Patrick
Berekum, Ghana
100% repaid
Name
Patrick
Member since
May 2015
On-time repayments
65 installments • 75%
Kumi Patrick is my name. I come from Berekum in the Brong Ahafo Region of Ghana. Am the first born of my parents. I attended my Basic Education at Berekum Methodist B.Primary and Junior High School. I continued at Berekum Senior High School. (BESS).I wrote West African Examination and I have WASSE Certificate. My hobbies are Reading, learning, entertainment, etc.
Business Description Our company "computer-center and cyber cafe services" is a multi-service company that provided the photocopy service, an inverter 4 hours of battery life, seized printing, connection, scanned images / photos / documents, computer training . and other benefits The hardware or computer equipment we have: a copier, two printers, a binding machine, scanner and five five computers. The staff is composed of three three people who receive: One charge management and benefits GH¢400.00, one (1) charge of trainingGH¢ 300,000 , one (1) charge of photocopying GH¢250,000 ; each is paid according to performance of work. After the statistics we see that every month we have a small amount ranging from à GH¢2,000,000 to GH¢2,500,000 after fulfilling all the loads is -to say the electric current I pay GH¢168,000 / month, the local GH¢ 200,000 / month, the total staff GH¢950 000 , other unforeseen expenses ranging between 100 000 à 150 000 GH¢. The cost my business is GH¢2,500,000 a total profit of GH¢1,032,000 amputated after all expenses and staff salaries. This benefit does not allow much to evolve given the situation of the price of computer hardware and other services on the market. I have many objective creativities but I lack the financial means for procurement of computer equipment and other work benefits, which is why I ask for a loan for a long term business and reduce unemployment rate in my country (Ghana).
The last loan amounted to Ghc 754.00 was used to finances color photocopier machine, so I could not buy the laptop. This loan will be use to buy 5 laptops which cost in US dollar $204.00 each amounted to $1020 . The laptops will help me work both at home and at work place. This will let my customers have more trust in me for fastest work. The remaining amount will also be used to buy 2 flat screens monitor costing $240.00 which will help in consumption of electricity bill. If I have these at Cyberface my profit will increase to 60%.
Positive
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Neutral
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Negative
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Project Type
Classic Loan
Disbursed amount
$200.00
Date disbursed
Apr 29, 2016
Repayment status
On Time
Projected term
3 months
Other loans
Amount repaid
$209.99
Amount remaining
$0.00
Date repaid
Aug 22, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
May 9, 2016 | $13.43 | May 17, 2016 | $13.43 |
May 16, 2016 | $13.43 | May 17, 2016 | $13.43 |
May 23, 2016 | $13.43 | May 25, 2016 | $13.43 |
May 30, 2016 | $13.43 | May 30, 2016 | $13.43 |
Jun 6, 2016 | $13.43 | Jun 7, 2016 | $13.43 |
Jun 13, 2016 | $13.43 | Jun 16, 2016 | $13.43 |
Jun 20, 2016 | $13.43 | Jun 29, 2016 | $13.43 |
Jun 27, 2016 | $13.43 | Jun 29, 2016 | $13.43 |
Jul 4, 2016 | $13.43 | Jul 4, 2016 | $13.43 |
Jul 11, 2016 | $13.43 | Jul 12, 2016 | $13.43 |
Jul 18, 2016 | $13.43 | Aug 2, 2016 | $13.43 |
Jul 25, 2016 | $13.43 | Aug 9, 2016 | $13.43 |
Aug 1, 2016 | $13.43 | Aug 9, 2016 | $13.43 |
Aug 8, 2016 | $13.43 | Aug 16, 2016 | $13.43 |
Aug 15, 2016 | $13.43 | Aug 16, 2016 | $13.43 |
Aug 22, 2016 | $8.59 | Aug 22, 2016 | $8.59 |
Aug 29, 2016 | $0.00 |
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