Cellestine
Kakamega, Kenya
100% repaid
Name
Cellestine
Member since
January 2014
On-time repayments
384 installments • 93%
‘My Name Is Cellestine shisia. I am a Trained pharmaceutical technologist and a self-taught fashion designer specialised in jewellery beauty and related fields.
I generally have a passion for Entrepreneurship especially that which is geared to creating
youth Employment. i have created a good base of customers within and outside the county.
I wish to use this platform to get funds to expand my project and increasing the number of
youth in self-employment because my dream is to employ as many young people and also empower elder women to be self sufficient. I have been able to use the profits to support several girls education and still intend to continue supporting them as they are still in school.
My plan to start my own pharmacy /chemist has finally materialised since I now have my own registered licence. with the extra profit I have been able to start putting things togetherbfor my own chemist.
I have been running 2 businesses; they are both Offline a beauty shop and bead work in kakamega county.
Since i got married i relocated to Mbita which is in south Nyanza part of Kenya on the shores of the lake Victoria. I had to go slow on my previous business and am now concentrating on running a pharmacy.
Having done a diploma in pharmaceutical technology and fully certified by the pharmacy and poisons board i have decided yo venture into pharmacy business.
Pharmacy business in Kenya is a lucrative business with extremely good returns. The start up capital is a bit high but with a small stock it can resyock itself to become a very big business in a short span of time.
I have been able to register my business as MICEN HERITAGE which cost around 10 dollars and registered the chemist with pharmacy and poisons board which cost 150 dollars.
Shelving and painting of the premise is done. I believe if i get to stock during this festive season the business will do well.
The returns expected at the beginning might be small but it will rise in 6 months slow by slow.
Good communication skills, neat and clean premises and fair prices will be my strong points inoreder to attract customers.
The premise location is very strategic . Its along a busy path at the market place.
As the premise grows i intend to employ one person at the beginning and increase the number as the need arises.
My dream is to own a wholesale pharmacy with a line of pharmacies in south nyanza region which will provide employment to a number of locals.
With the knowledge i acquired in class and experience during my internships i believe i will provide the best services that a pharmacy business requires to grow into a wholesale and i will emerge the BEST among the best with the help of God.
The loan requested will be used for stocking the chemist and marketing efforts of the chemist
I would like to come up with fliers, be able to open an online page in addition to my facebook page. with this i believe i will increase my sales and the profit margin will be great. thanks to the first three loans it has been able to help my business a lot and i believe this fourth loan is going to make things even better. thanks to the previous zidisha loans i was able to increase my stock and i can say the business did well and it enabled me to repay the loan 100% on time and even start a new and bigger venture.
This loan will be used to boost my current business that deals with Jewellery and shaggy rugs. i will buy more material to enlarge my stock. it will also be used to help in online marketing so as to enlarge my customer base through social media like Facebook and Instagram.
beads, threads and hooks-10 dollars
tapestry mats and fluffy thread- 10 dollars
i intend to venture into pharmacy business and part of the money will be used in renting a house for the chemist and shelving. i believe the profit i make will be used to to stock the chemist which will be in Mbita homabay county.
Rent-5 dollars per month.
shelves-10 dollars
painting -5 dollars
miscellenious-3 dollars
transport-5 dollars
i expect my profits to increase tremendously since i will always do unique work that will set me apart from my current and future competitors. my prices will also be slightly lower than the competitors thus attracting traffic in my business.
i expect to increase from 20 % to 100% over a period of six months. with hard work and determination i know i will achieve my dream because i have achieved it before.
