Buy a second-hand computer for my computer tutoring service
Jacinta
Nairobi, Kenya
100% repaid
Entrepreneur
Name
Jacinta
Member since
June 2014
On-time repayments
95 installments • 64%
About Me
My names are Jacinta Mutanu Musau and I am 46 years old. I live in Kenya. I am married with 2 children. My first born is 24 years old and working, and my second is 6 years old; he is in class one. I was born in Nairobi and went to my primary and secondary school in the Rift Valley. After finishing school, I did accounting and computer engineering. I have traveled wide in Europe and Africa. I currently live in Ruai in Nairobi.
My Business
I was employed for a number of years, but when I became sick I decided to start my own business. Currently, I teach computer packages to people joining university and people without prior knowledge who need advancement. I also sell packaging papers to shop owners in my neighborhood.
My typical costs are electricity bills and traveling. It my wish to expand my business and hopefully start a cybercafe and computer workshop where I will be able to repair people's computers. My revenue is on average KES 20,000 ($194 USD) per month. My profits normally go to school fees, clothing, shelter and maintenance and also reinvesting back.
The previous story was my story years back. Currently, I operate a shop whereby I sell plastic bags and operate M-Pesa services. It is a new business and at the moment everything is as I had envisioned. My dream is to be able to sustain myself and expand and open another shop.
Loan Proposal
My loan will used basically to expand my business,i will buy a second hand computer so as to have my students come to my house instead of me going to then thus reducing cost and time. I will also be able to buy for stock (packing papers) and i know it will be cheaper for me because they will cost less when i buy in bulk.
About Me
My names are Jacinta Mutanu Musau and i am 46 yrs old,i live in Kenya.I am married with 2 children my first born is 24yrs and working, and my second is 6 years old, He is in class one. I was born in Nairobi and went to my primary and secondary school in the rift valley.After finishing school i went and did accounting and computer engineering. I have traveled wide in Europe and Africa.I currently live in ruai in Nairobi.
My Business
I was employed for a number of years but when i became sick i decided to start my own business.Currently I have a shop where I sell packaging papers n operate mpesa services.My typical costs are rent n electricity cost at the shop.It my wish to expand my business by increasing my stock n adding more float to mpesa.My revenue is on average KES 20000 per month.My profits normally go to school fees, clothing,shelter and maintenance and also reinvesting back.
It is a new business and at the moment everything is as i had envisioned. My dream is to be able to sustain myself and expand and open another shop.
Previously in my repayment I fell short but now it will be different because I have been able to expand business wise n experience.
Loan Proposal
My loan will used basically to expand my business,i will buy a second hand computer so as to have my students come to my house instead of me going to then thus reducing cost and time. I will also be able to buy for stock (packing papers) and i know it will be cheaper for me because they will cost less when i buy in bulk.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Dec 1, 2014
Repayment status
On Time
Projected term
11 months
Other loans
Lenders
Bremen, Germany
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