Add stock to my business

Winnie

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Winnie

Member since

February 2014

On-time repayments

100 installments  •  72%

About Me

My names are winnie sumukwo. Am a mother of two children ages 15 and 12 respectively , i live in Nakuru county in the estate of kendlands am a business lady i dealing with motor vehicle auto parts , i have diploma in business management , i was interested in this business because i had woked for a similar spares shop and i was motivated to open mine, i do purchase more spares from the money i get.I source my spares mainly from Nairobi. My vision is to expand my spares shop so that i might be able to import goods diectly from Dubai, Japan and other countries.

My Business

The motor vehicle shop is mine i sell mostly Toyota parts like shock absorbers , Ball joints , Tie rod ends , Engine oil, Oil filters , Grease, Bolts , Body parts like front and rear lamps , corner lamps, wind brakers, and many more. my customers like my shop because of the services i offer them , the challenges i face is when they purchase the spares and they do not pay back, the business is profitable it does not ave fixed prices i do get 10000KSH after deducting my expenses also paying my revenue, I will purchase more stock when i get the loan more especially first moving goods.

Loan Proposal

I am in the process of reorganizing my shop because I got the mpesa line and for one year now I have been offering mpesa services from safaricom and now I want to include airtel money . That will make it easier for my clients to pay for the spares they have bought from me without looking for the services elsewhere. I will use the money to add to my float so as to increase my profits.

Feedback

5

None

None

  • David    Oct 29, 2019

    Loan was originally scheduled to take two months. Smaller payments and a payment gap extended the loan to four months, but I am pleased to see the loan cleared.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$129.00

Date disbursed

Aug 22, 2016

Repayment status

On Time

Projected term

3 months

Lenders

The Zinc Team

San Francisco, United States

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  • Winnie    Oct 31, 2019

    Hi first of all want to thank you for the previous loan which I used to increase stock in my spare shop though I failed to clear on the right time due to health challenges but as of now am OK and will do my level best I used the loan to buy shock absorbers and lubricants in my shop

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  • Winnie    Oct 8, 2019

    Been unable to complete my loan on time because of so many problems

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  • Winnie    Jun 24, 2019

    will buy more stock in my spare shop i. e lubricants, shock absorbers, bushes I really appreciate a lot and looking forward to repay well

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  • Winnie    Jun 12, 2019

    Hi could like to ask how long does a loan take to be funded

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    • Laurie    Jun 12, 2019

      Hi, Winnie. It varies, and there are no guarantees. It depends on many factors, from the clarity of the profile photo and the loan proposal, to whether or not lenders happen to log onto the website and visit the "Browse Projects" page and notice your request, to whether or not lenders have any re-lending funds in their accounts (most lenders are not rich people and depend on re-lending funds to help contribute to future projects), and other possible factors. Patience is required. If your loan doesn't get fully funded within the allotted time, I think the system would allow you to try again.

      Please note, for future reference, that your borrower-lender Discussion page isn't the correct place to try to reach the Staff, because they almost never visit these pages. Whenever you need to reach them, please click on the HELP link in your account.

      Thank you, and best wishes.

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  • Winnie    Jun 10, 2019

    Thanks for the previous loan it really helped me by adding more stock to my spare shop then I gotten the profit and assisted my child in university

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  • Winnie    Mar 18, 2019

    Hi am so sorry that haven't paid my loan as required been unwell couldnt make to work and I depend in that business but now am OK will clear my debt

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  • Lilian    Mar 9, 2019

    I have spoken with Winnie.. she had a little issue with her finances but promised to pay by next week..

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  • Winnie    Jan 31, 2019

    Hi lenders I received my loan and on my due date on 3rd I paid three thousand (3000) though I received Email that haven't paid my loan

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  • Winnie    Dec 28, 2018

    Will use the money to buy more stock in my shop for example lubricants, it will help me more on this planting season that I may supply to tractors , thanks a lot for funding me the loan

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  • Winnie    Dec 27, 2018

    Thanks for the last loan it really busted me in my daughter school fees as of now will add the stock of my spare shop so that I will be able to repay back soon

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  • Winnie    Jun 27, 2018

    Thanks alot I received the loan am looking forward to pay on time

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  • Winnie    Jun 24, 2018

    Thanks a lot for funding me this loan am so grateful will pay school fees of my daughter and buy more stock in my shop

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  • Winnie    Sep 19, 2017

    Hello, I once again say thank you to zidisha and all the lenders for the great opportunity. The reason I have not applied for another loan is because my current limit has remained the same yet I have always repaid my loan on time. Please I will appreciate if you look into it and advice appropriately.
    Thanks.

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  • Winnie    Jan 14, 2017

    Once more I could like to appreciate you for being there for me you have been of good help to me I have managed to pay my daughter hostel n the remaining amount I added some bolts n screws in my spare shop am very grateful may God keep u safe all my lenders

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  • Winnie    Dec 28, 2016

    Thanks for lending me the loan have received it and will work hard to repay it on the right time. Wish u all prosperous new year

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  • Winnie    Dec 21, 2016

    I will use the loan to pay for my daughters hostel before the next semester 2017 it will help me alot. Thanks alot will work hard and make sure I pay it on time

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  • Winnie    Dec 8, 2016

    I could like to thank you for the loan you lend me with was of good help in my business . Though haven't received any loan increase its still the same don't know whats the problem

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  • Winnie    Dec 7, 2016

    Thanks to Zidisha and all the lenders for the loan.it has been of great help.

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  • Winnie    Aug 18, 2016

    Thank you Zidisha and all the lenders who have funded my loan. I will add float to my new airtel money transfer business to enable me serve more clients.

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  • Jacob    Jan 8, 2016

    congratulation, you can apply for another loan and improve your business further

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