Inventory, shelving, transportation & other business expenses

Cellestine

Kakamega, Kenya

36% repaid

Entrepreneur

Name

Cellestine

Member since

January 2014

On-time repayments

384 installments  •  93%

About Me

‘My Name Is Cellestine shisia. I am a Trained pharmaceutical technologist and a self-taught fashion designer specialised in jewellery beauty and related fields.
I generally have a passion for Entrepreneurship especially that which is geared to creating
youth Employment. i have created a good base of customers within and outside the county.
I wish to use this platform to get funds to expand my project and increasing the number of
youth in self-employment because my dream is to employ as many young people and also empower elder women to be self sufficient. I have been able to use the profits to support several girls education and still intend to continue supporting them as they are still in school.
My plan to start my own pharmacy /chemist has finally materialised since I now have my own registered licence. with the extra profit I have been able to start putting things togetherbfor my own chemist.

My Business

I have been running 2 businesses; they are both Offline a beauty shop and bead work in kakamega county.
Since i got married i relocated to Mbita which is in south Nyanza part of Kenya on the shores of the lake Victoria. I had to go slow on my previous business and am now concentrating on running a pharmacy.
Having done a diploma in pharmaceutical technology and fully certified by the pharmacy and poisons board i have decided yo venture into pharmacy business.
Pharmacy business in Kenya is a lucrative business with extremely good returns. The start up capital is a bit high but with a small stock it can resyock itself to become a very big business in a short span of time.
I have been able to register my business as MICEN HERITAGE which cost around 10 dollars and registered the chemist with pharmacy and poisons board which cost 150 dollars.
Shelving and painting of the premise is done. I believe if i get to stock during this festive season the business will do well.
The returns expected at the beginning might be small but it will rise in 6 months slow by slow.
Good communication skills, neat and clean premises and fair prices will be my strong points inoreder to attract customers.
The premise location is very strategic . Its along a busy path at the market place.
As the premise grows i intend to employ one person at the beginning and increase the number as the need arises.
My dream is to own a wholesale pharmacy with a line of pharmacies in south nyanza region which will provide employment to a number of locals.
With the knowledge i acquired in class and experience during my internships i believe i will provide the best services that a pharmacy business requires to grow into a wholesale and i will emerge the BEST among the best with the help of God.
The loan requested will be used for stocking the chemist and marketing efforts of the chemist
I would like to come up with fliers, be able to open an online page in addition to my facebook page. with this i believe i will increase my sales and the profit margin will be great. thanks to the first three loans it has been able to help my business a lot and i believe this fourth loan is going to make things even better. thanks to the previous zidisha loans i was able to increase my stock and i can say the business did well and it enabled me to repay the loan 100% on time and even start a new and bigger venture.

Loan Proposal

with this amount i intend to grow my business. i intend to stock my pharmacy so as to realize maximum profits. i believe when i stock all the fast moving drugs i will be able to sell much more.
NEW STOCK $700
TRANSPORTATION $50
SHELVING $150
LICENCE RENEWAL $150
MISCELLANEOUS EXPENSES 100
TOTAL $1150

