Juliana
Kamirithu, Kenya
100% repaid
Name
Juliana
Member since
March 2015
On-time repayments
232 installments • 50%
My names are Juliana Chebet Mbugua. I was born and raised in the Rift Valley in a town called Kericho, and I have 3 brothers and two sisters. I joined Loitok Tok High School before I got married to a guy from Central who was working as a mechanic in the Rift Valley. Life in my home was so hard and my brothers had to go to school, so I had to get married to at least reduce the burden at home.
After marriage everything was OK: a hard-working husband who took care of me, opened a shop for me, and I got my first son a year later. My husband helped my brothers with their schooling and almost did everything for them.
After the 2008 elections is when things became hard. As I am from Rift Valley and my husband is from Central, and the two tribes are fighting against each other, my husband had to go to Central with the kids and I had to remain in the Rift Valley. We couldn't pay rent, school fees were a problem, but when peace was found again, I decided to join my husband in Central and we began a new life.
Things were hard because I didn't have a job and my husband was not known, so life was really stressful. Then I had to go to farms to do labour works, digging cultivation. This how I got employed at Betel Children's Home: when the pastor found my work in the farm to be good, I was employed to take care of the farm, then later as a matron.
My son is into business, the second-born is doing social science final year, and my last-born daughter is in high school and would like to be a nurse in the future. I like travelling, playing with kids, and farming.
I am a matron at Betel Children's Home. My work is to cook and take care of 15 children. I am paid a monthly salary of 350 USD, which I spend on my child's education and support my husband, who is a mechanic. I also do small-scale farming in the church farm, but this is not for sale: it's used to feed the children.
In the church, there is plenty of space where I can rear chickens for sale, and this the reason I will really appreciate getting a loan which will support me in beginning this project. Chicken is always in demand, and I am sure if I begin this I will be able to target hotels and people around. With the help of the kids, it will be easy for me to do the project.
I send my appreciation to all lenders and zidisha for the financial support you gave to me when i needed to start a chick rearing project.
I managed to pay the first loan on time and my chicks are doing well despite losing one.
Drugs and feeds for this chicks are a little bit expensive but my husband helped me out with that.
I have also managed to go for a three day seminar on chick raring as a business.
I would like to request for a loan of 202USD and this is how i plan to use it as soon as i get the cash.
I will be buying this chicks after every one week
buy 20 one day old chicks at 22USD
after one week buy 20 one day old chicks at 22
after two week buy 20 one day old chicks at 22USD
buy drinkers and charcoal stove all at 100USD
buy feeding trough at 36USD
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$203.00
Date disbursed
May 19, 2015
Repayment status
On Time
Projected term
6 months
Other loans
Amount repaid
$213.42
Amount remaining
$0.00
Date repaid
Nov 23, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
May 31, 2015 | $14.78 | Jun 1, 2015 | $14.78 |
Jun 7, 2015 | $7.78 | Jun 8, 2015 | $7.78 |
Jun 14, 2015 | $7.78 | Jun 14, 2015 | $7.78 |
Jun 21, 2015 | $7.78 | Jun 18, 2015 | $7.78 |
Jun 28, 2015 | $7.78 | Jun 30, 2015 | $7.78 |
Jul 5, 2015 | $7.78 | Jul 5, 2015 | $7.78 |
Jul 12, 2015 | $7.78 | Jul 13, 2015 | $7.78 |
Jul 19, 2015 | $7.78 | Jul 21, 2015 | $7.78 |
Jul 26, 2015 | $7.78 | Jul 26, 2015 | $7.78 |
Aug 2, 2015 | $7.78 | Aug 3, 2015 | $7.78 |
Aug 9, 2015 | $7.78 | Aug 10, 2015 | $7.78 |
Aug 16, 2015 | $7.78 | Aug 18, 2015 | $7.78 |
Aug 23, 2015 | $7.78 | Aug 25, 2015 | $7.78 |
Aug 30, 2015 | $7.78 | Aug 31, 2015 | $7.78 |
Sep 6, 2015 | $7.78 | Sep 10, 2015 | $7.78 |
Sep 13, 2015 | $7.78 | Sep 15, 2015 | $7.78 |
Sep 20, 2015 | $7.78 | Sep 16, 2015 | $7.78 |
Sep 27, 2015 | $7.78 | Sep 29, 2015 | $7.78 |
Oct 4, 2015 | $7.78 | Oct 5, 2015 | $7.78 |
Oct 11, 2015 | $0.00 | ||
Oct 18, 2015 | $2.78 | Oct 13, 2015 | $2.22 |
Oct 17, 2015 | $0.56 | ||
Oct 25, 2015 | $2.78 | Oct 20, 2015 | $2.78 |
Nov 1, 2015 | $2.78 | Oct 20, 2015 | $2.78 |
Nov 8, 2015 | $2.22 | Oct 20, 2015 | $2.22 |
Nov 15, 2015 | $16.67 | Oct 28, 2015 | $16.67 |
Nov 22, 2015 | $31.42 | Nov 1, 2015 | $7.78 |
Nov 12, 2015 | $22.22 | ||
Nov 23, 2015 | $1.42 |
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