Josephat
Juja Town, Kenya
100% repaid
Name
Josephat
Member since
April 2014
On-time repayments
326 installments • 45%
Hi! This is Josephat. Am 23 years old and a fourth year student in jkuat currently. I take a bachelors degree in control and instrumentation and am really inspired to grow in entrepreneurship besides my academics. I was born and brought up in nyamira town. I started schooling in st. Christopher junior academy before taking my education to the next level at nyachururu primary in 1999. My eight year study in primary was fruitful and opened an opportunity for high school education in nyambaria boys between the year 2006 and 2009. I passed amazingly and later joined jomo Kenyatta university in 2011 where am currently due to complete my undergraduate later this year. At various levels I have been appointed into various leadership positions which have come both as challenges and motivations, hence with the huge responsibilities I have grown to be stronger and independent. This has led to me doing various businesses to help me and those around me. I derive my inspiration from doing business and satisfying the needs of the community around me.
I ventured into clothing business in the year 2013 in January opposite jkuat gate b. it has since been great fun to trade with students due to the strategic positioning of the business. Since there are few entrepreneurs in the same line of business along the street, it has enabled my business to grow fast enough to cater for all my student demands making an income of up to $15 on a good day. This is not without challenges since am operating in an open stall where rain and dust from the nearby road is a major concern. i have always aspired to make the business big and outdo its current shortcomings by renovating the stall and making it more permanent than is now and am sure of a better tomorrow. After my university schooling I think of opening a boutique and a fashion centre where the demands that my business can not fulfill currently will be catered for. I currently need cash to add stock and introduce frequently asked commodities.
I wish to purchase a sewing machine and introduce official men shoes in my stall. A brand new sewing machine will cost 350 US dollars. I resolved to purchase a sewing machine that will help me redesign my clothes according to customer sizes and specifications alongside doing repair services. Having engaged in the same field of clothing for quite some time, this will serve an added advantage both to me and my customers. I have discovered a market gap in shoe retail and thus I would also want to venture into it and make some extra cash. Thanks.
Positive
11
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$446.00
Date disbursed
Sep 1, 2014
Repayment status
On Time
Projected term
4 months
Other loans
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Amount repaid
$469.57
Amount remaining
$0.00
Date repaid
Jan 28, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Sep 9, 2014 | $22.36 | Sep 10, 2014 | $22.36 |
Sep 16, 2014 | $22.36 | Sep 10, 2014 | $0.90 |
Sep 16, 2014 | $21.47 | ||
Sep 23, 2014 | $22.36 | Sep 16, 2014 | $1.79 |
Sep 24, 2014 | $20.57 | ||
Sep 30, 2014 | $22.36 | Sep 24, 2014 | $2.69 |
Oct 1, 2014 | $19.67 | ||
Oct 7, 2014 | $22.36 | Oct 1, 2014 | $3.58 |
Oct 9, 2014 | $18.78 | ||
Oct 14, 2014 | $22.36 | Oct 9, 2014 | $4.48 |
Oct 15, 2014 | $17.88 | ||
Oct 21, 2014 | $22.36 | Oct 15, 2014 | $5.37 |
Oct 22, 2014 | $16.99 | ||
Oct 28, 2014 | $22.36 | Oct 22, 2014 | $6.27 |
Oct 29, 2014 | $16.09 | ||
Nov 4, 2014 | $22.36 | Oct 29, 2014 | $7.16 |
Nov 5, 2014 | $15.20 | ||
Nov 11, 2014 | $22.36 | Nov 5, 2014 | $8.06 |
Nov 14, 2014 | $14.30 | ||
Nov 18, 2014 | $22.36 | Nov 14, 2014 | $8.95 |
Nov 20, 2014 | $13.41 | ||
Nov 25, 2014 | $22.36 | Nov 20, 2014 | $9.85 |
Nov 27, 2014 | $12.51 | ||
Dec 2, 2014 | $22.36 | Nov 27, 2014 | $10.74 |
Dec 3, 2014 | $11.62 | ||
Dec 9, 2014 | $22.36 | Dec 3, 2014 | $11.64 |
Dec 11, 2014 | $10.72 | ||
Dec 16, 2014 | $22.36 | Dec 11, 2014 | $0.01 |
Dec 17, 2014 | $22.35 | ||
Dec 23, 2014 | $22.36 | Dec 17, 2014 | $0.91 |
Dec 24, 2014 | $21.45 | ||
Dec 30, 2014 | $22.36 | Dec 24, 2014 | $1.80 |
Jan 2, 2015 | $20.56 | ||
Jan 6, 2015 | $22.36 | Jan 2, 2015 | $2.70 |
Jan 9, 2015 | $19.66 | ||
Jan 13, 2015 | $22.36 | Jan 9, 2015 | $3.59 |
Jan 16, 2015 | $18.77 | ||
Jan 20, 2015 | $22.36 | Jan 16, 2015 | $4.49 |
Jan 21, 2015 | $17.87 | ||
Jan 27, 2015 | $22.36 | Jan 21, 2015 | $5.38 |
Jan 28, 2015 | $16.98 |
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