with this stock i will be able to get 100% profit

Feedback

3

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,137.00

Date disbursed

Apr 10, 2019

Repayment status

Late

Projected term

30 months

Lenders

Pranjal

Noida, Kenya

A

Anninymouse

Southampton, United Kingdom

G

GalantnostS

Hong Kong, Hong Kong

R

Raabo

Rungsted, Denmark

investor

Candiac, Canada

C

chkuo

Taipei, Taiwan

Dipsius

London, United Kingdom

DeanDropshot

Oslo, Norway

ninamaqami

Ankara, Turkey

AndreaBravi

London, UK, Canada

artnking

College Place, United States

mike123riley

Palo Alto, United States

L

ldron7

Utah, United States

A

anonymus

Moon, United States

T

Tallago3

Munich, Germany

Pere

Barcelona, Spain

johnandmoliehi

Canton, New York, United States

Cordula

Cologne, Germany

C

cjmenchaca

Austin, United States

A

AlexCheng

Seattle, United States

C

CrazyCanuck

Nepean, Canada

H

hilde

seattle, United States

S

SelvaMarcus

Green Cove Springs, United States

CharlieBfl

Vaduz, Liechtenstein

J

jjonas

berlin, Germany

B

Bavarian

Bavaria, Germany

HE

help each other

Glasgow, United Kingdom

A

anonymous123

United States

C

cyrilleberger

Gammalkil, Sweden

athomas

Chevy Chase, United States

Sundstroms

Falun, Sweden

ElWal

Kirn, Germany

T

tomdeneire

Eke, Belgium

G

glomardor

Leonardtown, United States

Cloudways

Malta, Malta

IA

Ismini and Jerry

Stamford, USA, United States

A

aiban

Austin, United States

J

jzidi

Los Angeles, United States

X

xdanny89x

Coventry, United Kingdom

M

mastodons

Chicago, United States

W

wogman

Evanston, United States

Jouni

Finland

C

cczapp

Hilliard, United States

AdvancingCompassion

San Diego, United States

S

SvenWaage

Stavanger, Norway

Jalene

Redmond, Oregon, United States

pentatonicscale

Niiza-shi, Japan

K

Kinger

Dublin, Ireland

G

Goodwill

Oakland, United States

MichelD

Bangkok, Thailand

K

Kaz12

Winnipeg, Canada

ads68

Melbourne, Australia

J

janharg

Garland, Tx, United States

Christopher

Copenhagen, Denmark

U

UmSaeed

Southfield, United States

D

Dionne

Pembroke, Bermuda

D

Dave22202

Arlington VA, United States

Alina

Amsterdam, Netherlands

A

Aaron

Zurich, Switzerland

D

djschin

Heber City, United States

C

cescotet

Needham, United States

J

justincomish

Riverton, United States

H

hivervan

watou, Belgium

E

eboleaga

Mexico City, Mexico

Ingela

Falun, Sweden

J

jerryq

Redding, United States

D

dweiner

Madison, United States

A

Andy

Berlin, United States

JC

Jordi Cohen

New York, NY, United States

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

calvero

Bergen, Norway

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

ShaneS

Port Pirie, Australia

numbat

Perth, Australia

dougdo

Seattle, United States

K

kingcamo1095

Mountain Home, United States

gseletko

South Perth, Australia

J

JabaStartBS

Tbilisi, Georgia

JFais

Atlanta, United States

W

wilma95

napa, United States

O

Ohio

Ohio, United States

Lambie

Perth, Australia

stever

Cape Coral, United States

ibc123

Seattle, United States

ShaneHeneghan

Galway, Ireland, Belgium

Sirko

Brandenburg An Der Havel, Germany

E

E

Marin county, United States

H

happytrailsjpd

South Bend, United States

M

markus61

cologne, Germany

Jamesaubrey

Norman, United States

Namulanda

nairobi, Kenya

G

GanSatya

United States

D

dbuksh

United States

sderickson

Berkeley, CA, United States

G

GoughGirl

Washington, Dc, United States

SBlue1

Germany

E

elhh82

Petaling Jaya, Malaysia

M

Malibu

Westwood, United States

D

drorm

United States

J

jackdupee

United States

R

richardbrewster

United Kingdom

B

bugdaniel

Switzerland

bb4dogs

United States

chriseyre

Fremont, Ca, United States

A

Amengan

Netherlands

Grant Xavier Storer

Seattle, Wa, United States

Mimobo

Schwäbisch Gmünd, Germany, Germany

utdream

United States

C

ColoradoSkier

Denver, United States

SV

sven vdk

Twickenham, United Kingdom

SuperMario28

Cudahy, United States

T

Tony1

Australia

R

Ruj-ura

Thailand

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

J

Joanne

Switzerland

S

Sven

Netherlands

T

TZ

Singapore, Singapore

Frank Termathe

Frankfurt Main, Germany

Dave Bogard

New York, United States

Fred

Germany

MD

Miles Dodge

CORVALLIS, United States

MW

Matt Willis

United States

W

Wade

United States

Elly

Woudrichem, United Kingdom

Wendy

Los Angeles, United States

Laurie

United States

Kevin

San Francisco, United States

JC

JD Conley

United States

Jennifer Weber

Canandaigua, Ny, United States

AS

Asa Svensson

Stockholm, Sweden

NH

N Holt

United States

MR

Michiel Rauws

San Francisco, Netherlands

R

Rhys

Australia

Pedro R-C

Cambridge, United States

Yvonne

Berlin, Germany

G

Gabri

Austria

Aran Dunlop

United States

Callum Guy

Suffolk, United Kingdom

A

Andrei

United States

M

Marzl

Germany

Christopher Hey

Sudbury, Canada

Taylor

Memphis, United States

AG

abel ghita

Bucharest, Romania, Italy

S

Siadus

United States

Thomas

Sweden, Sweden

KE

Karen Epolito

Syracuse, NY, United States

V

Vidar

Oslo, Norway

E

Elynne

United States

SA

Steve A

Newbury, United Kingdom

GC

Greger Cronquist

Göteborg, Sweden

M

Marama

Australia

WS

Warren Shen

United States

Richard Benyon

United States

VC

Victor Chong

United States

Grégoire

Zurich, Switzerland

Dave Magnan

Québec, Canada

CJ

Chris Jones

Seattle, United States

Paul Thompson

York, United Kingdom

JF

J Fister

United States

WC

Walter Clarke

Phoenix, United States

Paul Buchheit

Mountain View, United States

Bryce Bow

Bloomington, In, United States

Maggie Rouse

Cheyenne, Wyoming, United States

Annie

New York, NY, United States

ZS

Zach Silveira

Asheville, Nc, United States

JH

Jane Hanford

United Kingdom

Daveycee

The Hague, Netherlands

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

A

Anonymous

United States

JL

James Little

United Kingdom

Masato

Utah, United States

J

Johanna

Zürich, Austria

PA

Peter A

New York City, United States

Marcelo De Polli

São Paulo, Brazil

CH

Christian Holck

United Kingdom

B

Ben

United States

G

Gabi

Turkey

J

Jen

Germany

MH

Michael Herrick

California, United States

We Not Me

St. Paul, Minnesota, United States

Dieter Meeuwis

Deurne (Antwerpen), Belgium

United States

R

RM

Australia

MM

Mbali Mamba

United Kingdom

MV

Michael Vereb

United States

VH

Valerie Henry

United States

The Krugers

NY NY, United States

EA

Eric Ayers

Atlanta, United States

M

Mika

Switzerland

Carol Vigurs

London, United Kingdom

SM

Sam Mendelson

United Kingdom

B

Bram

Germany

Nathan

Columbus, United States

R

Roman

Germany

Angela Chu

Toronto, Canada

E

eoghan

Switzerland

DL

Dion L

Vancouver, United States

S

Sam

New Zealand

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