James
Mombasa, Kenya
100% repaid
Name
James
Member since
December 2014
On-time repayments
220 installments • 82%
My name is James Opany. I am 43 years old having been born in Mombasa City which is the second largest city in Kenya. Mombasa is a port city and my father used to work at Kenya Ports Authority as a clerk. He later retired and went back to Western Kenya which is his rural home. By then was all grown up and I had cleared my college education and I decided not to follow him to his rural home.
I trained as an accountant after my secondary eduction and luckily got a job as an accountant in a local auditing firm. I worked there for about 10 years and then the company closed down. With my terminal benefits, I decided to set up a business selling food products such as sausages, eggs, chicken as well as soft drinks.
I am married with two kids aged 16 and 9 years.
I deal with sale of food products such as sausages, eggs, chicken as well as soft drinks. I get my supplies from Farmers Choice who are the leading processors of these products in Kenya. I got to know them well because they were our clients at the auditing firm that I was working for before it closed down.
I make daily sales of about $60 with a daily profit of about $12. I use this money to support my family and for business expansion. Despite the relatively good sales volumes, I go get some challenges since there are many competing needs for the money generated by the business and this makes expansion very difficult or even replacing faulty equipment.
I started rearing chicken two years ago and the business has proved to be a huge success since I sell the poultry products from this lot. I however want to expand this area so that I may produce enough birds to sell at the outlet.
For this reason, I need a helping hand in form of credit and I feel Zidisha is a perfect partner in my endeavor due to their friendly loan terms.
My business has grown by leaps and bounds in the last one year. I now have many orders from institutions like schools, hotels and hospitals. For me to serve these new clients effectively I need more capital so as to expand my capacity.
With money from this loan, I will be able to satisfy them by increasing my daily stock by about 40%. This in turn will translate into more sales and hence more profit from the business.
Thank you for reading my proposal and kindly consider lending me.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$377.00
Date disbursed
Jan 19, 2016
Repayment status
On Time
Projected term
36 months
Other loans
Ask James a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.
Amount repaid
$396.86
Amount remaining
$0.00
Date repaid
Apr 13, 2017
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jan 31, 2016 | $5.00 | Feb 5, 2016 | $5.00 |
Feb 7, 2016 | $5.00 | Feb 8, 2016 | $5.00 |
Feb 14, 2016 | $5.00 | Feb 18, 2016 | $5.00 |
Feb 21, 2016 | $5.00 | Feb 28, 2016 | $5.00 |
Feb 28, 2016 | $2.50 | Mar 20, 2016 | $2.50 |
Mar 6, 2016 | $0.00 | ||
Mar 13, 2016 | $0.00 | ||
Mar 20, 2016 | $0.00 | ||
Mar 27, 2016 | $2.50 | Mar 27, 2016 | $2.50 |
Apr 3, 2016 | $2.50 | Apr 3, 2016 | $2.50 |
Apr 10, 2016 | $2.50 | Apr 9, 2016 | $2.50 |
Apr 17, 2016 | $2.50 | Apr 17, 2016 | $2.50 |
Apr 24, 2016 | $2.50 | Apr 24, 2016 | $2.50 |
May 1, 2016 | $2.50 | May 1, 2016 | $2.50 |
May 8, 2016 | $2.50 | May 8, 2016 | $2.50 |
May 15, 2016 | $2.50 | May 15, 2016 | $2.50 |
May 22, 2016 | $2.50 | May 22, 2016 | $2.50 |
May 29, 2016 | $2.50 | May 29, 2016 | $2.50 |
Jun 5, 2016 | $2.50 | Jun 5, 2016 | $2.50 |
Jun 12, 2016 | $2.50 | Jun 12, 2016 | $2.50 |
Jun 19, 2016 | $2.50 | Jun 18, 2016 | $2.50 |
Jun 26, 2016 | $2.50 | Jun 25, 2016 | $2.50 |
Jul 3, 2016 | $2.50 | Jul 2, 2016 | $2.50 |
Jul 10, 2016 | $2.50 | Jul 9, 2016 | $2.50 |
Jul 17, 2016 | $2.50 | Jul 18, 2016 | $2.50 |
Jul 24, 2016 | $2.50 | Jul 23, 2016 | $2.50 |
Jul 31, 2016 | $2.50 | Jul 30, 2016 | $2.50 |
Aug 7, 2016 | $2.50 | Aug 6, 2016 | $2.50 |
Aug 14, 2016 | $2.50 | Aug 14, 2016 | $2.50 |
Aug 21, 2016 | $2.50 | Aug 14, 2016 | $2.50 |
Aug 28, 2016 | $2.50 | Aug 21, 2016 | $2.50 |
Sep 4, 2016 | $2.50 | Aug 21, 2016 | $2.50 |
Sep 11, 2016 | $2.50 | Sep 5, 2016 | $2.50 |
Sep 18, 2016 | $2.50 | Sep 5, 2016 | $2.50 |
Sep 25, 2016 | $2.50 | Sep 5, 2016 | $2.50 |
Oct 2, 2016 | $2.50 | Sep 5, 2016 | $2.50 |
Oct 9, 2016 | $2.50 | Sep 25, 2016 | $0.50 |
Sep 25, 2016 | $2.00 | ||
Oct 16, 2016 | $2.50 | Sep 25, 2016 | $2.50 |
Oct 23, 2016 | $2.50 | Oct 2, 2016 | $2.50 |
Oct 30, 2016 | $2.50 | Oct 2, 2016 | $2.50 |
Nov 6, 2016 | $2.50 | Oct 13, 2016 | $2.50 |
Nov 13, 2016 | $2.50 | Oct 13, 2016 | $2.50 |
Nov 20, 2016 | $2.50 | Nov 21, 2016 | $2.50 |
Nov 27, 2016 | $2.50 | Nov 26, 2016 | $2.50 |
Dec 4, 2016 | $2.50 | Dec 10, 2016 | $2.50 |
Dec 11, 2016 | $2.50 | Dec 10, 2016 | $2.50 |
Dec 18, 2016 | $2.50 | Dec 10, 2016 | $2.50 |
Dec 25, 2016 | $2.50 | Dec 10, 2016 | $2.50 |
Jan 1, 2017 | $2.50 | Jan 2, 2017 | $2.50 |
Jan 8, 2017 | $2.50 | Jan 2, 2017 | $2.50 |
Jan 15, 2017 | $2.50 | Jan 15, 2017 | $2.50 |
Jan 22, 2017 | $2.50 | Jan 28, 2017 | $2.50 |
Jan 29, 2017 | $2.50 | Jan 28, 2017 | $2.50 |
Feb 5, 2017 | $2.50 | Feb 5, 2017 | $2.50 |
Feb 12, 2017 | $2.50 | Feb 10, 2017 | $2.50 |
Feb 19, 2017 | $2.50 | Feb 25, 2017 | $2.50 |
Feb 26, 2017 | $2.50 | Feb 25, 2017 | $2.50 |
Mar 5, 2017 | $2.50 | Mar 5, 2017 | $2.50 |
Mar 12, 2017 | $2.50 | Mar 12, 2017 | $2.50 |
Mar 19, 2017 | $2.50 | Mar 12, 2017 | $2.50 |
Mar 26, 2017 | $2.50 | Mar 26, 2017 | $2.50 |
Apr 2, 2017 | $2.50 | Mar 26, 2017 | $2.50 |
Apr 9, 2017 | $2.50 | Apr 9, 2017 | $2.50 |