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$472.00
Date disbursed
May 6, 2017
Repayment status
On Time
Projected term
40 months
Other loans
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Amount repaid
$471.75
Amount remaining
$0.00
Date repaid
Oct 29, 2018
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
May 16, 2017 | $9.86 | May 13, 2017 | $9.86 |
May 23, 2017 | $9.86 | May 13, 2017 | $9.86 |
May 30, 2017 | $9.86 | May 28, 2017 | $9.86 |
Jun 6, 2017 | $9.86 | Jun 5, 2017 | $9.86 |
Jun 13, 2017 | $9.86 | Jun 11, 2017 | $9.86 |
Jun 20, 2017 | $9.86 | Jun 20, 2017 | $9.86 |
Jun 27, 2017 | $9.86 | Jun 20, 2017 | $9.86 |
Jul 4, 2017 | $9.86 | Jul 3, 2017 | $9.86 |
Jul 11, 2017 | $9.86 | Jul 3, 2017 | $9.86 |
Jul 18, 2017 | $9.86 | Jul 17, 2017 | $9.86 |
Jul 25, 2017 | $9.86 | Jul 25, 2017 | $9.86 |
Aug 1, 2017 | $9.86 | Aug 1, 2017 | $9.86 |
Aug 8, 2017 | $9.86 | Aug 1, 2017 | $1.97 |
Aug 7, 2017 | $7.89 | ||
Aug 15, 2017 | $9.86 | Aug 7, 2017 | $9.86 |
Aug 22, 2017 | $9.86 | Aug 7, 2017 | $9.86 |
Aug 29, 2017 | $9.86 | Aug 7, 2017 | $1.97 |
Aug 29, 2017 | $7.89 | ||
Sep 5, 2017 | $9.86 | Aug 29, 2017 | $1.97 |
Sep 4, 2017 | $7.89 | ||
Sep 12, 2017 | $1.97 | Sep 4, 2017 | $1.97 |
Sep 19, 2017 | $1.97 | Sep 19, 2017 | $1.97 |
Sep 26, 2017 | $1.97 | Sep 19, 2017 | $1.97 |
Oct 3, 2017 | $1.97 | Sep 19, 2017 | $0.99 |
Oct 3, 2017 | $0.99 | ||
Oct 10, 2017 | $1.97 | Oct 3, 2017 | $1.97 |
Oct 17, 2017 | $1.97 | Oct 3, 2017 | $1.97 |
Oct 24, 2017 | $1.97 | Oct 13, 2017 | $1.97 |
Oct 31, 2017 | $1.97 | Oct 13, 2017 | $1.97 |
Nov 7, 2017 | $1.97 | Oct 13, 2017 | $0.99 |
Nov 4, 2017 | $0.99 | ||
Nov 14, 2017 | $1.97 | Nov 7, 2017 | $1.97 |
Nov 21, 2017 | $1.97 | Nov 7, 2017 | $1.97 |
Nov 28, 2017 | $1.97 | Nov 7, 2017 | $0.99 |
Dec 3, 2017 | $0.99 | ||
Dec 5, 2017 | $1.97 | Dec 3, 2017 | $1.97 |
Dec 12, 2017 | $1.97 | Dec 3, 2017 | $1.97 |
Dec 19, 2017 | $1.97 | Dec 3, 2017 | $1.97 |
Dec 26, 2017 | $1.97 | Dec 3, 2017 | $1.97 |
Jan 2, 2018 | $1.97 | Dec 3, 2017 | $0.99 |
Jan 2, 2018 | $0.99 | ||
Jan 9, 2018 | $1.97 | Jan 2, 2018 | $0.99 |
Jan 10, 2018 | $0.99 | ||
Jan 16, 2018 | $1.97 | Jan 10, 2018 | $1.97 |
Jan 23, 2018 | $1.97 | Jan 10, 2018 | $1.97 |
Jan 30, 2018 | $1.97 | Jan 10, 2018 | $1.97 |
Feb 6, 2018 | $1.97 | Jan 10, 2018 | $1.97 |
Feb 13, 2018 | $1.97 | Jan 10, 2018 | $0.99 |
Feb 14, 2018 | $0.99 | ||
Feb 20, 2018 | $1.97 | Feb 14, 2018 | $1.97 |
Feb 27, 2018 | $1.97 | Feb 14, 2018 | $0.39 |
Mar 1, 2018 | $1.58 | ||
Mar 6, 2018 | $1.97 | Mar 1, 2018 | $1.97 |
Mar 13, 2018 | $1.97 | Mar 1, 2018 | $1.97 |
Mar 20, 2018 | $1.97 | Mar 1, 2018 | $1.97 |
Mar 27, 2018 | $1.97 | Mar 1, 2018 | $1.97 |
Apr 3, 2018 | $1.97 | Mar 1, 2018 | $0.39 |
Mar 29, 2018 | $0.99 | ||
Mar 29, 2018 | $0.59 | ||
Apr 10, 2018 | $1.97 | Mar 29, 2018 | $0.39 |
Apr 7, 2018 | $0.99 | ||
Apr 7, 2018 | $0.59 | ||
Apr 17, 2018 | $1.97 | Apr 7, 2018 | $0.39 |
Apr 14, 2018 | $0.99 | ||
Apr 14, 2018 | $0.59 | ||
Apr 24, 2018 | $1.97 | Apr 14, 2018 | $0.39 |
Apr 23, 2018 | $0.99 | ||
Apr 23, 2018 | $0.59 | ||
May 1, 2018 | $1.97 | Apr 23, 2018 | $0.39 |
Apr 29, 2018 | $0.99 | ||
Apr 29, 2018 | $0.59 | ||
May 8, 2018 | $1.97 | Apr 29, 2018 | $0.39 |
May 7, 2018 | $0.99 | ||
May 7, 2018 | $0.59 | ||
May 15, 2018 | $1.97 | May 7, 2018 | $0.39 |
May 7, 2018 | $0.99 | ||
May 8, 2018 | $0.59 | ||
May 22, 2018 | $1.97 | May 8, 2018 | $0.39 |
May 8, 2018 | $0.99 | ||
May 8, 2018 | $0.59 | ||
May 29, 2018 | $1.97 | May 8, 2018 | $0.39 |
May 11, 2018 | $0.99 | ||
May 11, 2018 | $0.59 | ||
Jun 5, 2018 | $1.97 | May 11, 2018 | $0.39 |
Jun 3, 2018 | $0.99 | ||
Jun 3, 2018 | $0.59 | ||
Jun 12, 2018 | $1.97 | Jun 3, 2018 | $0.39 |
Jun 9, 2018 | $0.99 | ||
Jun 9, 2018 | $0.59 | ||
