Back to school

Cliphord

Ndola, Zambia

100% repaid

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Entrepreneur

Name

Cliphord

Member since

February 2017

On-time repayments

70 installments  •  30%

About Me

I was raised by my grandparents after my parents passed on when I was just a small boy.Being an orphan made it possible for me to start attending lessons at a catholic school.After writing my grade seven exams, I made it to secondary school. But I could not start school because I had nobody to sponsor me. So I start washing cars on the street,because I really wanted to go back to school. I raised some funds to do my 8th grade and just when I was about to start school, I met a man who promised me to help me with school if only I help him run a hardware store. I agreed. Unfortunately,for me the man passed on. Because of being connected, I was introduced to selling motor vehicle spares with a little that I had.People where I come from are helpful and cheerful. I have a three year old son who I want to be a medical doctor when he grows up. I am a talented writer though I haven't published any of my writtings.

My Business

I use to sale Motor vehicle parts after I completed the course I was doing at Northern Technical College. Now, through the profits I started making, I reinvested into learning how to market and making sales and one of them is through advertising.

I have learnt graphic designing which has helped my business to grow. I also do designs for other people.

Loan Proposal

With this loan, I will buy;
-Automotive Mechanics Handbook @ $15
-Safety goggles @$3.5

This will greatly help me study the course I have started doing a Diesel Mechanics-Hydraulics and Pneumatics course from Northern Technical College which I recently enrolled into after getting my grade 9 exam certificate using my previous loan.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$25.00

Date disbursed

Sep 12, 2017

Repayment status

On Time

Projected term

10 months

Other loans

Feb 2017:  $11

Mar 2017:  $23

Jun 2022:  $13

Lenders

Atheist4good

United States

G

Gil

Portugal

HH

Helen Horseman

United Kingdom

FoxFamily

Enschede, Netherlands

Ask Cliphord a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Cliphord    Jun 27, 2022

    The loan will help me advertise my products on social media platforms like Facebook and Twitter

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  • Cliphord    Jun 25, 2022

    To my lenders,
    Thank you for your help and I wish to state that, I faced difficulties in running my business followed by issues in looking after my family.

    After starting work, I raised enough money to start running my auto spare business again and I have also learnt graphic designing to help advertise my business both physically and online.

    Am so sorry for taking this long to pay back and talk to you.

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  • Jesper    Jun 9, 2018

    I have finally managed to talk to Cliphord. He will start paying back next week.

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  • Jesper    May 9, 2018

    Cliphord's contact number has been out of coverage for the past months. i will continue contacting him until I hear from him. Thanks

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  • Jesper    Dec 12, 2017

    I spoke to Cliphord. He explained that he is at the farm where he can't acces MTN mobile money services. He will be coming to town this week to make deposits in his mobile money account so that he pays back. Thanks

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  • Cliphord    Nov 6, 2017

    Since I received the loan, I have been making steady progress towards achieving my goal of having a trade before the end of this year. Thank you my lenders

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  • Cliphord    Sep 12, 2017

    Thank You my lenders. I have received the money and I will proceed with my plans of buying a automotive engineering handbook and safety goggles. This gesture will go a long way in my go back to school project. Thank you once again. God bless you. I pledge to pay the loan on time.

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  • Cliphord    Aug 22, 2017

    Dear Lenders,
    First and foremost, I would like to thank you for accepting to fund my loan. This loan is going to help me buy an automotive mechanics handbook and safety goggles to use for the course am doing at Northern Technical College. Once again, thank you and God bless you.

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  • Cliphord    Aug 17, 2017

    With the previous loan that I just completed,I bought requirements using at school. This really helped me in such a way that I didn't have to worry about anything when I was attending classes. I also used part of it to finish paying the balance that I had with the school which allowed me to collect my junior secondary certificate. This certificate has made it possible for me to acquire a place at Northern Technical College where I have started doing a TEVETA sponsored three months trade test course in diesel mechanics-hydraulics and pneumatics.

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  • Cliphord    Aug 12, 2017

    Dear my lenders,
    I am truly sorry for not making contact with you concerning my repayments. As I said, I was doing my last grade at a boarding school and I just completed. Concerning my repayments, I have since made the full remaining K80 and deposited it. Thank you for helping me reach this level in my search for success.

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  • Jesper    Jun 13, 2017

    I managed to talk to Cliphord. He has a challenge of paying back as he in at a boarding school where there is no MTN dealers where he could deposit money from. He will soon put a comment to explain his situation and when he will be able to pay back.
    Thanks!

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  • Cliphord    May 23, 2017

    Since am at school,I can't manage to look for my previous installment amount.

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  • Jesper    May 3, 2017

    I have tried several times on different occasions to contact Cliphord Kapelo, however my efforts have proved futile as this person's contact number is no longer going through. I have tried also to call the numbers of the references provided but still nothing.

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  • Cliphord    Mar 30, 2017

    Dear Lenders,
    First and foremost,I would like to thank you for accepting to lend me this money.Your help will greatly be rewarded.I will buy some materials missing from my school budget which will help me to finalize the preparation for School.Thank you once again...

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  • Cliphord    Mar 7, 2017

    Dear Zidisha,
    I just wanted to inform you that I received my loan in full which I used to procure the missing spare parts in my shop.I am really grateful for this and I pray that you continue lending your help to those in need...

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  • Cliphord    Feb 20, 2017

    With this loan,I will buy spares and it will greatly help to increase the profits of my business.I greatly thank you for this...

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