Apr 16, 2017 | $2.50 | Apr 9, 2017 | $2.50 |
Apr 23, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Apr 30, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
May 7, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
May 14, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
May 21, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
May 28, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Jun 4, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Jun 11, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Jun 18, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Jun 25, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Jul 2, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Jul 9, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Jul 16, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Jul 23, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Jul 30, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Aug 6, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Aug 13, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Aug 20, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Aug 27, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Sep 3, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Sep 10, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Sep 17, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Sep 24, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Oct 1, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Oct 8, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Oct 15, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Oct 22, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Oct 29, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Nov 5, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Nov 12, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Nov 19, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Nov 26, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Dec 3, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Dec 10, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Dec 17, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Dec 24, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Dec 31, 2017 | $2.50 | Apr 13, 2017 | $2.50 |
Jan 7, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Jan 14, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Jan 21, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Jan 28, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Feb 4, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Feb 11, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Feb 18, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Feb 25, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Mar 4, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Mar 11, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Mar 18, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Mar 25, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Apr 1, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Apr 8, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Apr 15, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Apr 22, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Apr 29, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
May 6, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
May 13, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
May 20, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
May 27, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Jun 3, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Jun 10, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Jun 17, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Jun 24, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Jul 1, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Jul 8, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Jul 15, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Jul 22, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Jul 29, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Aug 5, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Aug 12, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Aug 19, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Aug 26, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Sep 2, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Sep 9, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Sep 16, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Sep 23, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Sep 30, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Oct 7, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Oct 14, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Oct 21, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Oct 28, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Nov 4, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Nov 11, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Nov 18, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Nov 25, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Dec 2, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Dec 9, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Dec 16, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Dec 23, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Dec 30, 2018 | $2.50 | Apr 13, 2017 | $2.50 |
Jan 6, 2019 | $2.50 | Apr 13, 2017 | $2.50 |
Jan 13, 2019 | $2.50 | Apr 13, 2017 | $2.50 |
Jan 20, 2019 | $2.50 | Apr 13, 2017 | $2.50 |
Jan 27, 2019 | $2.50 | Apr 13, 2017 | $2.50 |
Feb 3, 2019 | $1.86 | Apr 13, 2017 | $1.86 |
Loading...