16, 2019 | $0.99 | Jul 3, 2019 | $0.99 |
| Aug 23, 2019 | $0.99 | Jul 3, 2019 | $0.99 |
| Aug 30, 2019 | $0.99 | Jul 3, 2019 | $0.99 |
| Sep 6, 2019 | $0.99 | Jul 3, 2019 | $0.99 |
| Sep 13, 2019 | $0.99 | Jul 3, 2019 | $0.99 |
| Sep 20, 2019 | $0.99 | Sep 22, 2019 | $0.99 |
| Sep 27, 2019 | $0.99 | Sep 27, 2019 | $0.99 |
| Oct 4, 2019 | $0.99 | Sep 27, 2019 | $0.99 |
| Oct 11, 2019 | $0.99 | Sep 27, 2019 | $0.99 |
| Oct 18, 2019 | $0.99 | Oct 19, 2019 | $0.99 |
| Oct 25, 2019 | $0.99 | Oct 19, 2019 | $0.99 |
| Nov 1, 2019 | $0.99 | Oct 19, 2019 | $0.99 |
| Nov 8, 2019 | $0.99 | Oct 19, 2019 | $0.99 |
| Nov 15, 2019 | $0.99 | Nov 18, 2019 | $0.99 |
| Nov 22, 2019 | $0.99 | Nov 18, 2019 | $0.99 |
| Nov 29, 2019 | $0.99 | Nov 18, 2019 | $0.99 |
| Dec 6, 2019 | $0.99 | Nov 18, 2019 | $0.99 |
| Dec 13, 2019 | $0.99 | Nov 18, 2019 | $0.99 |
| Dec 20, 2019 | $0.99 | Nov 18, 2019 | $0.99 |
| Dec 27, 2019 | $0.99 | Dec 29, 2019 | $0.99 |
| Jan 3, 2020 | $0.99 | Jan 6, 2020 | $0.99 |
| Jan 10, 2020 | $0.99 | Jan 6, 2020 | $0.99 |
| Jan 17, 2020 | $0.99 | Jan 6, 2020 | $0.99 |
| Jan 24, 2020 | $0.99 | Jan 27, 2020 | $0.99 |
| Jan 31, 2020 | $0.99 | Feb 3, 2020 | $0.99 |
| Feb 7, 2020 | $0.99 | Feb 6, 2020 | $0.99 |
| Feb 14, 2020 | $0.99 | Feb 6, 2020 | $0.99 |
| Feb 21, 2020 | $0.99 | Feb 6, 2020 | $0.99 |
| Feb 28, 2020 | $0.99 | Mar 1, 2020 | $0.99 |
| Mar 6, 2020 | $0.99 | Mar 1, 2020 | $0.99 |
| Mar 13, 2020 | $0.99 | Mar 1, 2020 | $0.99 |
| Mar 20, 2020 | $0.99 | Mar 1, 2020 | $0.99 |
| Mar 27, 2020 | $0.99 | Mar 29, 2020 | $0.99 |
| Apr 3, 2020 | $0.99 | Mar 29, 2020 | $0.99 |
| Apr 10, 2020 | $0.99 | Mar 29, 2020 | $0.99 |
| Apr 17, 2020 | $0.99 | Mar 29, 2020 | $0.99 |
| Apr 24, 2020 | $0.99 | Mar 29, 2020 | $0.99 |
| May 1, 2020 | $0.99 | May 3, 2020 | $0.99 |
| May 8, 2020 | $0.99 | May 3, 2020 | $0.99 |
| May 15, 2020 | $0.99 | May 3, 2020 | $0.99 |
| May 22, 2020 | $0.99 | May 26, 2020 | $0.99 |
| May 29, 2020 | $0.99 | May 26, 2020 | $0.99 |
| Jun 5, 2020 | $0.99 | May 26, 2020 | $0.99 |
| Jun 12, 2020 | $0.99 | May 26, 2020 | $0.99 |
| Jun 19, 2020 | $0.99 | May 26, 2020 | $0.99 |
| Jun 26, 2020 | $0.99 | Jun 28, 2020 | $0.99 |
