Adding stock

Felister

Juja, Kenya

4% repaid

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How it Works

Entrepreneur

Name

Felister

Member since

May 2015

On-time repayments

232 installments • 84%

About Me

I was born and raised in Mbeere north constituency, of Embu county. I went to our local primary school (Kamugu pri scl),after which i joint Consolata girls (IRIAMURAI) for my secondary education.My mother made me to grow up knowing how to coup with all situation, since she was a single mother and she was able to raise our family of four kids and I was the last born child. after completing my secondary school level of education, i moved to Thika where I stayed with my older brother waiting for KCSE results. Thereafter i joined Thika institute of business studies where i did computer packages and business management. After college i was employed at Nigchem Africa sires in juja kalimoni where i worked as sales person. After working for 2yrs i decided to use my savings to start my own business in juja.

My Business

In my business i deal with all types beauty products . they are very useful because most of people in this location are youths and therefore this kind of business move very fast. I chose to start this kind of a business because it does not require much capital of which i could not afford. I use my 20% of my profit to pay my business house rent, 15% on government revenue, 50% to add my stock and i save the remaining 15%

Loan Proposal

I will buy the following items;
50pieces of Weave's which will cost $250
50 pieces of braids which will cost $25
100 pieces of hair food which will cost $50
2pieces of dries which cost $200
2 pieces of blow dries which will cost $100.

Feedback

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MV
Michael Vondermaßen May 17, 2019

Hallo Felister, well done!
Thank you for paying back in time.
If you need another loan, I will be with you.
Best regards Michael

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Marcus Feb 23, 2018

Well done, Felister.
Thank you for paying back in time.
Good luck with your business and best regards,
Marcus

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- Felister Feb 26, 2018
  
  Hello Marcus
  Thank you so much for wishing me the best in my business. I will continue to cooperate by paying my loan on time.
  
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- Felister Sep 19, 2018
  
  Hello Marcus
  First is to thank you as Zidisha team for good work you have been doing am so grateful.
  I wanted to ask about credit risk,how does one claim it?
  Kindly.
  
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- Felister May 17, 2019
  
  Hello Marcus
  Have just completed my loan payments and I would like to request for my credit risk refund but after I visit request for refund page there is no option for me to write a request.
  What might be the problem?
  Kindly assist.
  
  Log in to reply • Share

Loan Info

Project Type

Classic Loan

Disbursed amount

$710.00

Date disbursed

Jun 30, 2019

Repayment status

Late

Projected term

10 months

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Clement Feb 5, 2020

Hello lenders.....I was unable to reach Felister and any of her referees

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Felister Dec 29, 2019

Hello lenders
I would like to reduce my payment due low income am getting. How I wish is that my business will get back to normal or even better.
Thank you

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Josphat Dec 22, 2019

Hello lenders,i talked to Felister Muturi and agreed to adjust the loan reayment.

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Felister Oct 27, 2019

Hello
I would like to reduce my payment due to less income am getting.
My business is not all that good at the moment but I know with time things will be better.
Thank you

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Felister Aug 13, 2019

Hello
I would like to reduce my payment for some coming installment due to back step I made after the last credit risk 0f ksh.21,000.which was not refunded after I paid all my loan on time.
I opted to take another loan and again I was deducted ksh.18,000 which I don't know again if it will be refunded but let me hope that one day one time my credit risk will all be refunded.
Thank you.

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- MA
  Maggie and M Oct 3, 2019
  
  Felister I think you need to raise a support help ticket to restructure your loan repayments as soon as possible
  
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Alice Aug 1, 2019

Felister promises to start making her repayment next week

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Felister Jul 9, 2019

Hello lender
Thank you so much for granting me a loan.I received ksh.50,498 which I used to add my beauty stock.
Am so grateful because my business is responding well since I have enough stock.
Thank you and may God bless you.

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Ren and Mary like this.
Felister Jun 30, 2019

Hello lenders
Thank you so much for the loan.
Now that am about to receive it I will make use of it by adding stock of my beauty shop.This will increase my profits since I will be selling more products than before.
Have achieved much since have widen my shop since I started getting loan from you zidisha
Thank so much as I continue to cooperate.

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J
John Jun 27, 2019

Make the best out of it, I believe in you :)

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- Felister Jun 28, 2019
  
  Hello john
  I also believe in myself that I will make my best.
  Thank so much.
  
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Tim Jun 26, 2019

Best of luck with your beauty business, Felister! :)

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- Felister Jun 28, 2019
  
  Hello Tim
  Thank you so much as I prepare to receive the loan.
  
  Log in to reply • Share
Felister May 14, 2019

Hello lender
I would like to adjust my payment since am almost done with my loan payment.
I choose to pay the full amount of ksh.8392 once because am capable of doing that and apply for another loan at the same time.
Thank you so much for your support.
Sorry for any inconvenience.

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Felister Apr 16, 2019

Hello lenders
I start by thanking you for the support you have been supporting me since 2015.
My life is not like before since you have made me move forward. Within no time I will be through with my current loan payment which I used to add my stock of beauty products and so far so good.
Thank you so much.

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Felister Dec 22, 2018

Hello lenders
Thank so much for granting me a loan.Am so grateful since I will be able to add more stock with that money leading to more profit.
Thank you and may God bless you.

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MV
Michael Vondermaßen Dec 21, 2018

Dear Felister,

we are impressed about your success, till now.
Good luck with your business.

Best regards
Anne and Michael from Germany

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Felister Nov 29, 2018

Hello lenders
I had a conversation with Sammy Leonard ngare and he explain to me the failure of his payment is as a result of poor flow of his business.
But with all this he was able to shift his business from one position to another and now he has started moving well.
He promised by the end of this week he will adjust his payment and start paying immediately.
Thank you

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Felister Nov 29, 2018

Hello lenders
Am so grateful for the support of your loan.
Your loan helped me much to grow my business positively. Due to more stock I was able to earn more money and I was able to pay my loan without any problem.
Now that am done with the payment I would like to post another loan but before that I would like to claim for my credit risk of ksh.17,101.
Thank you as I wait.

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Felister Jul 6, 2018

Hi lenders
Thank so much for granting me a loan.
I received ksh. 48,608.with this amount I was able to open another shop but this around an electronic shop.
Thank so much.

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Felister Jun 27, 2018

Hello lenders
Thank you so much for granting me a loan.
This loan will help me to buy my beauty products, like braids, weaves,dries,hair food and hairbands.
This will help me earn more profit hence growing my business.
Thank you and may God bless you lenders.

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Felister Jun 23, 2018

With my last loan I was able to purchase some of varieties of beauty products including, weaves,braids,hair food, ear lings and hairbands.these products increased my profits with 30% because I had more varieties leading to more customers.

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Felister Jun 16, 2018

Hello lenders
Thank you for the good support you have been supporting me with.my business is responding positively.
Just to ask you to check on my payment schedule. I can't see my yesterday's record of ksh.2000.
Thank you.

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Adding stock

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