Samuel
Mishomoroni, Kenya
100% repaid
Name
Samuel
Member since
February 2015
On-time repayments
113 installments • 81%
My name is Samuel Njoroge. I am a child of a single mother born in Muranga county in Kenya. I belong to Akorino sect which is known for strict adherence to the bible teachings. In this sect men are supposed to wear cover their heads with turbans and women should wear head-scarfs all the time. This explains my turban on the profile photo.
I grew up in Muranga - a typical African rural area where I attended both primary and secondary school. I did not go past secondary school since this was considered to be enough education then. At this point I had to make a choice of either remaining at home to do farm work with my mother or move to urban areas and look for a job, I choose the latter.
This landed me in Mombasa - about 600 kilometers away and and I only had about $5 remaining in my pocket. I knew nobody in this town and I had to think fast before depleting the my reserve of 5 dollars. I decided to buy sweets and biscuits with the money and started hawking them around the city. I would normally target long distance travelers who flock bus terminus. I would also target school children on their way home. All this time, I was sleeping in buses which were parked overnight but I had to part with a small amount of money for the drivers to allow me in.
This continued for a while and the business grew and I decided to start selling posters of international celebrities which proved to be very popular with people of all walks of life. This is what I am still doing but I now live in rented house which I pay from the profit that I make.
As mentioned above, I deal with selling of posters from door to door. I specialize with posters of celebrities like Rihanna, Lionel Messi, as well as famous football teams like Manchester United. I buy one poster for about $1 and sell it for $1.5. I also sell educational posters which are used as teaching aids in school.
This business earns me about $150 per month and this is the money I use to pay my bills as well as supporting my aging mother back home. I am also hoping to marry soon and start a family of my own.
I would like to open a stall in future where I do my sales instead of hawking my stuff as this is very tough and I experience a lot of harassment from local authorities because hawking is prohibited in some areas of the town.
My business of selling used text books is thriving. The growth has come with challenges key among them is demand for more books by my loyal customers. I have been selling books for lower primary but there is demand for books of upper primary too. For this reason, I need to inject more cash to address this need.
With this loan, I will be able to buy about 60 books which are in high demand. This will give my business a further boost and satisfy my customers. This will in turn increase my sales volumes and ultimately my take home amount.
Thank you once more Zidisha team for this brilliant idea and our esteemed lenders for trusting us with their money.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$182.00
Date disbursed
Sep 16, 2015
Repayment status
Late
Projected term
10 months
Other loans
Ask Samuel a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.
Amount repaid
$190.19
Amount remaining
$0.00
Date repaid
Nov 26, 2021
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Sep 27, 2015 | $5.00 | Sep 28, 2015 | $5.00 |
Oct 4, 2015 | $5.00 | Oct 4, 2015 | $5.00 |
Oct 11, 2015 | $5.00 | Oct 12, 2015 | $5.00 |
Oct 18, 2015 | $5.00 | Oct 19, 2015 | $5.00 |
Oct 25, 2015 | $5.00 | Oct 26, 2015 | $5.00 |
Nov 1, 2015 | $5.00 | Nov 3, 2015 | $5.00 |
Nov 8, 2015 | $0.00 | ||
Nov 15, 2015 | $2.00 | Nov 15, 2015 | $2.00 |
Nov 22, 2015 | $2.00 | Nov 15, 2015 | $1.00 |
Nov 26, 2015 | $1.00 | ||
Nov 29, 2015 | $2.00 | Nov 26, 2015 | $2.00 |
Dec 6, 2015 | $2.00 | Nov 26, 2015 | $2.00 |
Dec 13, 2015 | $2.00 | Dec 6, 2015 | $2.00 |
Dec 20, 2015 | $2.00 | Dec 6, 2015 | $2.00 |
Dec 27, 2015 | $2.00 | Dec 6, 2015 | $2.00 |
Jan 3, 2016 | $2.00 | Dec 6, 2015 | $2.00 |
Jan 10, 2016 | $2.00 | Dec 6, 2015 | $2.00 |
Jan 17, 2016 | $2.00 | Dec 29, 2015 | $2.00 |
Jan 24, 2016 | $2.00 | Dec 29, 2015 | $2.00 |
Jan 31, 2016 | $2.00 | Dec 29, 2015 | $2.00 |
Feb 7, 2016 | $2.00 | Dec 29, 2015 | $1.30 |
Jan 22, 2016 | $0.70 | ||
Feb 14, 2016 | $2.00 | Jan 22, 2016 | $2.00 |
Feb 21, 2016 | $2.00 | Jan 22, 2016 | $2.00 |
Feb 28, 2016 | $0.30 | Jan 22, 2016 | $0.30 |
Mar 6, 2016 | $5.00 | Feb 27, 2016 | $5.00 |
Mar 13, 2016 | $5.00 | Feb 27, 2016 | $5.00 |
Mar 20, 2016 | $5.00 | Feb 27, 2016 | $0.70 |
Mar 27, 2016 | $4.30 | ||
Mar 27, 2016 | $5.00 | Mar 27, 2016 | $5.00 |
Apr 3, 2016 | $5.00 | Mar 27, 2016 | $0.50 |
Apr 4, 2016 | $4.50 | ||
Apr 10, 2016 | $5.00 | Apr 4, 2016 | $0.50 |
Apr 12, 2016 | $4.50 | ||
Apr 17, 2016 | $5.00 | Apr 12, 2016 | $0.50 |
May 1, 2016 | $4.50 | ||
Apr 24, 2016 | $5.00 | May 1, 2016 | $5.00 |
May 1, 2016 | $5.00 | May 1, 2016 | $0.50 |
May 1, 2016 | $4.50 | ||
May 8, 2016 | $5.00 | May 1, 2016 | $5.00 |
May 15, 2016 | $5.00 | May 1, 2016 | $0.50 |
May 23, 2016 | $4.50 | ||
May 22, 2016 | $5.00 | May 23, 2016 | $5.00 |
May 29, 2016 | $5.00 | May 23, 2016 | $0.50 |
Jun 27, 2016 | $4.50 | ||
Jun 5, 2016 | $5.00 | Jun 27, 2016 | $5.00 |
Jun 12, 2016 | $5.00 | Jun 27, 2016 | $5.00 |
Jun 19, 2016 | $5.00 | Jun 27, 2016 | $5.00 |
Jun 26, 2016 | $5.00 | Jun 27, 2016 | $0.50 |
Oct 3, 2019 | $4.50 | ||
Jul 3, 2016 | $5.00 | Oct 3, 2019 | $5.00 |
Jul 10, 2016 | $5.00 | Oct 3, 2019 | $0.50 |
Nov 15, 2019 | $4.50 | ||
Jul 17, 2016 | $5.00 | Nov 15, 2019 | $5.00 |
Jul 24, 2016 | $5.00 | Nov 15, 2019 | $0.50 |
Nov 21, 2021 | $4.50 | ||
Jul 31, 2016 | $5.00 | Nov 21, 2021 | $0.50 |
Nov 21, 2021 | $4.50 | ||
Aug 7, 2016 | $5.00 | Nov 21, 2021 | $0.50 |
Nov 22, 2021 | $4.50 | ||
Aug 14, 2016 | $14.89 | Nov 22, 2021 | $5.50 |
Nov 26, 2021 | $9.39 |
Loading...