Additional more cumputers and printers for my cybercafe
Patrick
Berekum, Ghana
100% repaid
Entrepreneur
Name
Patrick
Member since
May 2015
On-time repayments
65 installments • 75%
About Me
Kumi Patrick is my name. I come from Berekum in the Brong Ahafo Region of Ghana. Am the first born of my parents. I attended my Basic Education at Berekum Methodist B.Primary and Junior High School. I continued at Berekum Senior High School. (BESS).I wrote West African Examination and I have WASSE Certificate. My hobbies are Reading, learning, entertainment, etc.
My Business
Business Description Our company "computer-center and cyber cafe services" is a multi-service company that provided the photocopy service, an inverter 4 hours of battery life, seized printing, connection, scanned images / photos / documents, computer training . and other benefits The hardware or computer equipment we have: a copier, two printers, a binding machine, scanner and five five computers. The staff is composed of three three people who receive: One charge management and benefits GH¢400.00, one (1) charge of trainingGH¢ 300,000 , one (1) charge of photocopying GH¢250,000 ; each is paid according to performance of work. After the statistics we see that every month we have a small amount ranging from à GH¢2,000,000 to GH¢2,500,000 after fulfilling all the loads is -to say the electric current I pay GH¢168,000 / month, the local GH¢ 200,000 / month, the total staff GH¢950 000 , other unforeseen expenses ranging between 100 000 à 150 000 GH¢. The cost my business is GH¢2,500,000 a total profit of GH¢1,032,000 amputated after all expenses and staff salaries. This benefit does not allow much to evolve given the situation of the price of computer hardware and other services on the market. I have many objective creativities but I lack the financial means for procurement of computer equipment and other work benefits, which is why I ask for a loan for a long term business and reduce unemployment rate in my country (Ghana).
Loan Proposal
Upon obtaining this first loan through Zidisha lenders it will allow me to develop and make purchases of certain computer equipment to improve the working conditions of my little service delivery (computer center and cyber).
With the loan I have to buy some hardware or equipment to improve and develop more my computer center / cyber services and with financial support from lenders such as 8 computers, a computer price equivalent to $ 247.152, 4 laptops will also increase others for a total amount of 1500 USD / Photocopying $ 411.922, brand printer CANON $ 109.846, rowing packages $ 4.805, 27.461 USD stabilizer, ink cartridge $ 20.596 benefits and other materials, will find a more local with a amount of $ 150 / month, (3) three solar panels for a total of $ 234.678 to power a few computers in case of failure of the generator and other accessories for the proper management of the center. In addition to the salary of my assistants will be increased up to 5%.
I hope to increase my profit ranging from 500 to 800 USD / month.
In the end I thank Zidisha lenders via microfinance for their willingness to finance the ambitious people for their small business generating revenues.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$204.00
Date disbursed
Sep 28, 2015
Repayment status
On Time
Projected term
5 months
Other loans
Lenders
Nepean, Canada
tulare, United States
Bremen, Germany
Amsterdam, Netherlands
Taiwan
United States
Germany
United States
United States
United States
United States
United States
Brazil
Summary
Amount repaid
$198.00
Amount remaining
$0.00
Date repaid
Mar 16, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Oct 11, 2015 | $14.25 | Nov 13, 2015 | $14.25 |
| Oct 18, 2015 | $14.25 | Nov 17, 2015 | $14.25 |
| Oct 25, 2015 | $14.25 | Dec 13, 2015 | $14.25 |
| Nov 1, 2015 | $14.25 | Dec 13, 2015 | $13.25 |
| Dec 17, 2015 | $1.00 | ||
| Nov 8, 2015 | $14.25 | Dec 17, 2015 | $14.25 |
| Nov 15, 2015 | $14.25 | Dec 17, 2015 | $14.25 |
| Nov 22, 2015 | $13.00 | Dec 17, 2015 | $13.00 |
| Nov 29, 2015 | $0.00 | ||
| Dec 6, 2015 | $0.00 | ||
| Dec 13, 2015 | $0.00 | ||
| Dec 20, 2015 | $7.50 | Dec 22, 2015 | $7.50 |
| Dec 27, 2015 | $7.50 | Dec 22, 2015 | $7.50 |
| Jan 3, 2016 | $7.50 | Dec 22, 2015 | $7.50 |
| Jan 10, 2016 | $7.50 | Dec 22, 2015 | $6.00 |
| Dec 23, 2015 | $1.50 | ||
| Jan 17, 2016 | $7.50 | Dec 23, 2015 | $6.00 |
| Jan 19, 2016 | $1.50 | ||
| Jan 24, 2016 | $7.50 | Feb 5, 2016 | $7.50 |
| Jan 31, 2016 | $7.50 | Feb 9, 2016 | $7.50 |
| Feb 7, 2016 | $7.50 | Feb 9, 2016 | $7.50 |
| Feb 14, 2016 | $7.50 | Feb 20, 2016 | $7.50 |
| Feb 21, 2016 | $7.50 | Feb 21, 2016 | $7.50 |
| Feb 28, 2016 | $7.50 | Feb 28, 2016 | $7.50 |
| Mar 6, 2016 | $7.50 | Mar 12, 2016 | $7.50 |
| Mar 13, 2016 | $9.50 | Mar 16, 2016 | $7.50 |
| Mar 16, 2016 | $2.00 | ||
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