Botique

Janetex

Kisumu, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Janetex

Member since

September 2015

On-time repayments

12 installments • 58%

About Me

I grew up in Manyatta slums of Kisumu town. I went to Migosi primary school, Lions high school then to Nairobi aviation college. I got an internship with a government institution befpre joining college. I was only paid ksh. 7500, but due to the poverty in my family and the burden of school fees my parents had, I had to pay my own college fee which costs 4000/- monthly.
My transport and lunch would cost 100/- daily.
Since my stipend wasn't enough, I resorted to finding a side hustle which could help me support myself.
I remembered my past. I rembered mothers struggle. I remembered how she started a business with ksh. 20 but it later grew to educate and feed us ( me and my four siblings)
Believing that all a business needs is an idea, I started making ready made free dresses for sale using my mums sewing machine. My business failed due to lack of enough capital and rising cost of living. My hobby is mentoring fellow youths.

My Business

I started frying and selling buns (mandazis) in the estate where I stay.
I had been thinking of what to do to supplement my income and be able to provide for my family. Im actually the soul breadwinner as my husband do not have a job.
I could not afford to buy my baby the basic needs at birth e.g clothing. I could not afford to buy myself and my family food. The little income I earned from my formal job wasn't enough at all.
Having no capital, I couldnt think of any big ideas, so the idea of vending buns was born. I love cooking, so i thought its a good idea which would need less capital.
My starting capital was KES 400 and I made a profit of 200/-.
I recently lost my job and opteds to start a boutique with my savings from the business.
My new business is doing well except that I lack enough capital to bring in variety of clothing.

Loan Proposal

Hello Zidisha, Once again I request for a loan for purposes of growing my business. Though the amount offered as at now will not impact my business directly, I will use it to pay part of the rent for my business premise which is kes 4000. Im looking forward to your continued support.