Stock of women's and children's clothing to sell

Joshua

Mukunike, Kenya

7% repaid

Entrepreneur

Name

Joshua

Member since

March 2016

On-time repayments

159 installments  •  8%

About Me

If not God be on our side! Being born in this continent is a complicated life to face,challage and overcome.As for my case I was born and raised in village in machakos county s.e of capital city Nairobi,mukunike village.having born here my parent depedent on casual labour from locals for survival.And life was already complicated for me.I attended local school @ age of seven having in mind that had to kill myth that it illiterate rules.Through hard work I made it to high school.All family life,loaded me to save them,so I went to capital city Nairobi to try my luck after form four and I got a security guard job.life became difficult for me because my expenditure we more than my earning,so I decided to venture in business though I had no capital I sold households I had moved to eldoret to be a hawker and my entrepreneurial journey began.

My Business

After securing a security job,earning just six thousand a month,I.e sixty dollars a month.expectation from home were too high.I then sold household items I had worth 100$,move with my friend to eldoret for a hawking business.in 2013 I had accumulated capital and I opened a shop in eldoret town for a second clothing business,the business flourished from 100$ to earn 1000$ a month,due to increased demand for new born clothes,men & women wear more so sport shoes because this a city of athletes,I sought capital to expand my business but in vain.I also needed school fees for my two young sisters who are joining collage and a brother joining high school I sought capital more cash to expand my business,that's when I heard of zidisha from a friend,online francise loan offers with low interest rates which will blossom my business as a young entrepreneur while am eying a clothing mall because my dreams are valid.proverbs 26;1 expecting snow in summer and rain in dry season makes more sense.

Loan Proposal

Since my business is on the side of making profit and I want increase customers by offering them good and quality products from my outlet,so am requesting this loan to purchase ladies & new born clothes to add to stock I have,this means when I have more client I will be able to increase sales thus more profit and I have hence be stable to create a job opportunity to youth here who are jobless.thanks to however will fund my loan request.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Aug 8, 2016

Repayment status

Late

Projected term

35 months

Lenders

C

CWS

Huntington beach, ca, United States

Q

Quomar

Żmigród, Poland

A

alfredo

Bremen, Germany

T

traderjohn

Baltimore, United States

Zidisha

Sterling, United States

T

thejacobnorton

Jubail, Saudi Arabia

athomas

Chevy Chase, United States

amovida

Central valley, ny, United States

S

Scodeb123

Huntsville, United States

A

Arinelle

Toulouse, France

sarna

Toronto, Canada

neocodesoftware

vancouver, Canada

Hedwich

Gorssel, Netherlands

dmirpuri

Bangkok, Thailand

E

elourenco

Porto, Portugal

Evan Lamos

Brussels, Belgium

M

Malibu

Westwood, United States

Matching Fund

Sterling, United States

M

Michi

Switzerland

K

Karpet

Faroe Islands

bb4dogs

United States

GMc50

Australia

WiscoHorndog

United States

S

SaraNT

United States

I

idris

United States

Loungin

United States

AKWatson3

Norwalk, United States

Dave Bogard

New York, United States

SMOICE

Berlin, Germany

Craig

Memphis, TN, United States

Thomas

Sweden, Sweden

Craig Newmark

United States

The Zinc Team

San Francisco, United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

Donald

United States

A

Anonymous

United States

HCPSPIRIT

Helsinki, Finland

A

Anonymous

United States

A

Anonymous

United States

Ask Joshua a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • John    Mar 1, 2017

    Hi Zidisha staff and lenders, we had a talk with Joshua and he says that his account had a problem. He has emailing you severally but he says you never reply, please contact him at [email protected]

    John
    VM

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  • John    Jan 21, 2017

    Hi Zidisha and lenders,

    I tried calling Joshua but unfortunately, I did not get to him. His phone was not answered. I will try later.

    John
    VM

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  • John    Oct 23, 2016

    Hi Zidisha Team and lenders,

    Joshua called me today and informed me his finances are very low and he would like to suspend his account. I told him to write to Zidisha's email and explain his situation.

    John.

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  • Joshua    Aug 30, 2016

    I would like to adjust to ensure an on time payment.

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  • Joshua    Aug 19, 2016

    thank lenders for fundind my loan,and have purchased a stock of $145 from previous stock wort $100 i used to purchase and that loan has expanded my investment & earnings,Thank you zidisha.

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  • Joshua    Aug 11, 2016

    Hi? I would like inform all lenders who funded my loan of $150.that I got all amount disbursed to my account and have purchased a stock of mens worth the amount & my business is progressing.I sincerely thank you all lenders from the bottom of my heart for helping me raise this amount, God bless.

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  • Joshua    Aug 11, 2016

    Hi? I would like inform all lenders who funded my loan of $150.that I got all amount disbursed to my account and have purchased a stock of mens worth the amount & my business is progressing.I sincerely thank you all lenders from the bottom of my heart for helping me raise this amount, God bless.

    Log in to reply • Share
  • Joshua    Aug 8, 2016

    I would like inform all lenders that today I got $150 as you funded,this will help me purchase stock of men's wear for my business.I would like to sincerely thank you and God bless you.

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  • Joshua    Aug 5, 2016

    Thank you tramedous lenders,I appreciate,this loan will help me purchase stock for my clothing which will help my business grow.thanks and God bless you all lenders who helping our dream come true.

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  • Joshua    Jul 26, 2016

    So far its been an amazing experience to be in Zidisha bacause this loan had made my business flourish which was on the verge of going down,have made to increase stock which is now doing,thanks to all lenders who funded my loan and zidisha for changing my life.

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  • Joshua    Jul 22, 2016

    I want increase my installment to 6000,since am a business and have some cash at hand and I don't want misuse it so I refer paying.this loan has enabled me add new stock in my business and am doing well.

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  • Joshua    Jun 27, 2016

    Hi,I would like sincerely thank lenders who have funded my loan.

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  • Joshua    Jun 7, 2016

    first I would like sincere to thank zidisha from the bottom of my heart,because that loan u gave came to save my business which was almost going down.I purchased a new stock which since then was my success with the help of some of zidisha members I got very crucial ideas how to run my business.looking to expand my business with the new loan.

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  • Joshua    May 26, 2016

    The reason for adjusting my payment is that I want mention my trust with zidisha by making an on time payment.

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  • Joshua    May 18, 2016

    I would like to sincere thank zidisha as this online flat form is changing my lifestyle through my business,i am also adjusting my installment to be able to ensure an on time payment and increase my loyalty with zindisha and all the lenders across the word.

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  • Joshua    May 15, 2016

    The reason for adjusting my payment is to ensure on time payment,be a trusted person and increase my credit limit.

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  • Joshua    May 6, 2016

    an amazing experience with zidisha,you are changing the world,lifes of millions.love it

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  • Joshua    May 6, 2016

    I would like to adjust my installments in order to keep my credit limit 100% with zidisha ,my self and my business to grow.I also like to thank Graham from USA who fully funded my first loan,mentor john thiaro,and anyone in zidisha who is contributing to success of my business.

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  • John    May 4, 2016

    Hi Zidisha, Joshua called me later after I had missed him and he told me he had an injury which resulted in him not being able to service the loan as scheduled.

    He confirmed that he is now okay and he will continue repaying his loan as per agreement.

    John.

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  • John    May 4, 2016

    Hi Zidisha, I tried calling Joshua but could not get him although his phone was going through. The community leader happened to be his father whom we talked with and I requested him to kindly ask him to inform Joshua to give me a call so that we can discuss something. I let you know how it goes.

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