| Jul 3, 2020 | $0.99 | Jun 28, 2020 | $0.99 |
| Jul 10, 2020 | $0.99 | Jun 28, 2020 | $0.99 |
| Jul 17, 2020 | $0.99 | Jun 28, 2020 | $0.99 |
| Jul 24, 2020 | $0.99 | Jun 28, 2020 | $0.99 |
| Jul 31, 2020 | $0.99 | Aug 2, 2020 | $0.99 |
| Aug 7, 2020 | $0.99 | Aug 9, 2020 | $0.99 |
| Aug 14, 2020 | $0.99 | Aug 9, 2020 | $0.99 |
| Aug 21, 2020 | $0.99 | Aug 9, 2020 | $0.99 |
| Aug 28, 2020 | $0.99 | Sep 6, 2020 | $0.99 |
| Sep 4, 2020 | $0.99 | Sep 6, 2020 | $0.99 |
| Sep 11, 2020 | $0.99 | Sep 6, 2020 | $0.99 |
| Sep 18, 2020 | $0.99 | Sep 6, 2020 | $0.99 |
| Sep 25, 2020 | $0.99 | Sep 30, 2020 | $0.99 |
| Oct 2, 2020 | $0.99 | Sep 30, 2020 | $0.99 |
| Oct 9, 2020 | $0.99 | Sep 30, 2020 | $0.99 |
| Oct 16, 2020 | $0.99 | Sep 30, 2020 | $0.99 |
| Oct 23, 2020 | $0.99 | Sep 30, 2020 | $0.99 |
| Oct 30, 2020 | $0.99 | Nov 12, 2020 | $0.99 |
| Nov 6, 2020 | $0.99 | Nov 12, 2020 | $0.99 |
| Nov 13, 2020 | $0.99 | Nov 12, 2020 | $0.99 |
| Nov 20, 2020 | $0.99 | Nov 12, 2020 | $0.99 |
| Nov 27, 2020 | $0.99 | Nov 12, 2020 | $0.99 |
| Dec 4, 2020 | $0.99 | Dec 7, 2020 | $0.99 |
| Dec 11, 2020 | $2.96 | Dec 22, 2020 | $2.96 |
| Dec 18, 2020 | $0.00 | ||
| Dec 25, 2020 | $0.00 | ||
| Jan 1, 2021 | $0.99 | Jan 3, 2021 | $0.99 |
| Jan 8, 2021 | $0.99 | Jan 10, 2021 | $0.99 |
| Jan 15, 2021 | $1.97 | Jan 20, 2021 | $1.97 |
| Jan 22, 2021 | $0.99 | Jan 24, 2021 | $0.99 |
| Jan 29, 2021 | $0.00 | ||
| Feb 5, 2021 | $1.97 | Feb 10, 2021 | $1.97 |
| Feb 12, 2021 | $0.00 | ||
| Feb 19, 2021 | $11.12 | Feb 23, 2021 | $11.12 |
| Feb 26, 2021 | $0.00 | ||
| Mar 5, 2021 | $0.00 | ||
| Mar 12, 2021 | $0.00 | ||
| Mar 19, 2021 | $0.99 | Apr 7, 2021 | $0.99 |
| Mar 26, 2021 | $0.00 | ||
| Apr 2, 2021 | $1.97 | Apr 19, 2021 | $1.97 |
| Apr 9, 2021 | $0.00 | ||
| Apr 16, 2021 | $11.12 | May 20, 2021 | $1.97 |
| May 20, 2021 | $0.49 | ||
| Jun 15, 2021 | $2.96 | ||
| Jul 27, 2021 | $4.93 | ||
| Aug 10, 2021 | $0.77 | ||
| Apr 23, 2021 | $11.12 | Aug 10, 2021 | $1.20 |
| Aug 15, 2021 | $1.97 | ||
| Sep 29, 2021 | $0.99 | ||
| Oct 3, 2021 | $1.97 | ||
| Nov 1, 2021 | $1.97 | ||
| Nov 28, 2021 | $2.96 | ||
| Dec 6, 2021 | $0.06 | ||
| Apr 30, 2021 | $11.12 | Dec 6, 2021 | $11.06 |
