Name
Benjamin
Member since
September 2016
On-time repayments
28 installments • 64%
My name is Benjamin. I am presently living in Nairobi, Kenya. I am a trained accountant but have been working as an instructor at Bridge International Academies for 4 years now. I am married. 2 years ago, with a single laptop and printer, I ventured to start a printing service in my community, Maziwa estate. It was realistic in that the variable costs were on the lower side i.e rent was only 25 dollars a month, a figure I could easily raise since I had a job. The business crumbled mainly because other services required were unavailable and I did not have capital to inject into the project, I wish I had known Zidisha by then!
Early this year, I started a shop which is run by my wife. Customers are abundant as their demands and my core reason in applying for this loan is to satisfy them.
My business is a shop, simple retail shop. I mostly sell consumables oils soap and household goods. On a good day, I make sales upto 30 dollars. I am employed and so my wife attends the shop while I am at work. I chose a shop to curb demand in the community, I am an entrepreneur and finding distaste in services offered by shops around this area, I decided a shop that stands out in service delivery will not fail. I was not disappointed. My typical costs are quite minimal: Rent for both shop and residence 50 dollars, food 60 dollars electricity 2 dollars no school fees yet; my kids are still young.
I endeavour to put up chicken in the plot. This is as a result of high demand of chicken in and during this period.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$12.00
Date disbursed
Nov 13, 2016
Repayment status
On Time
Projected term
2 months
Other loans
Amount repaid
$11.00
Amount remaining
$1.01
Date repaid
Feb 16, 2017
Status
Fully repaid
Installment amount
$1.01
Next installment
Feb 12, 2017
Expected Payments | Actual Payments | ||
---|---|---|---|
Nov 20, 2016 | $2.01 | Nov 20, 2016 | $1.00 |
Nov 20, 2016 | $0.86 | ||
Nov 20, 2016 | $0.16 | ||
Nov 27, 2016 | $2.01 | Dec 11, 2016 | $1.01 |
Dec 11, 2016 | $1.01 | ||
Dec 4, 2016 | $2.01 | Dec 18, 2016 | $1.01 |
Dec 18, 2016 | $1.01 | ||
Dec 11, 2016 | $0.00 | ||
Dec 18, 2016 | $0.00 | ||
Dec 25, 2016 | $0.00 | ||
Jan 1, 2017 | $0.00 | ||
Jan 8, 2017 | $0.00 | ||
Jan 15, 2017 | $0.00 | ||
Jan 22, 2017 | $0.00 | ||
Jan 29, 2017 | $0.00 | ||
Feb 5, 2017 | $4.96 | Feb 5, 2017 | $0.73 |
Feb 16, 2017 | $1.01 | ||
Feb 16, 2017 | $1.01 | ||
Feb 16, 2017 | $1.01 | ||
Feb 16, 2017 | $1.01 | ||
Feb 16, 2017 | $0.20 | ||
Feb 12, 2017 | $1.01 |
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