Jun 19, 2018 | $1.97 | Jun 9, 2018 | $0.39 |
Jun 18, 2018 | $0.99 | ||
Jun 18, 2018 | $0.59 | ||
Jun 26, 2018 | $1.97 | Jun 18, 2018 | $0.10 |
Jun 19, 2018 | $0.99 | ||
Jun 21, 2018 | $0.89 | ||
Jul 3, 2018 | $1.97 | Jun 21, 2018 | $0.10 |
Jun 21, 2018 | $0.99 | ||
Jun 23, 2018 | $0.89 | ||
Jul 10, 2018 | $1.97 | Jun 23, 2018 | $0.10 |
Jun 23, 2018 | $0.99 | ||
Jul 3, 2018 | $0.89 | ||
Jul 17, 2018 | $1.97 | Jul 3, 2018 | $0.10 |
Jul 4, 2018 | $0.99 | ||
Jul 5, 2018 | $0.89 | ||
Jul 24, 2018 | $1.97 | Jul 5, 2018 | $0.10 |
Jul 5, 2018 | $0.99 | ||
Jul 6, 2018 | $0.89 | ||
Jul 31, 2018 | $1.97 | Jul 6, 2018 | $0.10 |
Jul 6, 2018 | $0.99 | ||
Jul 10, 2018 | $0.89 | ||
Aug 7, 2018 | $1.97 | Jul 10, 2018 | $0.10 |
Jul 10, 2018 | $0.99 | ||
Jul 12, 2018 | $0.89 | ||
Aug 14, 2018 | $1.97 | Jul 12, 2018 | $0.10 |
Jul 12, 2018 | $0.99 | ||
Aug 5, 2018 | $0.89 | ||
Aug 21, 2018 | $1.97 | Aug 5, 2018 | $0.10 |
Aug 5, 2018 | $0.99 | ||
Aug 5, 2018 | $0.89 | ||
Aug 28, 2018 | $1.97 | Aug 5, 2018 | $0.10 |
Aug 10, 2018 | $0.99 | ||
Aug 10, 2018 | $0.89 | ||
Sep 4, 2018 | $1.97 | Aug 10, 2018 | $0.10 |
Sep 4, 2018 | $0.99 | ||
Sep 4, 2018 | $0.89 | ||
Sep 11, 2018 | $1.97 | Sep 4, 2018 | $0.10 |
Sep 4, 2018 | $0.99 | ||
Sep 10, 2018 | $0.89 | ||
Sep 18, 2018 | $1.97 | Sep 10, 2018 | $0.10 |
Sep 10, 2018 | $0.99 | ||
Sep 13, 2018 | $0.89 | ||
Sep 25, 2018 | $1.97 | Sep 13, 2018 | $0.10 |
Sep 13, 2018 | $0.99 | ||
Sep 19, 2018 | $0.89 | ||
Oct 2, 2018 | $1.97 | Sep 19, 2018 | $0.10 |
Sep 19, 2018 | $0.99 | ||
Sep 26, 2018 | $0.89 | ||
Oct 9, 2018 | $1.97 | Sep 26, 2018 | $0.10 |
Sep 26, 2018 | $0.99 | ||
Oct 2, 2018 | $0.89 | ||
Oct 16, 2018 | $1.97 | Oct 2, 2018 | $0.10 |
Oct 2, 2018 | $0.99 | ||
Oct 9, 2018 | $0.89 | ||
Oct 23, 2018 | $1.97 | Oct 9, 2018 | $1.97 |
Oct 30, 2018 | $1.97 | Oct 9, 2018 | $1.97 |
Nov 6, 2018 | $1.97 | Oct 9, 2018 | $0.10 |
Oct 29, 2018 | $1.87 | ||
Nov 13, 2018 | $1.97 | Oct 29, 2018 | $1.97 |
Nov 20, 2018 | $1.97 | Oct 29, 2018 | $1.97 |
Nov 27, 2018 | $1.97 | Oct 29, 2018 | $1.97 |
Dec 4, 2018 | $1.97 | Oct 29, 2018 | $1.97 |
Dec 11, 2018 | $1.97 | Oct 29, 2018 | $1.97 |
Dec 18, 2018 | $1.97 | Oct 29, 2018 | $1.97 |
Dec 25, 2018 | $1.97 | Oct 29, 2018 | $1.97 |
Jan 1, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Jan 8, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Jan 15, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Jan 22, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Jan 29, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Feb 5, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Feb 12, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Feb 19, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Feb 26, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Mar 5, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Mar 12, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Mar 19, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Mar 26, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Apr 2, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Apr 9, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Apr 16, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Apr 23, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Apr 30, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
May 7, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
May 14, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
May 21, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
