Entrepreneur
Name
David
Member since
March 2014
On-time repayments
85 installments • 13%
About Me
I'm an optimistic mature gentleman of a pleasant personality ,I'm a born again christian with a very strong conviction to Jesus Christs that He is lord I hold a Diploma in marketing and I'm Married with one Kid.I work and live in Embu whereby I have been working as a sales rep with Barclays Bank for the last two years.I also run two independent businesses ,A fast food Cafe and mobile Phone and accessories shop which has been running for over three years now.I manage both business with assistance of my wife .Both my businesses have already broken even and have been on upward trand in terms of income
My Business
As I said Earlier,I'm on a formal employment with Barclays Bank as a sales representative and hence with a monthly salary .I also run a fast food business in Embu town basically selling such goodies as Ice cream,Chips,Chicken,Sausages,Sodas among other things that are pleasing o the youth and General public.I make around 310 USD in a month from this business
My monthly expenses include
Houserent-40 USD
Electricity Bill-16 USD
Wages-40 USD
Stock -81 USD
Profit-135 USD
I also opened a mobile phone shop where I Sell new cheap phones and especially the internet enabled phones which are in very high demand to the youth and also phone accessories
My gross sales profit is around 326 USD
My expenses totals up to 212 USDs
Net profits of 114 USD.
All those are monthly incomes,With the kind of income I think it will be very Easy to pay any amount advanced to me without fail.
Loan Proposal
Hallo Lenders,
I recently opened a mobile phone and accessories shop within Embu town,The business has picked very well with streaming customers requesting new models of phones each day,The most popular has been the touch phones of which has been of great demand to the youth,
With the amount I intend to buy a few pieces of touch phones i.e three pieces at around 34USD,The three pieces will then total up to 102USD dollars.I will then sell each at 51 USD making a profit of around 51 USD with the remaining 34 USD I intend to buy mobile accessories worth the amount which includes a few pieces of headphones,Memory cards,Flashes and earphones.
From my approximation I will be making a profit of around 60 USD from the amount within most probably three weeks.With the sales and profit gained I plan to repay my installments dully and in full so that I can scale up the ladder of limit.
Kindly leaders support me on this,I will be very grateful.
Feedback
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Apr 13, 2014
Repayment status
Late
Projected term
20 months
Lenders
Canada
Summary
Amount repaid
$102.01
Amount remaining
$62.56
Expected completion
Dec 6, 2015
Status
Repaying late
Installment amount
$1.18
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Apr 21, 2014 | $16.85 | Apr 21, 2014 | $16.85 |
| Apr 28, 2014 | $16.85 | Apr 21, 2014 | $0.80 |
| May 2, 2014 | $16.05 | ||
| May 5, 2014 | $16.85 | May 2, 2014 | $1.60 |
| May 11, 2014 | $15.25 | ||
| May 12, 2014 | $16.85 | May 11, 2014 | $2.40 |
