Steven
Jinijini, Berekum, Ghana
100% repaid
Name
Steven
Member since
June 2017
On-time repayments
67 installments • 94%
My name is Steven Asare Baffour. I am 35 years of age. I come from Berekum in the region of Brong Ahafo of Ghana. I was born into a polygamous family. I am the first child of four among my mother's children. And both my parents didn't have enough money to take care of me through school because they did not have jobs that brought up good income.Therefore I had to depend on government subsides and individual supports before I was able to complete my Senior High School certificate. Even as at the time when I completed I still owed school fees. I had to clear all my debts before I could receive my Senior High School certificate. That's was how difficult from my childhood to adulthood became.
But besides all these challenges, I thank my God that I was able to go to the Bible School for four good years to become a Pastor to this small Baptist Church Fellowship in Jinijini here.
I am married with a one year old son. I'm happy in my marriage and with my son, but I don't want to see my family, more especially my children suffer the same way I suffered. That's why I need to do something substantial now so I can secure the future of my family.
Besides my pastoral work, I have been working for a printing shop to augment my support. And that was sufficient for me when I was alone, but now that I have more mouths to feed I decided that I need to do my own business.
My dream business is to run an electrical shop but that has to wait for sowmday because I need to raise the enough fund in order to run such an electrical shop. So by way of mobilizing the funds, I had begun selling some men dressing clothes. I do this with my wife. We take the clothes from someone on credit and after we've finished making the sales, we pay off the owner. Since we started this business I have been able to finance my wife to sell cooked food s such as rice with tomatoes sauce, and banku with okro soup. She is such a helpful woman.
I believe if we get enough funds will be able to start the electrical shop business that will sustain us. Currently, I have made plans to undertake some lessons on electricals. But all this boils down to money.
I have been able to start clothes selling business with my wife, but we would always make sales by carrying them around from houses to houses, offices, schools and many others places. This always brings about much stress and fatigue.
Therefore, for me to have a shop that would store up all my goods will make business much for me and my wife. Additionally, it will create a convenient environment for people to come and make purchases. The reason being that most of our customers find it difficult coming to my house to do business because they feel uncomfortable about it.
I believe having a shop will be the best place to do business. Thank you!
Positive
2
Neutral
None
Negative
1
Project Type
Classic Loan
Disbursed amount
$233.00
Date disbursed
Aug 16, 2018
Repayment status
On Time
Projected term
6 weeks
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Amount repaid
$233.36
Amount remaining
$0.00
Date repaid
Sep 29, 2018
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Aug 25, 2018 | $39.04 | Aug 25, 2018 | $39.04 |
Sep 1, 2018 | $39.04 | Sep 1, 2018 | $39.04 |
Sep 8, 2018 | $39.04 | Sep 8, 2018 | $39.04 |
Sep 15, 2018 | $39.04 | Sep 15, 2018 | $39.04 |
Sep 22, 2018 | $39.04 | Sep 22, 2018 | $39.04 |
Sep 29, 2018 | $38.18 | Sep 29, 2018 | $38.18 |
Margaret Apr 13, 2019
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Margaret Oct 2, 2018
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