| Jan 19, 2022 | $0.06 | ||
| May 7, 2021 | $11.12 | Jan 19, 2022 | $4.87 |
| Jan 31, 2022 | $4.93 | ||
| Feb 6, 2022 | $1.32 | ||
| May 14, 2021 | $11.12 | Feb 6, 2022 | $4.59 |
| Feb 14, 2022 | $5.91 | ||
| Mar 7, 2022 | $0.61 | ||
| May 21, 2021 | $11.12 | Mar 7, 2022 | $9.24 |
| Mar 31, 2022 | $1.87 | ||
| May 28, 2021 | $11.12 | Mar 31, 2022 | $3.05 |
| Apr 17, 2022 | $4.93 | ||
| May 11, 2022 | $3.13 | ||
| Jun 4, 2021 | $11.12 | May 11, 2022 | $1.79 |
| Jun 19, 2022 | $4.93 | ||
| Jul 9, 2022 | $4.39 | ||
| Jun 11, 2021 | $11.12 | Jul 9, 2022 | $0.53 |
| Jul 13, 2022 | $1.59 | ||
| Jun 18, 2021 | $11.12 | ||
| Jun 25, 2021 | $11.12 | ||
| Jul 2, 2021 | $11.12 | ||
| Jul 9, 2021 | $11.12 | ||
| Jul 16, 2021 | $93.87 | ||
| Jul 23, 2021 | $11.12 | ||
| Jul 30, 2021 | $11.12 | ||
| Aug 6, 2021 | $11.12 | ||
| Aug 13, 2021 | $11.12 | ||
| Aug 20, 2021 | $11.12 | ||
| Aug 27, 2021 | $11.12 | ||
| Sep 3, 2021 | $11.12 | ||
| Sep 10, 2021 | $11.12 | ||
| Sep 17, 2021 | $93.87 | ||
| Sep 24, 2021 | $11.12 | ||
| Oct 1, 2021 | $11.12 | ||
| Oct 8, 2021 | $11.12 | ||
| Oct 15, 2021 | $11.12 | ||
| Oct 22, 2021 | $11.12 | ||
| Oct 29, 2021 | $11.12 | ||
| Nov 5, 2021 | $11.12 | ||
| Nov 12, 2021 | $11.12 | ||
| Nov 19, 2021 | $11.12 | ||
| Nov 26, 2021 | $11.12 | ||
| Dec 3, 2021 | $11.12 | ||
| Dec 10, 2021 | $11.12 | ||
| Dec 17, 2021 | $93.87 | ||
| Dec 24, 2021 | $93.87 | ||
| Dec 31, 2021 | $93.87 | ||
| Jan 7, 2022 | $93.87 | ||
| Jan 14, 2022 | $11.12 | ||
| Jan 21, 2022 | $11.12 | ||
| Jan 28, 2022 | $93.87 | ||
| Feb 4, 2022 | $93.87 | ||
| Feb 11, 2022 | $93.87 | ||
| Feb 18, 2022 | $93.87 | ||
| Feb 25, 2022 | $93.87 | ||
| Mar 4, 2022 | $93.87 | ||
| Mar 11, 2022 | $93.87 | ||
| Mar 18, 2022 | $93.87 | ||
| Mar 25, 2022 | $93.87 | ||
| Apr 1, 2022 | $93.87 | ||
| Apr 8, 2022 | $93.87 | ||
| Apr 15, 2022 | $93.87 | ||
| Apr 22, 2022 | $93.87 | ||
| Apr 29, 2022 | $11.28 | ||
| May 6, 2022 | $11.28 | ||
| May 13, 2022 | $63.81 | ||
Mary Nov 10, 2017
Timothy Jan 31, 2018
Timothy Jan 31, 2018
Margaret Oct 24, 2017
Margaret Oct 15, 2017
Timothy Jan 31, 2018
James Oct 14, 2017
Timothy Jan 31, 2018
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