Liliane
Eldoret Mwanzo, Kenya
100% repaid
Name
Liliane
Member since
February 2015
On-time repayments
127 installments • 35%
My names are Liliane Adams, aged 31 years old and married with two children. I am a Kenyan citizen born in Kakamenga District, Shirere sublocation, but currently I am living with my family at Mwanzo Estate in Eldoret.
I went to primary school and then later secondary school. I am a Christian born again, serving God under Top Hill Christian Outreach located at Kamukunji Estate in Eldoret, and also I am a treasurer of the same church.
My business involves buying and selling of cereals, green vegetables, onions, tomatoes, and all manner of goods that are in demand around. I believe that food materials, especially the ones needed locally, will always be at a demand, so that is why I suggested to my husband that I start this business to help him in bringing up the children. It is a good business because raw materials are available locally and the market is also local readily available.
The business will be profitable because most of the food I get from local farmers. The risk facing the business is lack of capital to stock enough. My typical monthly cost is KSH 25,000 ($255 USD), sale revenue is around KSH 15,000 ($153) and profit is above KSH 10,000 ($102), but I am planning to earn more given funding.
I normally spend 50% of my profits supporting my family with emergency needs before my husband earns his salary, while 30% I plough back to the business. 20% goes to miscellaneous expenses and support of my aged mother.
I once more thank the zidisha community for the plat form and opportunity they have given me to be aborrower.Given funding I will use the funds as follows:-
50 Us dollars to buy the stock of maize for re sale because currently the price of maize low and the profit margin is about 35%,then I will use 30 Us dollars to stock good quality onions and tomatoes which will enable me satisfy m customers thus more sales and profits,then the remaining 20us dollars I will use to stock all kinds of vegetables.
I believe with experience I have in the business I will be able to sale more and be able to repay loan without difficulty.
I look forward to your aid lenders God bless you.
My Names are Liliane Adams ,aged 31 years old married with two children.Iam akenyan citizen born in Kakamenga district,Shirere sub location but currentl living with my FAMILY at Mwanzo estate in Eldoret.I went to primary school and then later secondary school.I am a christian born again serving God under Top Hill Christian Outreach located at Kamukunji estate in Eldoret and also Iam a treasurer of the same church.
My business involves buying and selling of cereals,green vegetables,onions ,tomatoes ,and all manner of goods that are in demand around. I believe that food materials especially the ones needed locally will always be at a demand so that is why i suggested that to my husband and i start this business to help him in bringing up the children. It is a good business because raw materials are available locally and the market is also local readily available.
The business will be profitable because most of the feed a get from local farmers. The risk facing the business is lack of capital to stock enough.
My typical monthly cost is khs 25,000, sale revenue is around ksh 15000 and profit is above ksh.10,000 but I am planning to earning more given funding.
I normally spend 50% of my profits supporting my family with emergency needs before m husband earns salary,while 30% I plough back to business ,20% miscellaneous and support of my aged mother.
I once more thank the zidisha community for the plat form and opportunity they have given me to be aborrower.Given funding I will use the funds as follows:-
50 Us dollars to buy the stock of maize for re sale because currently the price of maize low and the profit margin is about 35%,then I will use 30 Us dollars to stock good quality onions and tomatoes which will enable me satisfy m customers thus more sales and profits,then the remaining 20us dollars I will use to stock all kinds of vegetables.
I believe with experience I have in the business I will be able to sale more and be able to repay loan without difficulty.
I look forward to your aid lenders God bless you.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Feb 9, 2015
Repayment status
On Time
Projected term
3 months
Other loans
Amount repaid
$104.89
Amount remaining
$0.00
Date repaid
May 18, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Feb 22, 2015 | $6.54 | Feb 22, 2015 | $6.54 |
Mar 1, 2015 | $6.54 | Feb 22, 2015 | $4.57 |
Mar 1, 2015 | $1.98 | ||
Mar 8, 2015 | $6.54 | Mar 1, 2015 | $6.54 |
Mar 15, 2015 | $6.54 | Mar 1, 2015 | $2.59 |
Mar 16, 2015 | $3.96 | ||
Mar 22, 2015 | $6.54 | Mar 16, 2015 | $3.82 |
Mar 23, 2015 | $2.72 | ||
Mar 29, 2015 | $6.54 | Mar 23, 2015 | $6.54 |
Apr 5, 2015 | $6.54 | Mar 23, 2015 | $1.84 |
Mar 29, 2015 | $4.70 | ||
Apr 12, 2015 | $6.54 | Mar 29, 2015 | $0.86 |
Apr 5, 2015 | $5.69 | ||
Apr 19, 2015 | $6.54 | Apr 5, 2015 | $5.42 |
Apr 13, 2015 | $1.12 | ||
Apr 26, 2015 | $6.54 | Apr 13, 2015 | $6.54 |
May 3, 2015 | $6.54 | Apr 13, 2015 | $3.44 |
Apr 19, 2015 | $3.10 | ||
May 10, 2015 | $6.54 | Apr 19, 2015 | $6.54 |
May 17, 2015 | $6.54 | Apr 19, 2015 | $1.47 |
Apr 28, 2015 | $5.08 | ||
May 24, 2015 | $6.54 | Apr 28, 2015 | $6.03 |
May 10, 2015 | $0.51 | ||
May 31, 2015 | $6.54 | May 10, 2015 | $6.54 |
Jun 7, 2015 | $6.72 | May 10, 2015 | $4.06 |
May 18, 2015 | $2.67 |
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