May 28, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Jun 4, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Jun 11, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Jun 18, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Jun 25, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Jul 2, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Jul 9, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Jul 16, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Jul 23, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Jul 30, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Aug 6, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Aug 13, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Aug 20, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Aug 27, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Sep 3, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Sep 10, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Sep 17, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Sep 24, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Oct 1, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Oct 8, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Oct 15, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Oct 22, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Oct 29, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Nov 5, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Nov 12, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Nov 19, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Nov 26, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Dec 3, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Dec 10, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Dec 17, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Dec 24, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Dec 31, 2019 | $1.97 | Oct 29, 2018 | $1.97 |
Jan 7, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Jan 14, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Jan 21, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Jan 28, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Feb 4, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Feb 11, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Feb 18, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Feb 25, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Mar 3, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Mar 10, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Mar 17, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Mar 24, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Mar 31, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Apr 7, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Apr 14, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Apr 21, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Apr 28, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
May 5, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
May 12, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
May 19, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
May 26, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Jun 2, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Jun 9, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Jun 16, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Jun 23, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Jun 30, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Jul 7, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Jul 14, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Jul 21, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Jul 28, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Aug 4, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Aug 11, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Aug 18, 2020 | $1.97 | Oct 29, 2018 | $1.97 |
Aug 25, 2020 | $0.26 | Oct 29, 2018 | $0.26 |
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