| May 13, 2014 | $14.45 | ||
| May 19, 2014 | $2.04 | May 13, 2014 | $2.02 |
| Jun 16, 2014 | $0.01 | ||
| May 26, 2014 | $0.00 | ||
| Jun 2, 2014 | $5.88 | Jun 16, 2014 | $5.87 |
| Jun 25, 2014 | $0.01 | ||
| Jun 9, 2014 | $5.53 | Jun 25, 2014 | $3.52 |
| Jul 18, 2014 | $2.00 | ||
| Jul 29, 2014 | $0.01 | ||
| Jun 16, 2014 | $0.00 | ||
| Jun 23, 2014 | $0.00 | ||
| Jun 30, 2014 | $0.00 | ||
| Jul 7, 2014 | $0.00 | ||
| Jul 14, 2014 | $0.00 | ||
| Jul 21, 2014 | $0.00 | ||
| Jul 28, 2014 | $1.18 | Jul 29, 2014 | $1.16 |
| Aug 6, 2014 | $0.01 | ||
| Aug 4, 2014 | $1.18 | Aug 6, 2014 | $1.16 |
| Aug 11, 2014 | $0.01 | ||
| Aug 11, 2014 | $1.18 | Aug 11, 2014 | $1.16 |
| Aug 18, 2014 | $0.01 | ||
| Aug 18, 2014 | $1.18 | Aug 18, 2014 | $1.16 |
| Aug 28, 2014 | $0.01 | ||
| Aug 25, 2014 | $1.18 | Aug 28, 2014 | $1.16 |
| Oct 28, 2014 | $0.01 | ||
| Sep 1, 2014 | $1.18 | Oct 28, 2014 | $1.18 |
| Sep 8, 2014 | $1.18 | Oct 28, 2014 | $1.16 |
| Dec 15, 2014 | $0.01 | ||
| Sep 15, 2014 | $1.18 | Dec 15, 2014 | $1.16 |
| Sep 7, 2019 | $0.01 | ||
| Sep 22, 2014 | $1.18 | Sep 7, 2019 | $1.18 |
| Sep 29, 2014 | $1.18 | Sep 7, 2019 | $1.18 |
| Oct 6, 2014 | $1.18 | Sep 7, 2019 | $1.16 |
| Oct 21, 2019 | $0.01 | ||
| Oct 13, 2014 | $1.18 | Oct 21, 2019 | $1.18 |
| Oct 20, 2014 | $1.18 | Oct 21, 2019 | $1.16 |
| Feb 7, 2021 | $0.01 | ||
| Oct 27, 2014 | $1.18 | Feb 7, 2021 | $1.18 |
| Nov 2, 2014 | $1.18 | Feb 7, 2021 | $1.18 |
| Nov 9, 2014 | $1.18 | Feb 7, 2021 | $1.18 |
| Nov 16, 2014 | $1.18 | Feb 7, 2021 | $1.18 |
| Nov 23, 2014 | $1.18 | Feb 7, 2021 | $1.16 |
| Nov 30, 2014 | $1.18 | ||
| Dec 7, 2014 | $1.18 | ||
| Dec 14, 2014 | $1.18 | ||
| Dec 21, 2014 | $1.18 | ||
| Dec 28, 2014 | $1.18 | ||
| Jan 4, 2015 | $1.18 | ||
| Jan 11, 2015 | $1.18 | ||
| Jan 18, 2015 | $1.18 | ||
| Jan 25, 2015 | $1.18 | ||
| Feb 1, 2015 | $1.18 | ||
| Feb 8, 2015 | $1.18 | ||
| Feb 15, 2015 | $1.18 | ||
| Feb 22, 2015 | $1.18 | ||
| Mar 1, 2015 | $1.18 | ||
| Mar 9, 2015 | $1.18 | ||
| Mar 16, 2015 | $1.18 | ||
| Mar 23, 2015 | $1.18 | ||
| Mar 30, 2015 | $1.18 | ||
| Apr 6, 2015 | $1.18 | ||
| Apr 13, 2015 | $1.18 | ||
| Apr 20, 2015 | $1.18 | ||
| Apr 27, 2015 | $1.18 | ||
| May 4, 2015 | $1.18 | ||
| May 11, 2015 | $1.18 | ||
| May 18, 2015 | $1.18 | ||
| May 25, 2015 | $1.18 | ||
| Jun 1, 2015 | $1.18 | ||
| Jun 8, 2015 | $1.18 | ||
| Jun 15, 2015 | $1.18 | ||
| Jun 22, 2015 | $1.18 | ||
| Jun 29, 2015 | $1.18 | ||
| Jul 6, 2015 | $1.18 | ||
| Jul 13, 2015 | $1.18 | ||
| Jul 20, 2015 | $1.18 | ||
| Jul 27, 2015 | $1.18 | ||
| Aug 3, 2015 | $1.18 | ||
| Aug 10, 2015 | $1.18 | ||
| Aug 17, 2015 | $1.18 | ||
| Aug 24, 2015 | $1.18 | ||
| Aug 31, 2015 | $1.18 | ||
| Sep 7, 2015 | $1.18 | ||
| Sep 14, 2015 | $1.18 | ||
| Sep 21, 2015 | $1.18 | ||
| Sep 28, 2015 | $1.18 | ||
| Oct 5, 2015 | $1.18 | ||
| Oct 12, 2015 | $1.18 | ||
| Oct 19, 2015 | $1.18 | ||
| Oct 26, 2015 | $1.18 | ||
| Nov 1, 2015 | $1.18 | ||
| Nov 8, 2015 | $1.18 | ||
| Nov 15, 2015 | $1.18 | ||
| Nov 22, 2015 | $1.18 | ||
| Nov 29, 2015 | $1.18 | ||
| Dec 6, 2015 | $0.21 | ||
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