Name
Josephine
Member since
February 2015
On-time repayments
128 installments • 80%
My name is josphine Libese.Iam 30yrs old married to my husband Patrick Amugamwa and we have two Children. I was born in Vihiga but currently living in Eldoret together with my husband .I own a business that deals with food stuffs.I studied upto O levels.I decided to start the business so as to care for my family.
I run a small shop that deals with food stuffs I always take a stock of between six thousand to seven thousand.This gives me a profit of three thousand a month I take my stock from a whole sale in Eldoret town. My monthly expenditure is 3500/= . It is challenging but I am still moving on, hopping that with Zidisha loan I will able to improve my living standard and also expand my business.
10% tithe which I give to the Church where I fellowship. I use 15% to pay my rent, I use 50% to help me increase my stock, while 15% is used to help my parents and the remaining 10% I will use to service my loan
I live in an area where low class people live. These are people who can not afford even transport to town Center to buy goods from a mall and therefore I have to stock goods in very small quantities.
I chose this business as a result of the demand for the goods in this particular area. If I increase my stock, I will draw more customers hence increased profit and benefit to Community around who will not have to travel far to do their shopping.
Thank you lenders for giving me second opportunity to get credit from you, Given the credit I will use all the 200 us dollars wisely to add stock of first moving goods in my shop as follows:-
sugar 100 us dollars
Rise 50 us dollars
Flour 50 us dollars
By that act I expect increase in stock thus increase in sales and profit that will make my business improve and also able to pay back loan conveniently thank you
Positive
None
Neutral
None
Negative
1
Project Type
Classic Loan
Disbursed amount
$190.00
Date disbursed
Jun 24, 2015
Repayment status
On Time
Projected term
8 months
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Amount repaid
$200.04
Amount remaining
$0.00
Date repaid
Nov 13, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jul 5, 2015 | $4.16 | Jul 10, 2015 | $4.16 |
Jul 12, 2015 | $4.16 | Jul 10, 2015 | $4.16 |
Jul 19, 2015 | $4.16 | Jul 10, 2015 | $2.21 |
Jul 20, 2015 | $1.95 | ||
Jul 26, 2015 | $4.16 | Jul 20, 2015 | $4.16 |
Aug 2, 2015 | $4.16 | Jul 20, 2015 | $4.16 |
Aug 9, 2015 | $4.16 | Jul 20, 2015 | $0.26 |
Jul 26, 2015 | $3.89 | ||
Aug 16, 2015 | $4.16 | Jul 26, 2015 | $4.16 |
Aug 23, 2015 | $4.16 | Jul 26, 2015 | $2.47 |
Aug 17, 2015 | $1.68 | ||
Aug 30, 2015 | $4.16 | Aug 17, 2015 | $4.16 |
Sep 6, 2015 | $4.16 | Aug 17, 2015 | $3.63 |
Aug 25, 2015 | $0.53 | ||
Sep 13, 2015 | $4.16 | Aug 25, 2015 | $4.16 |
Sep 20, 2015 | $4.16 | Aug 25, 2015 | $4.16 |
Sep 27, 2015 | $4.16 | Aug 25, 2015 | $1.68 |
Sep 2, 2015 | $2.47 | ||
Oct 4, 2015 | $4.16 | Sep 2, 2015 | $4.16 |
Oct 11, 2015 | $4.16 | Sep 2, 2015 | $3.89 |
Sep 14, 2015 | $0.26 | ||
Oct 18, 2015 | $4.16 | Sep 14, 2015 | $4.16 |
Oct 25, 2015 | $4.16 | Sep 14, 2015 | $4.16 |
Nov 1, 2015 | $4.16 | Sep 14, 2015 | $1.95 |
Sep 22, 2015 | $2.21 | ||
Nov 8, 2015 | $4.16 | Sep 22, 2015 | $4.16 |
Nov 15, 2015 | $4.16 | Sep 22, 2015 | $4.16 |
Nov 22, 2015 | $4.16 | Oct 4, 2015 | $4.16 |
Nov 29, 2015 | $4.16 | Oct 4, 2015 | $4.16 |
Dec 6, 2015 | $4.16 | Oct 4, 2015 | $2.21 |
Oct 12, 2015 | $1.95 | ||
Dec 13, 2015 | $4.16 | Oct 12, 2015 | $4.16 |
Dec 20, 2015 | $4.16 | Oct 12, 2015 | $4.16 |
Dec 27, 2015 | $4.16 | Oct 12, 2015 | $0.26 |
Oct 18, 2015 | $3.89 | ||
Jan 3, 2016 | $4.16 | Oct 18, 2015 | $4.16 |
Jan 10, 2016 | $4.16 | Oct 18, 2015 | $2.47 |
Oct 28, 2015 | $1.68 | ||
Jan 17, 2016 | $4.16 | Oct 28, 2015 | $4.16 |
Jan 24, 2016 | $4.16 | Oct 28, 2015 | $4.16 |
Jan 31, 2016 | $4.16 | Oct 28, 2015 | $0.53 |
Nov 3, 2015 | $3.63 | ||
Feb 7, 2016 | $4.16 | Nov 3, 2015 | $4.16 |
Feb 14, 2016 | $2.74 | Nov 3, 2015 | $2.74 |
Feb 21, 2016 | $10.53 | Nov 9, 2015 | $10.53 |
Feb 28, 2016 | $10.53 | Nov 13, 2015 | $10.53 |
Mar 6, 2016 | $10.53 | Nov 13, 2015 | $10.53 |
Mar 13, 2016 | $10.53 | Nov 13, 2015 | $10.53 |
Mar 20, 2016 | $22.15 | Nov 13, 2015 | $22.15 |
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